UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                    FORM 13F

                               FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/30/05

CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  ( ) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    TOM STRINGFELLOW
ADDRESS: FROST NATIONAL BANK
         P.O. BOX 1600
         SAN ANTONIO, TX 78296

13F FILE NUMBER: 28-183
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     STAN MCCORMICK
TITLE:    COPORATE SECRETARY - SR. V.P.
PHONE:    210-220-4310
SIGNATURE,PLACE,AND DATE OF SIGNING:

 /s/STAN MCCORMICK                 SAN ANTONIO, TX          7/2/05


REPORT TYPE (CHECK ONLY ONE.):

( X)        13F HOLDINGS REPORT

(  )        13F NOTICE

(  )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
  NONE


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.

                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:        0

FORM 13F INFORMATION TABLE ENTRY TOTAL:    713

FORM 13F INFORMATION TABLE VALUE TOTAL:           $2,299,248



                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                           
H KEMPNER CERT OF BENE INTERES COMMON STOCK     999999998    19041    13552 SH       DEFINED               13451        0      101
H KEMPNER CERT OF BENE INTERES COMMON STOCK     999999998       86       61 SH       OTHER                    61        0        0
A S V INC COM                  COMMON STOCK     001963107     1216    30000 SH       OTHER                 30000        0        0
ABBOTT LABORATORIES COM**      COMMON STOCK     002824100    28894   589548 SH       DEFINED              579978        0     9570
ABBOTT LABORATORIES COM**      COMMON STOCK     002824100     6923   141257 SH       OTHER                134552        0     6705
ABERCROMBIE & FITCH CO CLASS A COMMON STOCK     002896207      210     3064 SH       DEFINED                3064        0        0
ADEZA BIOMEDICAL CORP COM      COMMON STOCK     006864102     1370    80700 SH       OTHER                 80700        0        0
AFFILIATED MANAGERS GROUP      COMMON STOCK     008252108       58      850 SH       DEFINED                 850        0        0
AFFILIATED MANAGERS GROUP      COMMON STOCK     008252108     1804    26400 SH       OTHER                 26400        0        0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK     009158106     1446    23974 SH       DEFINED               23974        0        0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK     009158106      250     4150 SH       OTHER                  4150        0        0
ALASKA AIR GROUP INC COM       COMMON STOCK     011659109     1425    47900 SH       OTHER                 47900        0        0
ALCOA INC COM**                COMMON STOCK     013817101    27821  1064716 SH       DEFINED             1047702        0    17014
ALCOA INC COM**                COMMON STOCK     013817101     5783   221328 SH       OTHER                221196        0      132
ALEXANDRIA REAL ESTATE EQUITIE COMMON STOCK     015271109      735    10000 SH       OTHER                 10000        0        0
ALLIANT ENERGY CORP            COMMON STOCK     018802108      220     7801 SH       DEFINED                7801        0        0
ALLIANT ENERGY CORP            COMMON STOCK     018802108       25      900 SH       OTHER                   900        0        0
ALLSTATE CORP COM              COMMON STOCK     020002101       53      890 SH       DEFINED                 890        0        0
ALLSTATE CORP COM              COMMON STOCK     020002101     1267    21200 SH       OTHER                 21200        0        0
ALLTEL CORP COM*               COMMON STOCK     020039103    56016   899424 SH       DEFINED              891996        0     7428
ALLTEL CORP COM*               COMMON STOCK     020039103    17495   280915 SH       OTHER                280915        0        0
ALTRIA GROUP INC COM *         COMMON STOCK     02209S103     1129    17465 SH       DEFINED               17065        0      400
ALTRIA GROUP INC COM *         COMMON STOCK     02209S103     5137    79453 SH       OTHER                 78953      500        0
AMEDISYS INCORPORATED COM      COMMON STOCK     023436108     1468    39900 SH       OTHER                 39900        0        0
AMEREN CORP COM                COMMON STOCK     023608102      225     4074 SH       DEFINED                4074        0        0
AMEREN CORP COM                COMMON STOCK     023608102       54      975 SH       OTHER                   975        0        0
AMERICAN AXLE & MFG HLDGS INC  COMMON STOCK     024061103     5984   236803 SH       DEFINED              236803        0        0
AMERICAN AXLE & MFG HLDGS INC  COMMON STOCK     024061103     7874   311600 SH       OTHER                311039        0      561
AMERICAN EAGLE OUTFITTERS INC  COMMON STOCK     02553E106     1685    55000 SH       OTHER                 55000        0        0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK     025537101      509    13818 SH       DEFINED               13818        0        0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK     025537101      897    24340 SH       OTHER                 24340        0        0
AMERICAN EXPRESS CO COM*       COMMON STOCK     025816109     2696    50644 SH       DEFINED               50494        0      150
AMERICAN EXPRESS CO COM*       COMMON STOCK     025816109     1090    20474 SH       OTHER                 20474        0        0
AMERICAN FINANCIAL REALTY TRUS COMMON STOCK     02607P305     1652   107389 SH       DEFINED              107389        0        0
AMERICAN FINANCIAL REALTY TRUS COMMON STOCK     02607P305     2686   174653 SH       OTHER                174421        0      232
AMERICAN INT'L GROUP INC COM   COMMON STOCK     026874107     2982    51321 SH       DEFINED               51221        0      100
AMERICAN INT'L GROUP INC COM   COMMON STOCK     026874107     4997    86013 SH       OTHER                 84245        0     1768
AMERICAN NATIONAL INSURANCE CO COMMON STOCK     028591105      496     4352 SH       DEFINED                 125        0     4227
AMERICAN POWER CONVERSION CORP COMMON STOCK     029066107        6      240 SH       DEFINED                 240        0        0
AMERICAN POWER CONVERSION CORP COMMON STOCK     029066107      510    21600 SH       OTHER                 21600        0        0
AMERIGROUP CORPORATION COM     COMMON STOCK     03073T102     1606    39950 SH       OTHER                 39950        0        0
AMETEK INC COM                 COMMON STOCK     031100100     1611    38500 SH       OTHER                 38500        0        0
AMGEN INC COM**                COMMON STOCK     031162100    27828   460266 SH       DEFINED              453156        0     7110
AMGEN INC COM**                COMMON STOCK     031162100     5077    83981 SH       OTHER                 81981        0     2000
AMSOUTH BANCORPORATION INC COM COMMON STOCK     032165102      254     9756 SH       DEFINED                1000        0     8756
AMSOUTH BANCORPORATION INC COM COMMON STOCK     032165102      128     4920 SH       OTHER                  4920        0        0
ANADARKO PETROLEUM CORP COM*   COMMON STOCK     032511107     1376    16752 SH       DEFINED               16752        0        0
ANADARKO PETROLEUM CORP COM*   COMMON STOCK     032511107     1041    12666 SH       OTHER                 12666        0        0
ANHEUSER BUSCH COS INC COM *   COMMON STOCK     035229103      302     6600 SH       DEFINED                6600        0        0
ANHEUSER BUSCH COS INC COM *   COMMON STOCK     035229103     6923   151322 SH       OTHER                151322        0        0
ANN TAYLOR STORES CORP COM     COMMON STOCK     036115103     1430    58900 SH       OTHER                 58900        0        0
APOLLO INVESTMENT CORP COM     COMMON STOCK     03761U106     1735    94100 SH       OTHER                 94100        0        0
APPLIED MATERIALS INC COM *    COMMON STOCK     038222105    12668   782917 SH       DEFINED              765337        0    17580
APPLIED MATERIALS INC COM *    COMMON STOCK     038222105     2005   123898 SH       OTHER                121278        0     2620
ARCHSTONE-SMITH TR REIT COM*   COMMON STOCK     039583109     2698    69857 SH       DEFINED               69857        0        0
ARCHSTONE-SMITH TR REIT COM*   COMMON STOCK     039583109     1492    38630 SH       OTHER                 38630        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      830    19787 SH       DEFINED               19787        0        0
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      684    16302 SH       OTHER                 16302        0        0
AVIALL INC COM                 COMMON STOCK     05366B102     1709    54100 SH       OTHER                 54100        0        0
BAKER HUGHES INC COM**         COMMON STOCK     057224107    27469   536918 SH       DEFINED              527200        0     9718
BAKER HUGHES INC COM**         COMMON STOCK     057224107     3721    72726 SH       OTHER                 72146        0      580
BALL CORP COM                  COMMON STOCK     058498106      201     5600 SH       OTHER                  2400     3200        0
BANCORPSOUTH INC COM           COMMON STOCK     059692103       78     3312 SH       DEFINED                3312        0        0
BANCORPSOUTH INC COM           COMMON STOCK     059692103      944    40000 SH       OTHER                 40000        0        0
BANK OF AMERICA CORP COM*      COMMON STOCK     060505104     5663   124152 SH       DEFINED              124152        0        0
BANK OF AMERICA CORP COM*      COMMON STOCK     060505104     5077   111323 SH       OTHER                110810        0      513
BAXTER INTERNATIONAL INC COM * COMMON STOCK     071813109      360     9700 SH       DEFINED                9700        0        0
BAXTER INTERNATIONAL INC COM * COMMON STOCK     071813109     1113    30010 SH       OTHER                 30010        0        0
BEA SYSTEMS INC COM            COMMON STOCK     073325102      409    46540 SH       OTHER                 44600        0     1940
BECTON DICKINSON & CO COM *    COMMON STOCK     075887109      206     3932 SH       DEFINED                3932        0        0
BECTON DICKINSON & CO COM *    COMMON STOCK     075887109       16      300 SH       OTHER                   300        0        0
BELLSOUTH CORP COM *           COMMON STOCK     079860102     7154   269251 SH       DEFINED              268587        0      664
BELLSOUTH CORP COM *           COMMON STOCK     079860102     7890   296968 SH       OTHER                295892      621      455
BEMIS INC COM*                 COMMON STOCK     081437105       53     2000 SH       DEFINED                2000        0        0
BEMIS INC COM*                 COMMON STOCK     081437105      318    12000 SH       OTHER                 10000     2000        0
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK     084670207      217       78 SH       DEFINED                  68        0       10
