Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
GRIFFIN SHARON MARVIN
  2. Issuer Name and Ticker or Trading Symbol
COMMERCIAL FEDERAL CORP [CFB]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
_____ Officer (give title below) _____ Other (specify below)
(Last)
(First)
(Middle)
450 REGENCY PARKWAY, ATRIUM WEST
3. Date of Earliest Transaction (Month/Day/Year)
04/13/2005
(Street)

OMAHA, NE 68114
4. If Amendment, Date Original Filed(Month/Day/Year)
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 04/13/2005   M   1,565 A $ 16.3 34,697 D  
Common Stock 04/13/2005   M   4,500 A $ 22.17 39,197 D  
Common Stock 04/13/2005   M   5,000 A $ 22.54 44,197 D  
Common Stock 04/13/2005   M   1,273 A $ 17.67 45,470 D  
Common Stock 04/13/2005   M   1,230 A $ 17.67 46,700 D  
Common Stock 04/13/2005   M   1,142 A $ 18.4 47,842 D  
Common Stock 04/13/2005   M   1,270 A $ 20.06 49,112 D  
Common Stock 04/13/2005   M   1,146 A $ 20.96 50,258 D  
Common Stock 04/13/2005   M   5,000 A $ 22 55,258 D  
Common Stock 04/13/2005   M   1,039 A $ 20.22 56,297 D  
Common Stock 04/13/2005   M   1,026 A $ 20.47 57,323 D  
Common Stock 04/13/2005   M   5,000 A $ 24.19 62,323 D  
Common Stock 04/13/2005   M   900 A $ 21.23 63,223 D  
Common Stock 04/13/2005   M   1,123 A $ 20.06 64,346 D  
Common Stock 04/13/2005   M   1,001 A $ 17.99 65,347 D  
Common Stock 04/13/2005   M   1,042 A $ 17.29 66,389 D  
Common Stock 04/13/2005   M   1,133 A $ 16.88 67,522 D  
Common Stock 04/13/2005   M   1,019 A $ 17.66 68,541 D  
Common Stock 04/13/2005   S   35,409 D $ 27 33,132 D  

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option (Right to Buy) $ 20.22 04/13/2005   M     1,039 09/30/2004 09/30/2014 Common Stock 1,039 $ 0 0 D  
Stock Option (right to buy) $ 22.17 04/13/2005   M     4,500 05/14/1997 05/14/2007 Common Stock 4,500 $ 0 0 D  
Stock Option (right to buy) $ 24.19 04/13/2005   M     5,000 05/12/1999 05/12/2009 Common Stock 5,000 $ 0 0 D  
Stock Option (Right to Buy) $ 17.67 04/13/2005   M     1,230 09/30/1999 09/30/2009 Common Stock 1,230 $ 0 0 D  
Stock Option (Right to Buy) $ 22 04/13/2005   M     5,000 03/01/2001 03/01/2011 Common Stock 5,000 $ 0 0 D  
Stock Option (Right to Buy) $ 17.29 04/13/2005   M     1,042 09/30/2001 09/30/2011 Common Stock 1,042 $ 0 0 D  
Stock Option (Right to Buy) $ 17.99 04/13/2005   M     1,001 12/31/2001 12/31/2011 Common Stock 1,001 $ 0 0 D  
Stock Option (Right to Buy) $ 17.66 04/13/2005   M     1,019 03/31/2002 03/31/2012 Common Stock 1,019 $ 0 0 D  
Stock Option (Right to Buy) $ 20.06 04/13/2005   M     1,123 06/30/2002 06/30/2012 Common Stock 1,123 $ 0 0 D  
Stock Option (Right to Buy) $ 21.23 04/13/2005   M     900 09/30/2002 09/30/2012 Common Stock 900 $ 0 0 D  
Stock Option (Right to Buy) $ 16.88 04/13/2005   M     1,133 12/31/2002 12/31/2012 Common Stock 1,133 $ 0 0 D  
Stock Option (Right to Buy) $ 22.54 04/13/2005   M     5,000 02/27/2003 02/27/2013 Common Stock 5,000 $ 0 0 D  
Stock Option (Right to Buy) $ 17.67 04/13/2005   M     1,273 03/31/2003 03/31/2013 Common Stock 1,273 $ 0 0 D  
Stock Option (Right to Buy) $ 16.3 04/13/2005   M     1,565 06/30/2003 06/30/2013 Common Stock 1,565 $ 0 0 D  
Stock Option (Right to Buy) $ 18.4 04/13/2005   M     1,142 12/31/2003 12/31/2013 Common Stock 1,142 $ 0 0 D  
Stock Option (Right to Buy) $ 20.06 04/13/2005   M     1,270 03/31/2004 03/31/2014 Common Stock 1,270 $ 0 0 D  
Stock Option (Right to Buy) $ 20.96 04/13/2005   M     1,146 06/30/2004 06/30/2014 Common Stock 1,146 $ 0 0 D  
Stock Option (Right to Buy) $ 20.47 04/13/2005   M     1,026 12/31/2004 12/31/2014 Common Stock 1,026 $ 0 0 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
GRIFFIN SHARON MARVIN
450 REGENCY PARKWAY
ATRIUM WEST
OMAHA, NE 68114
  X      

Signatures

 By: Gary R. Bronstein, Attorney-in-Fact   04/15/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

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