SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20552 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 August 10, 2005 ------------------------------------------------------ Date of Report (Date of earliest event reported) Kearny Financial Corp. ------------------------------------------------------ (Exact name of Registrant as specified in its Charter) United States 0-51093 22-3803741 ---------------------------- ---------- ------------- (State or other jurisdiction (File No.) (IRS Employer of incorporation) Identification Number) 120 Passaic Avenue, Fairfield, New Jersey 07004 ----------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (973) 244-4500 -------------- Not Applicable ------------------------------------------------------------- (Former name or former address, if changed since last Report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: |_| Written communications pursuant to Rule 425 under the Securities Act |_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act |_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act |_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act KEARNY FINANCIAL CORP. INFORMATION TO BE INCLUDED IN REPORT ------------------------------------ Item 2.02 Results of Operations and Financial Condition --------------------------------------------- On August 10, 2005, the Registrant issued a press release to report earnings for the quarter and year ended June 30, 2005. A copy of the press release is furnished with this Form 8-K as exhibit 99. Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits ------------------------------------------------------------------ Exhibit Number Description ------ ----------- 99 Press Release dated August 10, 2005 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized. KEARNY FINANCIAL CORP. Date: August 10, 2005 By: /s/Craig Montanaro ---------------------------- Craig Montanaro Senior Vice President