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK     084670207      273       98 SH       OTHER                    98        0        0
BERKSHIRE HATHAWAY INC DEL CL  COMMON STOCK     084670108      334        4 SH       DEFINED                   4        0        0
BEST BUY COMPANY INC COM*      COMMON STOCK     086516101       76     1115 SH       DEFINED                1115        0        0
BEST BUY COMPANY INC COM*      COMMON STOCK     086516101      132     1928 SH       OTHER                  1928        0        0
BIOSCRIP INCORPORATED COM      COMMON STOCK     09069N108      240    40000 SH       DEFINED               40000        0        0
BLUE NILE INCORPORATED COM     COMMON STOCK     09578R103     1772    54200 SH       OTHER                 54200        0        0
BLYTH INC COM                  COMMON STOCK     09643P108     3598   128266 SH       DEFINED              128266        0        0
BLYTH INC COM                  COMMON STOCK     09643P108     4728   168552 SH       OTHER                168297        0      255
BOEING CO COM *                COMMON STOCK     097023105      973    14742 SH       DEFINED               14742        0        0
BOEING CO COM *                COMMON STOCK     097023105       71     1072 SH       OTHER                  1072        0        0
BORGWARNER INC COM             COMMON STOCK     099724106        7      132 SH       DEFINED                 132        0        0
BORGWARNER INC COM             COMMON STOCK     099724106     1283    23900 SH       OTHER                 23900        0        0
BRINKER INTERNATIONAL INC COM* COMMON STOCK     109641100      263     6560 SH       DEFINED                6560        0        0
BRINKER INTERNATIONAL INC COM* COMMON STOCK     109641100      579    14460 SH       OTHER                 14460        0        0
BRISTOL-MYERS SQUIBB CO COM *  COMMON STOCK     110122108     2919   116844 SH       DEFINED              115594        0     1250
BRISTOL-MYERS SQUIBB CO COM *  COMMON STOCK     110122108     1018    40766 SH       OTHER                 40766        0        0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK     12189T104     1865    39610 SH       DEFINED               39610        0        0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK     12189T104     1092    23188 SH       OTHER                 23188        0        0
BURLINGTON RESOURCES INC COM*  COMMON STOCK     122014103      166     3000 SH       DEFINED                3000        0        0
BURLINGTON RESOURCES INC COM*  COMMON STOCK     122014103      179     3242 SH       OTHER                  3142        0      100
CALPINE CORP                   COMMON STOCK     131347106       64    18800 SH       DEFINED               18800        0        0
CALPINE CORP                   COMMON STOCK     131347106        1      300 SH       OTHER                   300        0        0
CAPITAL AUTOMOTIVE REIT COM    COMMON STOCK     139733109     1370    35900 SH       OTHER                 35900        0        0
CAPITAL ONE FINANCIAL CORP COM COMMON STOCK     14040H105    16439   205467 SH       DEFINED              205177        0      290
CAPITAL ONE FINANCIAL CORP COM COMMON STOCK     14040H105     2239    27989 SH       OTHER                 27989        0        0
CARBO CERAMICS INC COM         COMMON STOCK     140781105      861    10900 SH       OTHER                 10900        0        0
CARNIVAL CORP PAIRED CTF 1 COM COMMON STOCK     143658300      381     6976 SH       DEFINED                6976        0        0
CARNIVAL CORP PAIRED CTF 1 COM COMMON STOCK     143658300      835    15300 SH       OTHER                 15300        0        0
CATERPILLAR INC COM *          COMMON STOCK     149123101     2492    26145 SH       DEFINED               26145        0        0
CATERPILLAR INC COM *          COMMON STOCK     149123101      216     2262 SH       OTHER                  1110     1052      100
CATHAY GENERAL BANCORP COM     COMMON STOCK     149150104     1444    43000 SH       OTHER                 43000        0        0
CENTERPOINT ENERGY INC COM     COMMON STOCK     15189T107      137    10364 SH       DEFINED               10364        0        0
CENTERPOINT PROPERTIES CORP RE COMMON STOCK     151895109      723    17100 SH       OTHER                 17100        0        0
CENTRAL GARDEN & PET CO COM    COMMON STOCK     153527106     1233    25100 SH       OTHER                 25100        0        0
CHEVRON CORPORATION COM*       COMMON STOCK     166764100     9526   170355 SH       DEFINED              161601        0     8754
CHEVRON CORPORATION COM*       COMMON STOCK     166764100     4460    79763 SH       OTHER                 73535     2128     4100
CHUBB CORP COM*                COMMON STOCK     171232101     1492    17425 SH       DEFINED               17275        0      150
CIGNA CORP COM                 COMMON STOCK     125509109       58      542 SH       DEFINED                 542        0        0
CIGNA CORP COM                 COMMON STOCK     125509109      417     3900 SH       OTHER                  3900        0        0
CISCO SYSTEM INC COM*          COMMON STOCK     17275R102     1660    87008 SH       DEFINED               85658        0     1350
CISCO SYSTEM INC COM*          COMMON STOCK     17275R102      998    52294 SH       OTHER                 50794        0     1500
CITIGROUP INC COM *            COMMON STOCK     172967101     6930   149913 SH       DEFINED              149187        0      726
CITIGROUP INC COM *            COMMON STOCK     172967101     4989   107915 SH       OTHER                107580        0      335
CLEAR CHANNEL COMMUNICATIONS C COMMON STOCK     184502102     1378    44550 SH       DEFINED               43300        0     1250
CLEAR CHANNEL COMMUNICATIONS C COMMON STOCK     184502102     2979    96301 SH       OTHER                 96300        0        1
CLOROX CO COM *                COMMON STOCK     189054109      203     3641 SH       DEFINED                3641        0        0
CLOROX CO COM *                COMMON STOCK     189054109      279     5000 SH       OTHER                  5000        0        0
COCA COLA CO COM *             COMMON STOCK     191216100     3497    83769 SH       DEFINED               82697        0     1072
COCA COLA CO COM *             COMMON STOCK     191216100     2872    68795 SH       OTHER                 63595        0     5200
COINSTAR INC COM               COMMON STOCK     19259P300      881    38900 SH       OTHER                 38900        0        0
COLGATE-PALMOLIVE CO COM *     COMMON STOCK     194162103     3227    64649 SH       DEFINED               64014        0      635
COLGATE-PALMOLIVE CO COM *     COMMON STOCK     194162103     1347    26996 SH       OTHER                 24968        0     2028
COMERICA INC COM               COMMON STOCK     200340107       71     1237 SH       DEFINED                1237        0        0
COMERICA INC COM               COMMON STOCK     200340107      324     5600 SH       OTHER                  5600        0        0
COMSTOCK HOMEBUILDING CO CL A  COMMON STOCK     205684103     1569    64800 SH       OTHER                 64800        0        0
CONAGRA FOODS INC COM          COMMON STOCK     205887102      209     9043 SH       DEFINED                9043        0        0
CONAGRA FOODS INC COM          COMMON STOCK     205887102      540    23300 SH       OTHER                 23300        0        0
CONOCOPHILLIPS COM             COMMON STOCK     20825C104      197     3422 SH       DEFINED                2822        0      600
CONOCOPHILLIPS COM             COMMON STOCK     20825C104     1614    28078 SH       OTHER                 28078        0        0
CONSOL ENERGY INC COM          COMMON STOCK     20854P109     2643    49325 SH       DEFINED               49325        0        0
CONSOL ENERGY INC COM          COMMON STOCK     20854P109     3818    71264 SH       OTHER                 71145        0      119
CONSOLIDATED EDISON INC COM    COMMON STOCK     209115104     1338    28561 SH       DEFINED               28561        0        0
CONSOLIDATED EDISON INC COM    COMMON STOCK     209115104       53     1122 SH       OTHER                  1122        0        0
COOPER INDUSTRIES LTD CL A*    COMMON STOCK     G24182100     1605    25114 SH       DEFINED               24714        0      400
COOPER INDUSTRIES LTD CL A*    COMMON STOCK     G24182100       62      972 SH       OTHER                   972        0        0
CORPORATE EXECUTIVE BOARD CO C COMMON STOCK     21988R102    29512   376768 SH       DEFINED              369688        0     7080
CORPORATE EXECUTIVE BOARD CO C COMMON STOCK     21988R102     4488    57300 SH       OTHER                 57300        0        0
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK     22160K105    18569   415132 SH       DEFINED              406327        0     8805
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK     22160K105     2604    58205 SH       OTHER                 57625        0      580
COVENTRY HLTH CARE INC.COM**   COMMON STOCK     222862104    19229   271791 SH       DEFINED              264958        0     6833
COVENTRY HLTH CARE INC.COM**   COMMON STOCK     222862104     3161    44678 SH       OTHER                 44678        0        0
CULLEN/FROST BANKERS INC COM   COMMON STOCK     229899109    10661   223741 SH       DEFINED              216868     1873     5000
CULLEN/FROST BANKERS INC COM   COMMON STOCK     229899109     4057    85134 SH       OTHER                 55348        0    29786
CVS CORP COM *                 COMMON STOCK     126650100     1275    43860 SH       DEFINED               43860        0        0
CVS CORP COM *                 COMMON STOCK     126650100       38     1300 SH       OTHER                  1300        0        0
CYPRESS SEMICONDUCTOR CORP COM COMMON STOCK     232806109        1       50 SH       DEFINED                  50        0        0
CYPRESS SEMICONDUCTOR CORP COM COMMON STOCK     232806109     1673   132900 SH       OTHER                132900        0        0
DEAN FOODS CO NEW COM          COMMON STOCK     242370104      529    15000 SH       OTHER                 15000        0        0
DELL INC COM**                 COMMON STOCK     24702R101    25337   642087 SH       DEFINED              628830        0    13257
DELL INC COM**                 COMMON STOCK     24702R101     5407   137036 SH       OTHER                126968        0    10068
DELPHI CORPORATION COM         COMMON STOCK     247126105       59    12595 SH       DEFINED               12595        0        0
DELPHI CORPORATION COM         COMMON STOCK     247126105      371    79751 SH       OTHER                 79751        0        0
DELTA & PINE LAND CO           COMMON STOCK     247357106     1446    57700 SH       OTHER                 57700        0        0
DELUXE CORP COM                COMMON STOCK     248019101     5259   129538 SH       DEFINED              129538        0        0
