FORM 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP


Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(f) of the Investment Company Act of 1940

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___ Check this box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue. See Instruction 1(b).

(Print or Type Responses)

1. Name and Address of Reporting Person*

MILLER, WILLIAM I.
(Last) (First) (Middle)

2. Issuer Name and Ticker or Trading Symbol

Irwin Financial Corporation (IFC)

6. Relationship of Reporting Person(s) to Issuer

(Check all applicable)

__X__Director _____10% owner
__X__Officer (give title below) _____Other
(Specify below)

CHAIRMAN


500 Washington Street
(Street)

3. I.R.S. Identification Number of Reporting Person, if an entity (Voluntary)

4. Statement for
(Month/Day/Year)
12/10/2002


Columbus, IN 47201
(City) (State) (Zip)

5. If Amendment, Date of Original (Month/Day/Year)

7. Individual or Joint Group Filing (Check Applicable Line)
__X_Form filed by One Reporting Person
____Form filed by More than One Reporting Person
 

Table 1 - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1. Title of Security (Instr. 3)

2. Trans-action Date

(Month/
Day/
Year)

2A. Deemed Execution Date, if any (Month/
Day/
Year)

3. Transaction Code
(Instr. 8)

4. Securities Acquired (A)
or Disposed of (D)
(Instr. 3, 4 and 5)

5. Amount of Securities Beneficially Owned at End of Month (Instr. 3 and 4)

6. Owner- ship Form: Direct (D) or Indirect (I)
(Instr. 4)

7. Nature of Indirect Beneficial Owner- ship
(Instr. 4)



Code



V



Amount


(A) or (D)



Price

COMMON STOCK

12/09/2002

  

G

V

2,916
(1)

D

  

136,029

D

  

COMMON STOCK

              

22,812

I

BY DAUGHTER
(2)

COMMON STOCK

12/09/2002

  

G

V

2,916
(1)

A

  

12,971

I

BY DAUGHTER
(3)


                   


                   


                   


                   


                   


                   


                   

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. *If the form is filed by more than one reporting person, see Instruction 4(b)(v).
Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.

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SEC 1474(3-99)

 

FORM 4 (continued)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
 

(e.g. puts, calls, warrants, options, convertible securities)




1. Title of Derivative Security (Instr. 3)

2. Conver- sion or Exercise Price of Deri- vative Security

3. Trans- action Date (Month/ Day/ Year)

3A. Deemed Execution Date, if any (Month/
Day/
Year)

4. Trans- action Code (Instr. 8)

5. Number of Derivative Securi-ties Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/ Year)

7. Title and Amount of Underlying Securities
(Instr. 3 and 4)

8. Price of Deriv- ative Secur- ity (Instr. 5)

9. Number of Deriv- ative Secur- ities Bene- ficially Owned at End of Month (Instr. 4)

10. Owner- ship Form of Deriv- ative Security: Direct (D) or Indirect (I)
(Instr. 4)

11. Nature of Indirect Benefi- cial Owner- ship (Instr. 4)





Code





V





(A)





(D)



Date Exer- cisable



Expira- tion Date





Title

Amount or Number of Shares


                             


                             


                             


                             


                             


                             


                             


                             


                             


                             


                             


                             

Explanation of Responses: See continuation page(s) for footnotes

 

/S/ WILLIAM I. MILLER
_________________________________________


______12/10/2002_________

**Signature of Reporting Person

Date



**Intentional misstatements or omissions of facts constitute Federal Criminal Violations.
See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a)

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FORM 4 (continued)

  

MILLER, WILLIAM I.

Irwin Financial Corporation (IFC)

500 Washington Street

12/10/2002

Columbus IN 47201

  

 

FOOTNOTES:

(1) REPRESENTS TRANSFER OF SHARES TO THE WILLIAM I. MILLER 1998 ANNUAL EXCLUSION TRUST, LYNNE M. MAGUIRE, TRUSTEE.

(2) AS CUSTODIAN FOR KATHERINE MAGUIRE MILLER, LAURA MARIE MILLER, AND EMILY ELIZABETH MILLER, CHILDREN OF WILLIAM I. MILLER UNDER THE UNIFORM TRANSFERS OF MINORS ACT. MR. MILLER EXPRESSLY DISCLAIMS BENEFICIAL OWNERSHIP OF THE SECURITIES HELD FOR HIS CHILDREN.

(3) LYNNE M. MAGUIRE, TRUSTEE OF THE 1998 WILLIAM I. MILLER ANNUAL EXCLUSION TRUST U/A DATED 12/15/1998. MR. MILLER DISCLAIMS BENEFICIAL OWNERSHIP OF THE SECURITIES HELD BY THIS TRUST.

 

 

 

 

 

 

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