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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): November 25, 2008
                                                         -----------------

                        NEW YORK COMMUNITY BANCORP, INC.
             -----------------------------------------------------
             (Exact name of registrant as specified in its charter)


          Delaware                            1-31565           06-1377322
---------------------------------   ----------------------  ------------------
(State or other jurisdiction        Commission File Number    (I.R.S. Employer
of incorporation or organization)                           Identification No.)



                  615 Merrick Avenue, Westbury, New York 11590
                  --------------------------------------------
                    (Address of principal executive offices)


                                 (516) 683-4100
                                 --------------
              (Registrant's telephone number, including area code)

                                 Not applicable
                                 --------------
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ]  Written communications pursuant to Rule 425 under the Securities Act
     (17 CFR 230.425)
[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
     (17 CFR 240.14a-12)
[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))
[ ]  Pre-commencement communications pursuant to Rule 13e-4c under the
     Exchange Act (17 CFR 240.13e-4(c))

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                           CURRENT REPORT ON FORM 8-K
                           --------------------------

Item 8.01       Other Events
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         (b)      New York Community Bancorp, Inc. (the "Company") acknowledges
                  the filing of a Form 4 with the Securities and Exchange
                  Commission by Thomas R. Cangemi, its Senior Executive Vice
                  President and Chief Financial Officer, to report the sale of
                  307,700 shares of the Company's common stock on November 21,
                  2008. Mr. Cangemi reported on his Form 4 that the shares had
                  been pledged against a margin loan and were sold to reduce the
                  amount of the margin loan and the risk of a margin call.

                  Mr. Cangemi continues to beneficially own, or have rights
                  under various plans to, 636,702 shares of the Company's common
                  stock, including shares that remain pledged to secure $1.79
                  million of margin indebtedness.




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                                    SIGNATURE


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date:  November 25, 2008                     NEW YORK COMMUNITY BANCORP, INC.

                                             /s/ Ilene A. Angarola
                                             -----------------------------------
                                             Ilene A. Angarola
                                             Executive Vice President
                                               and Director, Investor Relations