DELUXE CORP COM                COMMON STOCK     248019101     7090   174627 SH       OTHER                174326        0      301
DEVON ENERGY CORPORATION NEW C COMMON STOCK     25179M103       82     1616 SH       DEFINED                1616        0        0
DEVON ENERGY CORPORATION NEW C COMMON STOCK     25179M103      359     7078 SH       OTHER                  6878        0      200
DIEBOLD INC COM*               COMMON STOCK     253651103    14360   318330 SH       DEFINED              317918        0      412
DIEBOLD INC COM*               COMMON STOCK     253651103     2189    48518 SH       OTHER                 48028        0      490
DIRECTV GROUP INCORPORATED COM COMMON STOCK     25459L106       36     2310 SH       DEFINED                2310        0        0
DIRECTV GROUP INCORPORATED COM COMMON STOCK     25459L106      177    11421 SH       OTHER                 11417        4        0
DISNEY (WALT) COMPANY HOLDING  COMMON STOCK     254687106    23608   937580 SH       DEFINED              923653        0    13927
DISNEY (WALT) COMPANY HOLDING  COMMON STOCK     254687106     3498   138935 SH       OTHER                137785        0     1150
DOLLAR GENERAL CORP COM        COMMON STOCK     256669102      796    39100 SH       OTHER                 39100        0        0
DOMINION RES INC VA NEW COM**  COMMON STOCK     25746U109    21274   289881 SH       DEFINED              284726        0     5155
DOMINION RES INC VA NEW COM**  COMMON STOCK     25746U109     2780    37884 SH       OTHER                 37884        0        0
DOW CHEMICAL CO COM *          COMMON STOCK     260543103     3701    83104 SH       DEFINED               83104        0        0
DOW CHEMICAL CO COM *          COMMON STOCK     260543103     4357    97846 SH       OTHER                 97740        0      106
DRESS BARN INC COM             COMMON STOCK     261570105      806    35600 SH       OTHER                 35600        0        0
DRS TECHNOLOGIES INC COM       COMMON STOCK     23330X100     1600    31200 SH       OTHER                 31200        0        0
DU PONT E I DE NEMOURS & CO CO COMMON STOCK     263534109    24469   568917 SH       DEFINED              557763        0    11154
DU PONT E I DE NEMOURS & CO CO COMMON STOCK     263534109     4041    93953 SH       OTHER                 93319      634        0
DUKE ENERGY CORP COM*          COMMON STOCK     264399106     2092    70356 SH       DEFINED               70356        0        0
DUKE ENERGY CORP COM*          COMMON STOCK     264399106     1246    41904 SH       OTHER                 41904        0        0
DYNACQ HEALTHCARE INC COM      COMMON STOCK     26779V105      329    62519 SH       DEFINED               62519        0        0
E M C CORP MASSACHUSETTS COM * COMMON STOCK     268648102      142    10326 SH       DEFINED               10326        0        0
E M C CORP MASSACHUSETTS COM * COMMON STOCK     268648102       14     1030 SH       OTHER                  1030        0        0
EAGLE MATERIALS INC COM        COMMON STOCK     26969P108     1685    18200 SH       OTHER                 18200        0        0
EASTMAN KODAK CO COM *         COMMON STOCK     277461109        1       22 SH       DEFINED                  22        0        0
EASTMAN KODAK CO COM *         COMMON STOCK     277461109      808    30100 SH       OTHER                 30100        0        0
EATON CORP COM *               COMMON STOCK     278058102       98     1642 SH       DEFINED                1642        0        0
EATON CORP COM *               COMMON STOCK     278058102      135     2248 SH       OTHER                  2248        0        0
EBAY INCORPORATED COM          COMMON STOCK     278642103       66     2000 SH       DEFINED                2000        0        0
EBAY INCORPORATED COM          COMMON STOCK     278642103      604    18300 SH       OTHER                 18300        0        0
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK     285661104       67     3480 SH       DEFINED                3480        0        0
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK     285661104      371    19268 SH       OTHER                 19268        0        0
ELI LILLY & CO COM *           COMMON STOCK     532457108     1369    24568 SH       DEFINED               24568        0        0
ELI LILLY & CO COM *           COMMON STOCK     532457108      214     3840 SH       OTHER                  3740        0      100
EMERSON ELECTRIC CO COM**      COMMON STOCK     291011104    21162   337889 SH       DEFINED              331304        0     6585
EMERSON ELECTRIC CO COM**      COMMON STOCK     291011104     4477    71481 SH       OTHER                 69241        0     2240
ENERGY CONVERSION DEVICES INC  COMMON STOCK     292659109      582    25990 SH       DEFINED               25990        0        0
ENERGY PARTNERS LTD COM        COMMON STOCK     29270U105      828    31600 SH       OTHER                 31600        0        0
ENSCO INTERNATIONAL INC COM*   COMMON STOCK     26874Q100      500    13999 SH       DEFINED               13999        0        0
ENSCO INTERNATIONAL INC COM*   COMMON STOCK     26874Q100      252     7045 SH       OTHER                  6456        0      589
ENTERGY CORP NEW COM           COMMON STOCK     29364G103     1050    13900 SH       OTHER                 13900        0        0
ENZO BIOCHEM INC COM           COMMON STOCK     294100102      558    31101 SH       DEFINED               31101        0        0
EQUITY INNS INC COM            COMMON STOCK     294703103      813    61100 SH       OTHER                 61100        0        0
EQUITY OFFICE PROP. TR REIT CO COMMON STOCK     294741103     2145    64812 SH       DEFINED               64812        0        0
EQUITY OFFICE PROP. TR REIT CO COMMON STOCK     294741103      787    23781 SH       OTHER                 23781        0        0
EQUITY ONE INC  REIT           COMMON STOCK     294752100     1625    71600 SH       OTHER                 71600        0        0
ESCO TECHNOLOGIES INC          COMMON STOCK     296315104     3417    33900 SH       OTHER                 33900        0        0
EXELON CORP COM                COMMON STOCK     30161N101      252     4919 SH       DEFINED                4919        0        0
EXPRESS SCRIPTS INC COM*       COMMON STOCK     302182100      513    10264 SH       DEFINED               10264        0        0
EXPRESS SCRIPTS INC COM*       COMMON STOCK     302182100       32      650 SH       OTHER                   650        0        0
EXXON MOBIL CORP COM *         COMMON STOCK     30231G102    39488   687108 SH       DEFINED              681508        0     5600
EXXON MOBIL CORP COM *         COMMON STOCK     30231G102    21307   370752 SH       OTHER                365452        0     5300
FANNIE MAE COM                 COMMON STOCK     313586109     6369   109051 SH       DEFINED              108857        0      194
FANNIE MAE COM                 COMMON STOCK     313586109     7638   130780 SH       OTHER                130543        0      237
FEDERAL REALTY INVESTMENT TR R COMMON STOCK     313747206     1859    31500 SH       OTHER                 31500        0        0
FINISH LINE INC CL A COM       COMMON STOCK     317923100     1500    79300 SH       OTHER                 79300        0        0
FIRST DATA CORP COM *          COMMON STOCK     319963104      931    23200 SH       DEFINED               23100        0      100
FIRST DATA CORP COM *          COMMON STOCK     319963104       38      950 SH       OTHER                   950        0        0
FIRST MIDWEST BANCORP INC COM  COMMON STOCK     320867104      740    21100 SH       OTHER                 21100        0        0
FIRSTFED FINANCIAL CORP COM    COMMON STOCK     337907109     1437    24100 SH       OTHER                 24100        0        0
FLAGSTAR BANCORP INC COM       COMMON STOCK     337930101     3033   160196 SH       DEFINED              160196        0        0
FLAGSTAR BANCORP INC COM       COMMON STOCK     337930101     3025   159787 SH       OTHER                159416        0      371
FLIR SYSTEMS INC COM           COMMON STOCK     302445101      847    28400 SH       OTHER                 28400        0        0
FLORIDA ROCK INDS INC COM      COMMON STOCK     341140101     1724    23500 SH       OTHER                 23500        0        0
FORD MOTOR COMPANY COM*        COMMON STOCK     345370860      145    14145 SH       DEFINED               14145        0        0
FORD MOTOR COMPANY COM*        COMMON STOCK     345370860       10     1000 SH       OTHER                  1000        0        0
FORTUNE BRANDS INC COM *       COMMON STOCK     349631101      705     7940 SH       DEFINED                7440        0      500
FORTUNE BRANDS INC COM *       COMMON STOCK     349631101      343     3865 SH       OTHER                  3865        0        0
FPL GROUP INC COM *            COMMON STOCK     302571104     1382    32867 SH       DEFINED               32867        0        0
FPL GROUP INC COM *            COMMON STOCK     302571104      341     8102 SH       OTHER                  8102        0        0
FRANKLIN STR PPTYS CORP REIT   COMMON STOCK     35471R106      686    33898 SH       DEFINED               33898        0        0
FRANKLIN STR PPTYS CORP REIT   COMMON STOCK     35471R106        4      200 SH       OTHER                   200        0        0
FREDDIE MAC *                  COMMON STOCK     313400301     7025   107701 SH       DEFINED              107701        0        0
FREDDIE MAC *                  COMMON STOCK     313400301     7780   119266 SH       OTHER                119078        0      188
FRIEDMAN BILLINGS RAMSEY GRP   COMMON STOCK     358434108     2293   160359 SH       DEFINED              154359        0     6000
FRIEDMAN BILLINGS RAMSEY GRP   COMMON STOCK     358434108      221    15452 SH       OTHER                 15452        0        0
GABELLI ASSET MANAGEMENT INC C COMMON STOCK     36239Y102     1153    26100 SH       OTHER                 26100        0        0
GANNETT CO COM*                COMMON STOCK     364730101     2041    28695 SH       DEFINED               28695        0        0
GANNETT CO COM*                COMMON STOCK     364730101     3406    47888 SH       OTHER                 47824        0       64
GENERAL DYNAMICS CORP COM*     COMMON STOCK     369550108      188     1719 SH       DEFINED                1669        0       50
GENERAL DYNAMICS CORP COM*     COMMON STOCK     369550108      206     1877 SH       OTHER                  1877        0        0
GENERAL ELECTRIC CO COM**      COMMON STOCK     369604103    35385  1021216 SH       DEFINED             1003870        0    17346
GENERAL ELECTRIC CO COM**      COMMON STOCK     369604103    14392   415351 SH       OTHER                400711     1800    12840
GENERAL MILLS INC COM*         COMMON STOCK     370334104     3947    84350 SH       DEFINED               84350        0        0
GENERAL MILLS INC COM*         COMMON STOCK     370334104     4577    97815 SH       OTHER                 95681        0     2134
