New York, NY - The restaurant industry is defined by fluctuating foot traffic, seasonal demand, and unpredictable revenue cycles - conditions that make fixed loan payments particularly risky. To address these challenges, FundKite is providing quick restaurant funding through a Revenue-Based Finance (RBF) model that adjusts repayment based on actual sales performance, offering restaurants a safer and more flexible alternative to traditional loans.
Unlike fixed-term loans that require the same payment regardless of how business is performing, FundKite’s Restaurant Loan Alternative ties repayment directly to a percentage of a restaurant’s Gross Sales. During slower periods, payments decrease automatically. During busier seasons, they increase proportionally. This structure helps restaurant owners commit to major investments - such as new kitchen equipment or facility upgrades - without exposing their business to undue financial strain.
“Restaurants operate in one of the most unpredictable environments in small business,” said Alex Shvarts, CEO of FundKite. “Weather, tourism, local events, and seasonality all impact revenue. Our model respects that reality by ensuring payments flex with sales instead of forcing owners into fixed obligations that can hurt them during slow months.”
This flexibility is especially critical when restaurants take on large, unavoidable expenses like equipment funding. Replacing ovens, refrigeration units, ventilation systems, or point-of-sale technology often requires significant upfront capital. FundKite’s quick restaurant funding allows owners to move forward with these purchases confidently, knowing their repayment will always remain aligned with revenue.
FundKite’s RBF structure does not charge traditional interest rates. Instead, the company collects a small, agreed-upon percentage of sales until the total receivables are delivered. This transparent, performance-based approach removes the uncertainty and compounding costs associated with interest-bearing loans.
“We designed this model to reduce risk, not add to it,” Shvarts added. “When a restaurant slows down, the payment slows down too. That’s what makes our funding so effective - it protects cash flow while still giving owners the capital they need to grow.”
FundKite offers customized funding solutions tailored to the unique needs of each restaurant, whether the goal is:
• Upgrading or replacing kitchen equipment
• Renovating dining areas or expanding seating
• Improving back-of-house efficiency
• Preparing for peak season demand
• Managing cash flow during off-season months
This approach is particularly valuable for businesses with seasonal income patterns, such as coastal restaurants, resort-area cafés, and tourist-driven dining establishments. By eliminating fixed payments, FundKite enables these businesses to invest in their operations without gambling on future revenue.
For restaurant owners, financial analysts, and risk managers evaluating funding strategies in high-volatility industries, FundKite’s model represents a modern solution to an old problem: how to finance growth without increasing risk.
As the restaurant industry continues to adapt to changing consumer behavior and economic conditions, access to flexible capital has become essential. FundKite’s quick restaurant funding provides the speed, adaptability, and financial protection restaurants need to thrive - no matter the season.
For more information about FundKite’s Restaurant Loan Alternatives and revenue-based funding solutions, visit FundKite.com.
Media Contact
Name
FundKite
Contact name
Alex Shvarts
Contact phone
(877) 502-5003
Contact address
2 S. Biscayne Blvd #2350
City
Miami
State
FL
Zip
33131
Country
United States
Url
https://fundkite.com/
