SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report:
Date of Report (Date of earliest event reported:)
(November 4, 2004 November 4, 2004)
American Physicians Service Group, Inc.
(Exact name of registrant as specified in its charter)
Texas 0-11453 75-1458323
(State of (Commission File Number) (IRS Employer
Incorporation) Identification No.)
1301 Capitol of Texas Highway
Suite C-300
Austin, Texas 78746
(Address of principal executive offices) (Zip Code)
(512) 328-0888
(Registrant's telephone number, including area code)
Item 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On November 4, 2004, American Physicians Service Group, Inc. issued a
press release entitled, "American Physicians Service Group, Inc. Reports
Third Quarter Earnings." The text of the press release, which is attached
as Exhibit 99.1, is incorporated by reference in its entirety.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
American Physicians Service Group, Inc.
Date: November 4, 2004 By: /s/ W.H. Hayes
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Name: W.H. Hayes
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Title: Sr VP - Finance
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EXHIBIT INDEX
Exhibit
Number Description
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99.1 Press Release issued by American Physicians Service Group, Inc., on
November 4, 2004.