GENERAL MOTORS CORP COM        COMMON STOCK     370442105      331     9723 SH       DEFINED                9723        0        0
GENERAL MOTORS CORP COM        COMMON STOCK     370442105     2539    74678 SH       OTHER                 74628       50        0
GENTEX CORP COM                COMMON STOCK     371901109     1270    69800 SH       OTHER                 67000        0     2800
GENWORTH FINANCIAL INC CL A CO COMMON STOCK     37247D106    23535   778528 SH       DEFINED              761843        0    16685
GENWORTH FINANCIAL INC CL A CO COMMON STOCK     37247D106     3428   113396 SH       OTHER                113396        0        0
GILLETTE CO COM*               COMMON STOCK     375766102     4673    92299 SH       DEFINED               92149        0      150
GILLETTE CO COM*               COMMON STOCK     375766102     2110    41676 SH       OTHER                 41676        0        0
GOLDMAN SACHS GROUP INC COM*   COMMON STOCK     38141G104      242     2376 SH       DEFINED                2376        0        0
GOODRICH CORP COM*             COMMON STOCK     382388106    20308   495792 SH       DEFINED              485863        0     9929
GOODRICH CORP COM*             COMMON STOCK     382388106     2800    68352 SH       OTHER                 68352        0        0
GREAT PLAINS ENERGY INC COM*   COMMON STOCK     391164100     1225    38424 SH       DEFINED               38424        0        0
GREAT PLAINS ENERGY INC COM*   COMMON STOCK     391164100       19      600 SH       OTHER                   600        0        0
GREATER BAY BANCORP COM        COMMON STOCK     391648102     1446    54900 SH       OTHER                 54900        0        0
HALLIBURTON CO COM *           COMMON STOCK     406216101      579    12101 SH       DEFINED               12101        0        0
HALLIBURTON CO COM *           COMMON STOCK     406216101      160     3336 SH       OTHER                  2236     1000      100
HARRIS CORP DELAWARE COM       COMMON STOCK     413875105      718    23000 SH       OTHER                 23000        0        0
HARSCO CORPORATION COM         COMMON STOCK     415864107     1069    19600 SH       OTHER                 19600        0        0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK     416515104        5       70 SH       DEFINED                  70        0        0
HARTFORD FINANCIAL SERVICES GR COMMON STOCK     416515104      823    11000 SH       OTHER                 11000        0        0
HCA INC*                       COMMON STOCK     404119109      222     3913 SH       DEFINED                1913        0     2000
HCA INC*                       COMMON STOCK     404119109       54      960 SH       OTHER                   960        0        0
HCC INSURANCE HOLDINGS INC COM COMMON STOCK     404132102    26237   692824 SH       DEFINED              681316        0    11508
HCC INSURANCE HOLDINGS INC COM COMMON STOCK     404132102     4552   120191 SH       OTHER                120191        0        0
HEADWATERS INC COM             COMMON STOCK     42210P102        3      100 SH       DEFINED                 100        0        0
HEADWATERS INC COM             COMMON STOCK     42210P102     1313    38200 SH       OTHER                 38200        0        0
HEALTH MGMT ASSOC INC NEW CLAS COMMON STOCK     421933102      668    25511 SH       DEFINED               25511        0        0
HEALTH MGMT ASSOC INC NEW CLAS COMMON STOCK     421933102      269    10280 SH       OTHER                  9170        0     1110
HEALTHCARE SVCS GROUP INC COM  COMMON STOCK     421906108      512    25500 SH       OTHER                 25500        0        0
HEINZ H. J. CO COM*            COMMON STOCK     423074103      282     7960 SH       DEFINED                7960        0        0
HEINZ H. J. CO COM*            COMMON STOCK     423074103      151     4250 SH       OTHER                  4250        0        0
HEWLETT PACKARD CO (DEL) COM*  COMMON STOCK     428236103      329    13978 SH       DEFINED               13978        0        0
HEWLETT PACKARD CO (DEL) COM*  COMMON STOCK     428236103      493    20954 SH       OTHER                 20107      847        0
HIBBETT SPORTING GOODS INC COM COMMON STOCK     428565105      619    16350 SH       OTHER                 16350        0        0
HOME DEPOT INC COM *           COMMON STOCK     437076102     1056    27144 SH       DEFINED               27144        0        0
HOME DEPOT INC COM *           COMMON STOCK     437076102     1121    28821 SH       OTHER                 25221        0     3600
HONEYWELL INTERNATIONAL INC CO COMMON STOCK     438516106     1267    34578 SH       DEFINED               34578        0        0
HONEYWELL INTERNATIONAL INC CO COMMON STOCK     438516106     2837    77460 SH       OTHER                 75600        0     1860
HRPT PROPERTIES TRUST REIT COM COMMON STOCK     40426W101       34     2764 SH       DEFINED                2764        0        0
HRPT PROPERTIES TRUST REIT COM COMMON STOCK     40426W101      149    12000 SH       OTHER                 12000        0        0
IDEX CORP COM                  COMMON STOCK     45167R104     1073    27800 SH       OTHER                 27800        0        0
IMMUCOR INC COM                COMMON STOCK     452526106     1029    35550 SH       OTHER                 35550        0        0
INGERSOLL-RAND COMPANY CLASS A COMMON STOCK     G4776G101      428     6000 SH       DEFINED                6000        0        0
INGERSOLL-RAND COMPANY CLASS A COMMON STOCK     G4776G101      728    10205 SH       OTHER                 10205        0        0
INTEGRATED DEVICE TECHNOLOGY I COMMON STOCK     458118106     1266   117800 SH       OTHER                117800        0        0
INTEGRATED ELECTRICAL SERVICES COMMON STOCK     45811E103     1591   815813 SH       DEFINED              815813        0        0
INTEL CORP COM *               COMMON STOCK     458140100     2556    98234 SH       DEFINED               96734        0     1500
INTEL CORP COM *               COMMON STOCK     458140100     2260    86870 SH       OTHER                 81270        0     5600
INTL BUSINESS MACHINES CORP CO COMMON STOCK     459200101     1796    24200 SH       DEFINED               23375        0      825
INTL BUSINESS MACHINES CORP CO COMMON STOCK     459200101     1911    25758 SH       OTHER                 24286     1072      400
ISHARES COHEN & STEERS REALTY* COMMON STOCK     464287564     6517    91529 SH       DEFINED               90669        0      860
ISHARES COHEN & STEERS REALTY* COMMON STOCK     464287564      286     4022 SH       OTHER                  3702        0      320
ISHARES DJ SELECT DIVIDEND IND COMMON STOCK     464287168     1313    21275 SH       DEFINED               21275        0        0
ISHARES DJ US REAL ESTATE INDE COMMON STOCK     464287739      246     3870 SH       DEFINED                3870        0        0
ISHARES LEHMAN TREAS INFL PROT COMMON STOCK     464287176      214     2000 SH       DEFINED                2000        0        0
ISHARES MSCI EAFE INDEX FUND*  COMMON STOCK     464287465      269     5130 SH       DEFINED                5130        0        0
ISHARES MSCI EAFE INDEX FUND*  COMMON STOCK     464287465        4       75 SH       OTHER                    75        0        0
ISHARES MSCI EMERGING MKTS IND COMMON STOCK     464287234     1001    13976 SH       DEFINED               13976        0        0
ISHARES MSCI EMERGING MKTS IND COMMON STOCK     464287234       21      300 SH       OTHER                   300        0        0
ISHARES RUSSELL 1000 GROWTH*   COMMON STOCK     464287614     1572    32753 SH       DEFINED               32753        0        0
ISHARES RUSSELL 1000 VALUE IND COMMON STOCK     464287598      201     3020 SH       DEFINED                3020        0        0
ISHARES RUSSELL 2000 GRWTH IND COMMON STOCK     464287648     1447    22317 SH       DEFINED               22317        0        0
ISHARES RUSSELL 2000 VALUE IND COMMON STOCK     464287630      811    12619 SH       DEFINED               12619        0        0
ISHARES S&P MIDCAP 400 GROWTH* COMMON STOCK     464287606      327     4710 SH       DEFINED                4710        0        0
ISHARES S&P MIDCAP 400 INDEX F COMMON STOCK     464287507     3553    51873 SH       DEFINED               51873        0        0
ISHARES S&P MIDCAP 400 INDEX F COMMON STOCK     464287507        2       30 SH       OTHER                    30        0        0
ISHARES S&P SMALLCAP 600 INDEX COMMON STOCK     464287804      408     7416 SH       DEFINED                7416        0        0
ITRON INC COM                  COMMON STOCK     465741106     1961    43900 SH       OTHER                 43900        0        0
JDS UNIPHASE CORP COM          COMMON STOCK     46612J101        1      400 SH       DEFINED                 400        0        0
JDS UNIPHASE CORP COM          COMMON STOCK     46612J101       46    30359 SH       OTHER                  1374        0    28985
JEFFERSON-PILOT CORP COM       COMMON STOCK     475070108     1507    29894 SH       DEFINED               29894        0        0
JEFFERSON-PILOT CORP COM       COMMON STOCK     475070108     2256    44750 SH       OTHER                 44679        0       71
JOHNSON & JOHNSON COM *        COMMON STOCK     478160104     8780   135082 SH       DEFINED              128617        0     6465
JOHNSON & JOHNSON COM *        COMMON STOCK     478160104     5386    82863 SH       OTHER                 80138      800     1925
JOHNSON CONTROLS INC COM *     COMMON STOCK     478366107     2945    52282 SH       DEFINED               52282        0        0
JOHNSON CONTROLS INC COM *     COMMON STOCK     478366107     3849    68322 SH       OTHER                 68197        0      125
JPMORGAN CHASE & CO COM**      COMMON STOCK     46625H100    27955   791475 SH       DEFINED              763526        0    27949
JPMORGAN CHASE & CO COM**      COMMON STOCK     46625H100     4810   136183 SH       OTHER                133699      900     1584
KERR MCGEE CORP COM**          COMMON STOCK     492386107    18505   242498 SH       DEFINED              238643        0     3855
KERR MCGEE CORP COM**          COMMON STOCK     492386107     3054    40019 SH       OTHER                 40019        0        0
KEYSPAN CORP COM *             COMMON STOCK     49337W100     2364    58079 SH       DEFINED               58079        0        0
KEYSPAN CORP COM *             COMMON STOCK     49337W100      205     5048 SH       OTHER                  5048        0        0
KIMBERLY CLARK CORP COM**      COMMON STOCK     494368103    22025   351896 SH       DEFINED              345295        0     6601
KIMBERLY CLARK CORP COM**      COMMON STOCK     494368103     5038    80490 SH       OTHER                 79100        0     1390
KINDER MORGAN INC KANS COM*    COMMON STOCK     49455P101     1686    20262 SH       DEFINED               20262        0        0
KINDER MORGAN INC KANS COM*    COMMON STOCK     49455P101      228     2740 SH       OTHER                  2740        0        0
KINDRED HEALTHCARE INC COM     COMMON STOCK     494580103     1818    45900 SH       OTHER                 45900        0        0
KOHLS CORP COM**               COMMON STOCK     500255104    14057   251414 SH       DEFINED              250849        0      565
KOHLS CORP COM**               COMMON STOCK     500255104     3738    66861 SH       OTHER                 66861        0        0
KRAFT FOODS INC CLASS A COM    COMMON STOCK     50075N104     1298    40800 SH       OTHER                 38000        0     2800
L-3 COMMUNICATIONS HLDGS INC C COMMON STOCK     502424104      252     3291 SH       DEFINED                3291        0        0
L-3 COMMUNICATIONS HLDGS INC C COMMON STOCK     502424104       56      735 SH       OTHER                   275        0      460
LABONE INCORPORATED COM        COMMON STOCK     50540L105     1516    38100 SH       OTHER                 38100        0        0
LAFARGE NORTH AMERICA INC COM  COMMON STOCK     505862102     2399    38421 SH       DEFINED               38421        0        0
LAFARGE NORTH AMERICA INC COM  COMMON STOCK     505862102     1801    28837 SH       OTHER                 28821        0       16
LAUREATE EDUCATION INC COM     COMMON STOCK     518613104       51     1076 SH       DEFINED                1076        0        0
LAUREATE EDUCATION INC COM     COMMON STOCK     518613104     1645    34375 SH       OTHER                 34375        0        0
LEAR CORP COM*                 COMMON STOCK     521865105    16058   441390 SH       DEFINED              432610        0     8780
LEAR CORP COM*                 COMMON STOCK     521865105     1981    54444 SH       OTHER                 54444        0        0
LIFEPOINT HOSPITALS INC COM    COMMON STOCK     53219L109        5      105 SH       DEFINED                   0        0      105
LIFEPOINT HOSPITALS INC COM    COMMON STOCK     53219L109     2214    43800 SH       OTHER                 43800        0        0
LOCKHEED MARTIN CORP COM *     COMMON STOCK     539830109      191     2943 SH       DEFINED                2943        0        0
LOCKHEED MARTIN CORP COM *     COMMON STOCK     539830109       73     1125 SH       OTHER                  1125        0        0
LOWES COS INC COM **           COMMON STOCK     548661107    19222   330161 SH       DEFINED              322834        0     7327
LOWES COS INC COM **           COMMON STOCK     548661107     3225    55401 SH       OTHER                 55401        0        0
LUCENT TECHNOLOGIES INC COM    COMMON STOCK     549463107       12     3984 SH       DEFINED                3984        0        0
LUCENT TECHNOLOGIES INC COM    COMMON STOCK     549463107       48    16469 SH       OTHER                  1916      338    14215
LYONDELL CHEMICAL CO. COM      COMMON STOCK     552078107        1       25 SH       DEFINED                   0        0       25
LYONDELL CHEMICAL CO. COM      COMMON STOCK     552078107      248     9400 SH       OTHER                  9400        0        0
MANPOWER INC WISCONSIN COM     COMMON STOCK     56418H100      361     9069 SH       DEFINED                9069        0        0
MANPOWER INC WISCONSIN COM     COMMON STOCK     56418H100      543    13661 SH       OTHER                 13661        0        0
MARATHON OIL CORP COM*         COMMON STOCK     565849106     2150    40285 SH       DEFINED               40285        0        0
MARSH & MCLENNAN COS INC COM*  COMMON STOCK     571748102     4974   179554 SH       DEFINED              179554        0        0
MARSH & MCLENNAN COS INC COM*  COMMON STOCK     571748102     7014   253205 SH       OTHER                253038        0      167
MARSHALL & ILSLEY CORP COM     COMMON STOCK     571834100     1889    42500 SH       DEFINED               42500        0        0
MASCO CORP COM *               COMMON STOCK     574599106      102     3200 SH       DEFINED                3200        0        0
MASCO CORP COM *               COMMON STOCK     574599106     1401    44112 SH       OTHER                 44112        0        0
MATTEL INC COM                 COMMON STOCK     577081102     2275   124303 SH       DEFINED              124303        0        0
MATTEL INC COM                 COMMON STOCK     577081102     3105   169692 SH       OTHER                169201      283      208
MBIA INC COM                   COMMON STOCK     55262C100     2164    36489 SH       DEFINED               36489        0        0
MBIA INC COM                   COMMON STOCK     55262C100     2898    48869 SH       OTHER                 48777        0       92
MBNA CORP COM*                 COMMON STOCK     55262L100      410    15661 SH       DEFINED               15661        0        0
MBNA CORP COM*                 COMMON STOCK     55262L100     1305    49890 SH       OTHER                 49890        0        0
MCDONALD'S CORP COM *          COMMON STOCK     580135101      279    10051 SH       DEFINED               10051        0        0
MCDONALD'S CORP COM *          COMMON STOCK     580135101      100     3600 SH       OTHER                  3600        0        0
MCGRAW HILL COMPANIES INC. *   COMMON STOCK     580645109      173     3906 SH       DEFINED                3906        0        0
MCGRAW HILL COMPANIES INC. *   COMMON STOCK     580645109      396     8950 SH       OTHER                  8950        0        0
MEDTRONIC INC COM**            COMMON STOCK     585055106    19752   381388 SH       DEFINED              372558        0     8830
MEDTRONIC INC COM**            COMMON STOCK     585055106     3944    76145 SH       OTHER                 73145        0     3000
MELLON FINANCIAL CORP COM      COMMON STOCK     58551A108      646    22500 SH       OTHER                 21000        0     1500
MEMC ELECTR MATLS INC COM      COMMON STOCK     552715104     1577   100000 SH       OTHER                100000        0        0
MENS WEARHOUSE INC COM         COMMON STOCK     587118100     1517    44050 SH       OTHER                 44050        0        0
MERCK & CO INC COM *           COMMON STOCK     589331107     2611    84760 SH       DEFINED               84760        0        0
MERCK & CO INC COM *           COMMON STOCK     589331107      781    25372 SH       OTHER                 23772        0     1600
MERITAGE HOMES CORPORATION COM COMMON STOCK     59001A102     1868    23500 SH       OTHER                 23500        0        0
MERRILL LYNCH & CO INC COM*    COMMON STOCK     590188108      207     3765 SH       DEFINED                3765        0        0
MERRILL LYNCH & CO INC COM*    COMMON STOCK     590188108      424     7700 SH       OTHER                  7700        0        0
MGIC INVESTMENT CORP WISCONSIN COMMON STOCK     552848103        2       37 SH       DEFINED                  37        0        0
MGIC INVESTMENT CORP WISCONSIN COMMON STOCK     552848103      404     6200 SH       OTHER                  6200        0        0
MICROS SYS INC COM             COMMON STOCK     594901100     1745    39000 SH       OTHER                 39000        0        0
MICROSEMI CORPORATION COM      COMMON STOCK     595137100     1308    69600 SH       OTHER                 69600        0        0
MICROSOFT CORP WASHINGTON COM* COMMON STOCK     594918104    19990   804763 SH       DEFINED              788430        0    16333
MICROSOFT CORP WASHINGTON COM* COMMON STOCK     594918104     5059   203644 SH       OTHER                194592        0     9052
MOLINA HEALTHCARE INC COM      COMMON STOCK     60855R100     1053    23800 SH       OTHER                 23800        0        0
MORGAN STANLEY COM             COMMON STOCK     617446448     2676    51003 SH       DEFINED               51003        0        0
MORGAN STANLEY COM             COMMON STOCK     617446448     5161    98356 SH       OTHER                 98331        0       25
MOTOROLA INC COM               COMMON STOCK     620076109      118     6446 SH       DEFINED                6446        0        0
MOTOROLA INC COM               COMMON STOCK     620076109      100     5500 SH       OTHER                  5500        0        0
NAUTILUS INC COM               COMMON STOCK     63910B102     1550    54400 SH       OTHER                 54400        0        0
NEW PLAN EXCEL RLTY TR INC REI COMMON STOCK     648053106     1210    44533 SH       DEFINED               44533        0        0
NEW PLAN EXCEL RLTY TR INC REI COMMON STOCK     648053106      201     7395 SH       OTHER                  7395        0        0
NEWELL RUBBERMAID INC COM*     COMMON STOCK     651229106      226     9460 SH       DEFINED                9460        0        0
NEWELL RUBBERMAID INC COM*     COMMON STOCK     651229106      154     6473 SH       OTHER                  6473        0        0
NICOR INC COM *                COMMON STOCK     654086107     1692    41100 SH       DEFINED               41100        0        0
NICOR INC COM *                COMMON STOCK     654086107      216     5255 SH       OTHER                  5255        0        0
NISOURCE INC COM               COMMON STOCK     65473P105     6146   248533 SH       DEFINED              248533        0        0
NISOURCE INC COM               COMMON STOCK     65473P105     8438   341203 SH       OTHER                340830        0      373
NOBLE ENERGY INC COM           COMMON STOCK     655044105     1926    25461 SH       DEFINED               25461        0        0
NOBLE ENERGY INC COM           COMMON STOCK     655044105     2517    33266 SH       OTHER                 33261        0        5
NORTH FORK BANCORPORATION INC  COMMON STOCK     659424105     3745   133308 SH       DEFINED              133308        0        0
NORTH FORK BANCORPORATION INC  COMMON STOCK     659424105     4960   176584 SH       OTHER                176265        0      319
OCCIDENTAL PETROLEUM CORP COM  COMMON STOCK     674599105     1400    18200 SH       OTHER                 18200        0        0
OHIO CASUALTY CORP COM         COMMON STOCK     677240103     1518    62800 SH       OTHER                 62800        0        0
OLD DOMINION FGHT LINE INC COM COMMON STOCK     679580100     1266    47200 SH       OTHER                 47200        0        0
OMNICOM GROUP COM *            COMMON STOCK     681919106      300     3756 SH       DEFINED                3756        0        0
OMNICOM GROUP COM *            COMMON STOCK     681919106      114     1430 SH       OTHER                  1430        0        0
ORACLE CORPORATION**           COMMON STOCK     68389X105    18067  1368716 SH       DEFINED             1343496        0    25220
ORACLE CORPORATION**           COMMON STOCK     68389X105     2357   178597 SH       OTHER                175097        0     3500
PACIFICARE HEALTH SYSTEMS INC  COMMON STOCK     695112102      284     3978 SH       DEFINED                3978        0        0
PACIFICARE HEALTH SYSTEMS INC  COMMON STOCK     695112102       32      450 SH       OTHER                   450        0        0
PALMONE INC COM                COMMON STOCK     69713P107        1       20 SH       DEFINED                  20        0        0
PALMONE INC COM                COMMON STOCK     69713P107     1087    36515 SH       OTHER                 36500        0       15
PANERA BREAD CO CL A COM       COMMON STOCK     69840W108     1478    23800 SH       OTHER                 23800        0        0
PAYCHEX INC COM**              COMMON STOCK     704326107    21127   649676 SH       DEFINED              637466        0    12210
PAYCHEX INC COM**              COMMON STOCK     704326107     2691    82741 SH       OTHER                 82741        0        0
PEABODY ENERGY CORP COM        COMMON STOCK     704549104     1181    22700 SH       OTHER                 22700        0        0
PEDIATRIX MEDICAL GROUP INC CO COMMON STOCK     705324101     1561    21225 SH       OTHER                 21225        0        0
PEPCO HOLDINGS INC COM         COMMON STOCK     713291102     1954    81602 SH       DEFINED               81602        0        0
PEPCO HOLDINGS INC COM         COMMON STOCK     713291102     2662   111214 SH       OTHER                111179        0       35
PEPSICO INC COM**              COMMON STOCK     713448108    23815   441586 SH       DEFINED              432947        0     8639
PEPSICO INC COM**              COMMON STOCK     713448108     7855   145660 SH       OTHER                135936     1380     8344
PETSMART INC COM*              COMMON STOCK     716768106      268     8845 SH       DEFINED                8845        0        0
PETSMART INC COM*              COMMON STOCK     716768106      891    29355 SH       OTHER                 27600        0     1755
PF CHANG'S CHINA BISTRO INC CO COMMON STOCK     69333Y108     1510    25600 SH       OTHER                 25600        0        0
PFIZER INC COM**               COMMON STOCK     717081103    29995  1087579 SH       DEFINED             1074000        0    13579
PFIZER INC COM**               COMMON STOCK     717081103    18278   662743 SH       OTHER                648400     5376     8967
PHARMACEUTICAL HOLDRS TR*      COMMON STOCK     71712A206     4333    59100 SH       DEFINED               58900        0      200
PHARMACEUTICAL HOLDRS TR*      COMMON STOCK     71712A206      301     4100 SH       OTHER                  4100        0        0
PIONEER DRILLING CO COM        COMMON STOCK     723655106       15     1000 SH       DEFINED                1000        0        0
PIONEER DRILLING CO COM        COMMON STOCK     723655106     1264    82800 SH       OTHER                 82800        0        0
PITNEY BOWES INC COM *         COMMON STOCK     724479100     1371    31473 SH       DEFINED               31473        0        0
PITNEY BOWES INC COM *         COMMON STOCK     724479100      100     2300 SH       OTHER                  2300        0        0
PLAINS EXPLORATION & PRODUCTIO COMMON STOCK     726505100     1514    42612 SH       OTHER                 42612        0        0
PNC FINANCIAL SERVICES GROUP C COMMON STOCK     693475105       44      804 SH       DEFINED                 804        0        0
PNC FINANCIAL SERVICES GROUP C COMMON STOCK     693475105      425     7800 SH       OTHER                  7800        0        0
POLO RALPH LAUREN CORP CLASS A COMMON STOCK     731572103     1677    38900 SH       OTHER                 38900        0        0
POLYCOM INC COM*               COMMON STOCK     73172K104     1103    74002 SH       DEFINED               74002        0        0
POLYCOM INC COM*               COMMON STOCK     73172K104       43     2884 SH       OTHER                  2884        0        0
PPG INDUSTRIES INC COM *       COMMON STOCK     693506107     2335    37205 SH       DEFINED               37205        0        0
PPG INDUSTRIES INC COM *       COMMON STOCK     693506107       11      168 SH       OTHER                   168        0        0
PPL CORPORATION COM*           COMMON STOCK     69351T106      616    10379 SH       DEFINED                9879        0      500
PPL CORPORATION COM*           COMMON STOCK     69351T106       42      705 SH       OTHER                   705        0        0
PROCTER & GAMBLE CO COM *      COMMON STOCK     742718109     5437   103075 SH       DEFINED              102825        0      250
PROCTER & GAMBLE CO COM *      COMMON STOCK     742718109     3315    62836 SH       OTHER                 62436        0      400
PROSPERITY BANCSHARES INC COM  COMMON STOCK     743606105      374    13087 SH       DEFINED               13087        0        0
PROTECTIVE LIFE CORP**         COMMON STOCK     743674103    17972   425681 SH       DEFINED              415791        0     9890
PROTECTIVE LIFE CORP**         COMMON STOCK     743674103     2554    60497 SH       OTHER                 60497        0        0
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK     744573106       74     1222 SH       DEFINED                1222        0        0
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK     744573106      164     2700 SH       OTHER                  2700        0        0
QUALCOMM INC COM**             COMMON STOCK     747525103    15611   472920 SH       DEFINED              463304        0     9616
QUALCOMM INC COM**             COMMON STOCK     747525103     3247    98367 SH       OTHER                 98367        0        0
QUICKSILVER RESOURCES INC COM  COMMON STOCK     74837R104      297     4650 SH       DEFINED                4650        0        0
QUICKSILVER RESOURCES INC COM  COMMON STOCK     74837R104     1291    20200 SH       OTHER                 20200        0        0
QUIKSILVER INC COM             COMMON STOCK     74838C106     1243    77800 SH       OTHER                 77800        0        0
QWEST COMMUNICATIONS INTERNATI COMMON STOCK     749121109       15     4137 SH       DEFINED                4137        0        0
QWEST COMMUNICATIONS INTERNATI COMMON STOCK     749121109       32     8549 SH       OTHER                  8284      265        0
RADIOSHACK CORP COM            COMMON STOCK     750438103     4016   173341 SH       DEFINED              173341        0        0
RADIOSHACK CORP COM            COMMON STOCK     750438103     5118   220904 SH       OTHER                220515        0      389
RANGE RESOURCES CORPORATION CO COMMON STOCK     75281A109     1627    60500 SH       OTHER                 60500        0        0
RARE HOSPITALITY INTL INC COM  COMMON STOCK     753820109     1167    38300 SH       OTHER                 38300        0        0
RAYTHEON CO NEW COM*           COMMON STOCK     755111507     1330    33989 SH       DEFINED               33989        0        0
RAYTHEON CO NEW COM*           COMMON STOCK     755111507      650    16615 SH       OTHER                 16615        0        0
REEBOK INTERNATIONAL LIMITED C COMMON STOCK     758110100     4263   101916 SH       DEFINED              101916        0        0
REEBOK INTERNATIONAL LIMITED C COMMON STOCK     758110100     6343   151627 SH       OTHER                151385        0      242
RESEARCH FRONTIERS INC COM     COMMON STOCK     760911107       96    30200 SH       DEFINED               30200        0        0
ROPER INDS INC COM             COMMON STOCK     776696106     1242    17400 SH       OTHER                 17400        0        0
ROSS STORES INC COM            COMMON STOCK     778296103      983    34000 SH       OTHER                 32000        0     2000
RUBY TUESDAY INC COM           COMMON STOCK     781182100      245     9448 SH       DEFINED                9448        0        0
S & P 500 DEPOSITARY RECEIPT S COMMON STOCK     78462F103      411     3448 SH       DEFINED                3448        0        0
SAFENET INC COM                COMMON STOCK     78645R107     1686    49500 SH       OTHER                 49500        0        0
SARA LEE CORP COM *            COMMON STOCK     803111103     2472   124770 SH       DEFINED              124670        0      100
SARA LEE CORP COM *            COMMON STOCK     803111103     3323   167734 SH       OTHER                167395        0      339
SBC COMMUNICATIONS INC COM *   COMMON STOCK     78387G103     8977   377998 SH       DEFINED              372970        0     5028
SBC COMMUNICATIONS INC COM *   COMMON STOCK     78387G103     8460   356209 SH       OTHER                347091      676     8442
SCHEIN HENRY INC COM*          COMMON STOCK     806407102      644    15512 SH       DEFINED               15512        0        0
SCHEIN HENRY INC COM*          COMMON STOCK     806407102       83     2000 SH       OTHER                  2000        0        0
SCHERING-PLOUGH CORP COM       COMMON STOCK     806605101      105     5533 SH       DEFINED                5533        0        0
SCHERING-PLOUGH CORP COM       COMMON STOCK     806605101     2005   105190 SH       OTHER                 98600        0     6590
SCHLUMBERGER LIMITED COM *     COMMON STOCK     806857108      977    12866 SH       DEFINED               12466        0      400
SCHLUMBERGER LIMITED COM *     COMMON STOCK     806857108     4307    56718 SH       OTHER                 20618        0    36100
SCHWAB CHARLES CORP NEW COM*   COMMON STOCK     808513105      581    51473 SH       DEFINED               51473        0        0
SCHWAB CHARLES CORP NEW COM*   COMMON STOCK     808513105       68     5995 SH       OTHER                  5995        0        0
SCIENTIFIC GAMES CORP CL A COM COMMON STOCK     80874P109     1532    56900 SH       OTHER                 56900        0        0
SEROLOGICALS CORPORATION COM   COMMON STOCK     817523103      774    36400 SH       OTHER                 34000        0     2400
SERVICEMASTER COMPANY COM      COMMON STOCK     81760N109      226    16860 SH       DEFINED               16860        0        0
SERVICEMASTER COMPANY COM      COMMON STOCK     81760N109       10      757 SH       OTHER                   757        0        0
SL GREEN REALTY CORP REIT      COMMON STOCK     78440X101      626     9700 SH       OTHER                  9700        0        0
SLM CORP COM                   COMMON STOCK     78442P106       41      806 SH       DEFINED                 806        0        0
SLM CORP COM                   COMMON STOCK     78442P106     1041    20500 SH       OTHER                 20500        0        0
SOUTH FINL GROUP INC COM       COMMON STOCK     837841105      684    24075 SH       OTHER                 23700        0      375
SOUTHERN CO COM                COMMON STOCK     842587107      597    17229 SH       DEFINED               17229        0        0
SOUTHERN CO COM                COMMON STOCK     842587107      404    11650 SH       OTHER                 11650        0        0
SOUTHWEST AIRLINES CO COM**    COMMON STOCK     844741108    20234  1452582 SH       DEFINED             1424398        0    28184
SOUTHWEST AIRLINES CO COM**    COMMON STOCK     844741108     2594   186209 SH       OTHER                183709        0     2500
SOUTHWESTERN ENERGY CO COM     COMMON STOCK     845467109      163     3476 SH       DEFINED                3476        0        0
SOUTHWESTERN ENERGY CO COM     COMMON STOCK     845467109     3063    65200 SH       OTHER                 65200        0        0
SRA INTERNATIONAL INC - CL A C COMMON STOCK     78464R105     1908    54950 SH       OTHER                 54950        0        0
ST MARY LAND & EXPLORATION CO  COMMON STOCK     792228108     1324    45700 SH       OTHER                 45500        0      200
STANDARD PACIFIC CORP COM      COMMON STOCK     85375C101     1794    20400 SH       OTHER                 20400        0        0
STANLEY WORKS COM              COMMON STOCK     854616109     1305    28656 SH       OTHER                 27504     1152        0
STEELCASE INCORPORATED CL A    COMMON STOCK     858155203     1198    86500 SH       OTHER                 86500        0        0
STREETTRACKS WILSHIRE REIT IND COMMON STOCK     86330E604     2151    10931 SH       DEFINED               10931        0        0
STREETTRACKS WILSHIRE REIT IND COMMON STOCK     86330E604      151      765 SH       OTHER                   765        0        0
SUN MICROSYSTEMS INC COM       COMMON STOCK     866810104       18     4919 SH       DEFINED                4919        0        0
SUN MICROSYSTEMS INC COM       COMMON STOCK     866810104       36     9710 SH       OTHER                  9710        0        0
SUNOCO INC COM                 COMMON STOCK     86764P109      362     3183 SH       DEFINED                3183        0        0
SUNTRUST BANKS INC COM         COMMON STOCK     867914103      315     4362 SH       DEFINED                4362        0        0
SUNTRUST BANKS INC COM         COMMON STOCK     867914103        7      100 SH       OTHER                   100        0        0
SVB FINANCIAL GROUP COM        COMMON STOCK     78486Q101     1442    30100 SH       OTHER                 30100        0        0
SYMANTEC CORP COM*             COMMON STOCK     871503108      767    35270 SH       DEFINED               35270        0        0
SYMANTEC CORP COM*             COMMON STOCK     871503108      738    33950 SH       OTHER                 33950        0        0
SYMMETRY MEDICAL INC COM       COMMON STOCK     871546206     1784    75800 SH       OTHER                 75800        0        0
SYSCO CORP COM**               COMMON STOCK     871829107    19068   526881 SH       DEFINED              525616        0     1265
SYSCO CORP COM**               COMMON STOCK     871829107     3065    84702 SH       OTHER                 84702        0        0
TARGET CORP COM *              COMMON STOCK     87612E106      495     9098 SH       DEFINED                9098        0        0
TARGET CORP COM *              COMMON STOCK     87612E106      185     3400 SH       OTHER                  3400        0        0
TBC CORPORATION COM            COMMON STOCK     872183108      868    32000 SH       OTHER                 32000        0        0
TCF FINANCIAL CORP COM*        COMMON STOCK     872275102      908    35072 SH       DEFINED               35072        0        0
TCF FINANCIAL CORP COM*        COMMON STOCK     872275102       52     2026 SH       OTHER                  2026        0        0
TEMPLE-INLAND INC COM          COMMON STOCK     879868107     5735   154380 SH       DEFINED              154380        0        0
TEMPLE-INLAND INC COM          COMMON STOCK     879868107       80     2160 SH       OTHER                  1440      720        0
TETRA TECHNOLOGIES INC DEL COM COMMON STOCK     88162F105     1712    53750 SH       OTHER                 53750        0        0
TEXAS CAPITAL BANCSHARES INC C COMMON STOCK     88224Q107      424    21500 SH       OTHER                 21500        0        0
TEXAS INSTRUMENTS INC COM *    COMMON STOCK     882508104      832    29653 SH       DEFINED               29653        0        0
TEXAS INSTRUMENTS INC COM *    COMMON STOCK     882508104     1856    66119 SH       OTHER                 66119        0        0
TEXTRON INC COM *              COMMON STOCK     883203101      523     6900 SH       DEFINED                6900        0        0
TEXTRON INC COM *              COMMON STOCK     883203101      212     2800 SH       OTHER                  1600     1200        0
THE HERSHEY COMPANY COM*       COMMON STOCK     427866108       12      200 SH       DEFINED                 200        0        0
THE HERSHEY COMPANY COM*       COMMON STOCK     427866108      803    12930 SH       OTHER                  9730        0     3200
THE SPORTS AUTH INC            COMMON STOCK     84917U109     2687    84500 SH       OTHER                 84500        0        0
THOR INDUSTRIES INC COM        COMMON STOCK     885160101     1166    37100 SH       OTHER                 37100        0        0
THORNBURG MORTGAGE INC REIT CO COMMON STOCK     885218107     2240    76900 SH       DEFINED               76900        0        0
THORNBURG MORTGAGE INC REIT CO COMMON STOCK     885218107      523    17960 SH       OTHER                 17960        0        0
TIME WARNER INC COM**          COMMON STOCK     887317105    44808  2681492 SH       DEFINED             2654687        0    26805
TIME WARNER INC COM**          COMMON STOCK     887317105     2981   178423 SH       OTHER                173623     4800        0
TRACTOR SUPPLY CO COM          COMMON STOCK     892356106       73     1486 SH       DEFINED                1486        0        0
TRACTOR SUPPLY CO COM          COMMON STOCK     892356106     1650    33600 SH       OTHER                 33600        0        0
TRAMMELL CROW CO COM           COMMON STOCK     89288R106     1530    63100 SH       OTHER                 63100        0        0
TRIAD HOSPITALS INC COM        COMMON STOCK     89579K109       33      605 SH       DEFINED                 500        0      105
TRIAD HOSPITALS INC COM        COMMON STOCK     89579K109     1113    20370 SH       OTHER                 18800        0     1570
TRIMBLE NAV LTD COM            COMMON STOCK     896239100     1457    37400 SH       OTHER                 37400        0        0
TUPPERWARE CORP COM            COMMON STOCK     899896104     1533    65600 SH       OTHER                 65600        0        0
TXU CORP COM                   COMMON STOCK     873168108      376     4521 SH       DEFINED                4521        0        0
TXU CORP COM                   COMMON STOCK     873168108      173     2078 SH       OTHER                  2078        0        0
TYCO INTL LTD NEW COM          COMMON STOCK     902124106      157     5364 SH       DEFINED                5364        0        0
TYCO INTL LTD NEW COM          COMMON STOCK     902124106      109     3738 SH       OTHER                  1308        0     2430
UCBH HLDGS INC COM             COMMON STOCK     90262T308     1026    63200 SH       OTHER                 63200        0        0
ULTRA PETROLEUM CORP           COMMON STOCK     903914109      510    16800 SH       DEFINED               16800        0        0
ULTRA PETROLEUM CORP           COMMON STOCK     903914109       90     2980 SH       OTHER                  2980        0        0
UNION PACIFIC CORP COM*        COMMON STOCK     907818108       14      212 SH       DEFINED                 212        0        0
UNION PACIFIC CORP COM*        COMMON STOCK     907818108      204     3150 SH       OTHER                  3150        0        0
UNITED DOMINION REALTY TR REIT COMMON STOCK     910197102       32     1319 SH       DEFINED                1319        0        0
UNITED DOMINION REALTY TR REIT COMMON STOCK     910197102      319    13245 SH       OTHER                 13245        0        0
UNITED NATURAL FOODS INC       COMMON STOCK     911163103     1224    40300 SH       OTHER                 40300        0        0
UNITED ONLINE INC COM          COMMON STOCK     911268100      206    19000 SH       OTHER                 19000        0        0
UNITED PARCEL SERVICE CLASS B* COMMON STOCK     911312106       28      406 SH       DEFINED                 406        0        0
UNITED PARCEL SERVICE CLASS B* COMMON STOCK     911312106      189     2735 SH       OTHER                  2735        0        0
UNITED SURGICAL PARTNERS INTL  COMMON STOCK     913016309       14      275 SH       DEFINED                 275        0        0
UNITED SURGICAL PARTNERS INTL  COMMON STOCK     913016309     2019    38775 SH       OTHER                 38775        0        0
UNITED TECHNOLOGIES CORP COM*  COMMON STOCK     913017109      757    14742 SH       DEFINED               14742        0        0
UNITED TECHNOLOGIES CORP COM*  COMMON STOCK     913017109      752    14648 SH       OTHER                 13960      688        0
UNITEDHEALTH GROUP INC COM*    COMMON STOCK     91324P102     1325    25416 SH       DEFINED               25416        0        0
UNITEDHEALTH GROUP INC COM*    COMMON STOCK     91324P102     1511    28980 SH       OTHER                 28980        0        0
UNIVERSAL HEALTH SERVICES INC  COMMON STOCK     913903100     3640    58544 SH       DEFINED               58544        0        0
UNIVERSAL HEALTH SERVICES INC  COMMON STOCK     913903100     5107    82125 SH       OTHER                 82050        0       75
URS CORPORATION COM            COMMON STOCK     903236107     1643    44000 SH       OTHER                 44000        0        0
URSTADT BIDDLE PPTYS CL A REIT COMMON STOCK     917286205      987    57000 SH       OTHER                 57000        0        0
US BANCORP DEL NEW COM**       COMMON STOCK     902973304    18626   637891 SH       DEFINED              630001        0     7890
US BANCORP DEL NEW COM**       COMMON STOCK     902973304     1981    67827 SH       OTHER                 67827        0        0
UST INC COM                    COMMON STOCK     902911106       46     1000 SH       DEFINED                   0        0     1000
UST INC COM                    COMMON STOCK     902911106     1196    26200 SH       OTHER                 26200        0        0
VALERO ENERGY CORP NEW COM*    COMMON STOCK     91913Y100      628     7934 SH       DEFINED                7934        0        0
VALERO ENERGY CORP NEW COM*    COMMON STOCK     91913Y100      241     3043 SH       OTHER                  3043        0        0
VENTAS INC REIT                COMMON STOCK     92276F100     2104    69656 SH       DEFINED               69656        0        0
VENTAS INC REIT                COMMON STOCK     92276F100     5400   178800 SH       OTHER                178735        0       65
VERITAS SOFTWARE CORP COM**    COMMON STOCK     923436109    15676   642463 SH       DEFINED              630683        0    11780
VERITAS SOFTWARE CORP COM**    COMMON STOCK     923436109     2882   118103 SH       OTHER                117648        0      455
VERIZON COMMUNICATIONS COM*    COMMON STOCK     92343V104     7422   214829 SH       DEFINED              214829        0        0
VERIZON COMMUNICATIONS COM*    COMMON STOCK     92343V104    10732   310633 SH       OTHER                308362      539     1732
VIACOM INC CLASS B COM         COMMON STOCK     925524308      359    11221 SH       DEFINED               10821        0      400
VIACOM INC CLASS B COM         COMMON STOCK     925524308      838    26157 SH       OTHER                 24357        0     1800
WAL MART STORES INC COM**      COMMON STOCK     931142103    15401   319523 SH       DEFINED              316972        0     2551
WAL MART STORES INC COM**      COMMON STOCK     931142103     2146    44516 SH       OTHER                 44516        0        0
WALGREEN CO COM*               COMMON STOCK     931422109      427     9288 SH       DEFINED                9288        0        0
WALGREEN CO COM*               COMMON STOCK     931422109      598    13000 SH       OTHER                 13000        0        0
WASHINGTON FEDERAL INC COM     COMMON STOCK     938824109     4391   186678 SH       DEFINED              186678        0        0
WASHINGTON FEDERAL INC COM     COMMON STOCK     938824109     5690   241912 SH       OTHER                241859        0       53
WASHINGTON MUTUAL INC COM*     COMMON STOCK     939322103     1404    34502 SH       DEFINED               34502        0        0
WASHINGTON MUTUAL INC COM*     COMMON STOCK     939322103     1331    32714 SH       OTHER                 31914      700      100
WASTE SERVICES INC COM         COMMON STOCK     941075103       38    10000 SH       DEFINED               10000        0        0
WAUSAU PAPER CORP COM          COMMON STOCK     943315101      290    24193 SH       DEFINED               24193        0        0
WEINGARTEN REALTY INVESTORS RE COMMON STOCK     948741103      200     5107 SH       DEFINED                5107        0        0
WEINGARTEN REALTY INVESTORS RE COMMON STOCK     948741103       64     1642 SH       OTHER                  1642        0        0
WELLPOINT INC COM              COMMON STOCK     94973V107       75     1076 SH       DEFINED                1076        0        0
WELLPOINT INC COM              COMMON STOCK     94973V107     1616    23200 SH       OTHER                 23200        0        0
WELLS FARGO & CO NEW COM**     COMMON STOCK     949746101    26249   426251 SH       DEFINED              420252        0     5999
WELLS FARGO & CO NEW COM**     COMMON STOCK     949746101     4583    74426 SH       OTHER                 74426        0        0
WENDY'S INTERNATIONAL INC COM  COMMON STOCK     950590109      600    12600 SH       OTHER                 12600        0        0
WESCO INTL INC COM             COMMON STOCK     95082P105     1224    39000 SH       OTHER                 39000        0        0
WEST PHARMACEUTICAL SERVICES I COMMON STOCK     955306105     1492    53200 SH       OTHER                 53200        0        0
WESTAMERICA BANCORPORATION COM COMMON STOCK     957090103     1294    24500 SH       OTHER                 24500        0        0
WILLIAMS COS COM               COMMON STOCK     969457100     1159    61000 SH       OTHER                 61000        0        0
WINNEBAGO INDUSTRIES INC COM   COMMON STOCK     974637100      760    23200 SH       OTHER                 23200        0        0
WPS RESOURCES CORP COM         COMMON STOCK     92931B106     1141    20286 SH       DEFINED               20286        0        0
WYETH COM**                    COMMON STOCK     983024100    26567   597000 SH       DEFINED              587461        0     9539
WYETH COM**                    COMMON STOCK     983024100    10613   238497 SH       OTHER                236320      800     1377
XTO ENERGY INC COM             COMMON STOCK     98385X106      132     3887 SH       DEFINED                3887        0        0
XTO ENERGY INC COM             COMMON STOCK     98385X106      970    28532 SH       OTHER                 26666        0     1866
ZIMMER HLDGS INC*              COMMON STOCK     98956P102      274     3602 SH       DEFINED                3602        0        0
ZIMMER HLDGS INC*              COMMON STOCK     98956P102      214     2803 SH       OTHER                  2803        0        0
ZIONS BANCORPORATION COM       COMMON STOCK     989701107     2222    30225 SH       DEFINED               30225        0        0
ZIONS BANCORPORATION COM       COMMON STOCK     989701107     3065    41682 SH       OTHER                 41608        0       74
3M CO COM**                    COMMON STOCK     88579Y101    20716   286523 SH       DEFINED              281464        0     5059
3M CO COM**                    COMMON STOCK     88579Y101     5707    78937 SH       OTHER                 74435     1800     2702
AMDOCS LIMITED                 COMMON STOCK     G02602103     2144    81134 SH       OTHER                     0        0    81134
AMERICA MOVIL ADR SERIES L     COMMON STOCK     02364W105       26      444 SH       DEFINED                 444        0        0
AMERICA MOVIL ADR SERIES L     COMMON STOCK     02364W105     3006    50433 SH       OTHER                 20905        0    29528
ASSURED GUARANTY LTD           COMMON STOCK     G0585R106     1876    80313 SH       DEFINED               80313        0        0
ASSURED GUARANTY LTD           COMMON STOCK     G0585R106     2685   114956 SH       OTHER                114756        0      200
BARCLAYS PLC SPONSORED ADR*    COMMON STOCK     06738E204     1185    29667 SH       DEFINED               29667        0        0
BARCLAYS PLC SPONSORED ADR*    COMMON STOCK     06738E204      101     2518 SH       OTHER                  1908        0      610
BARRICK GOLD CORP COM *        COMMON STOCK     067901108      441    17617 SH       DEFINED               17617        0        0
BP PLC SPONSORED ADR**         COMMON STOCK     055622104    30176   483744 SH       DEFINED              472129        0    11615
BP PLC SPONSORED ADR**         COMMON STOCK     055622104    11316   181397 SH       OTHER                150713     1852    28832
CANADIAN NATIONAL RAILWAY CO C COMMON STOCK     136375102     1166    20229 SH       DEFINED               20229        0        0
CANADIAN NATIONAL RAILWAY CO C COMMON STOCK     136375102     1608    27896 SH       OTHER                 27896        0        0
CANADIAN NATURAL RESOURCES LTD COMMON STOCK     136385101      589    16198 SH       DEFINED               16198        0        0
CANADIAN NATURAL RESOURCES LTD COMMON STOCK     136385101     1559    42852 SH       OTHER                 42852        0        0
CANON INC SPONSORED ADR        COMMON STOCK     138006309     1841    34977 SH       DEFINED               34977        0        0
CANON INC SPONSORED ADR        COMMON STOCK     138006309     2574    48915 SH       OTHER                 48915        0        0
CHECK POINT SOFTWARE TECHNOLOG COMMON STOCK     M22465104    15360   774590 SH       DEFINED              773445        0     1145
CHECK POINT SOFTWARE TECHNOLOG COMMON STOCK     M22465104     1814    91460 SH       OTHER                 89660     1800        0
EMPRESA BRASILEIRA DE AERON AD COMMON STOCK     29081M102    13806   417490 SH       DEFINED              407720        0     9770
EMPRESA BRASILEIRA DE AERON AD COMMON STOCK     29081M102     3882   117383 SH       OTHER                 55123        0    62260
ENCANA CORP                    COMMON STOCK     292505104        6      142 SH       DEFINED                 142        0        0
ENCANA CORP                    COMMON STOCK     292505104      665    16800 SH       OTHER                 16800        0        0
FAIRMONT HOTELS RESORTS INC    COMMON STOCK     305204109     2017    57900 SH       OTHER                 57900        0        0
FLEXTRONICS INTERNATIONAL LTD* COMMON STOCK     Y2573F102     1225    92762 SH       DEFINED               92762        0        0
FLEXTRONICS INTERNATIONAL LTD* COMMON STOCK     Y2573F102       66     4997 SH       OTHER                  4997        0        0
HSBC HOLDINGS PLC SPONSORED AD COMMON STOCK     404280406      276     3463 SH       DEFINED                3463        0        0
HSBC HOLDINGS PLC SPONSORED AD COMMON STOCK     404280406       72      900 SH       OTHER                   900        0        0
ICICI BANK LTD -SPON ADR       COMMON STOCK     45104G104      948    43400 SH       OTHER                     0        0    43400
IMPERIAL TOBACCO GROUP PLC ADR COMMON STOCK     453142101     1143    21000 SH       OTHER                 21000        0        0
INTRAWEST CORP COM             COMMON STOCK     460915200     1086    45100 SH       OTHER                 45100        0        0
MANULIFE FINANCIAL CORP COM    COMMON STOCK     56501R106      218     4555 SH       DEFINED                4555        0        0
NABORS INDUSTRIES LTD NEW**    COMMON STOCK     G6359F103    25880   426914 SH       DEFINED              420012        0     6902
NABORS INDUSTRIES LTD NEW**    COMMON STOCK     G6359F103     4139    68283 SH       OTHER                 67758        0      525
NOKIA CORP SPONSORED ADR*      COMMON STOCK     654902204     7827   470384 SH       DEFINED              468384        0     2000
NOKIA CORP SPONSORED ADR*      COMMON STOCK     654902204     8792   528380 SH       OTHER                524271        0     4109
PETROLEO BRASILEIRO SA PETRO A COMMON STOCK     71654V408    18777   360191 SH       DEFINED              352561        0     7630
PETROLEO BRASILEIRO SA PETRO A COMMON STOCK     71654V408     6130   117583 SH       OTHER                 81473        0    36110
PXRE GROUP LTD                 COMMON STOCK     G73018106     1188    47100 SH       OTHER                 47100        0        0
RENAISSANCE RE HOLDINGS LTD CO COMMON STOCK     G7496G103     4576    92942 SH       DEFINED               92942        0        0
RENAISSANCE RE HOLDINGS LTD CO COMMON STOCK     G7496G103     5661   114963 SH       OTHER                114741        0      222
ROYAL DUTCH PETROLEUM CO NY SH COMMON STOCK     780257804      291     4487 SH       DEFINED                4487        0        0
ROYAL DUTCH PETROLEUM CO NY SH COMMON STOCK     780257804      815    12565 SH       OTHER                 12565        0        0
SANTOS LIMITED SPONSORED ADR   COMMON STOCK     803021609      231     6751 SH       DEFINED                   0        0     6751
SAPPI LTD ADR                  COMMON STOCK     803069202     4347   401783 SH       DEFINED              401783        0        0
SAPPI LTD ADR                  COMMON STOCK     803069202     5523   510437 SH       OTHER                509524        0      913
SCOTTISH POWER PLC SPON ADR    COMMON STOCK     81013T705     1167    32792 SH       DEFINED               32792        0        0
SCOTTISH POWER PLC SPON ADR    COMMON STOCK     81013T705     1333    37453 SH       OTHER                 37339        0      114
SHANDA INTERACTIVE ENT SPON AD COMMON STOCK     81941Q203     1397    37961 SH       OTHER                     0        0    37961
TAIWAN SEMICONDUCTOR MFG CO AD COMMON STOCK     874039100      105    11472 SH       DEFINED               11472        0        0
TAIWAN SEMICONDUCTOR MFG CO AD COMMON STOCK     874039100       22     2425 SH       OTHER                   593        0     1832
TALISMAN ENERGY INC COM        COMMON STOCK     87425E103      524    13950 SH       OTHER                 13950        0        0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK     881624209        6      200 SH       DEFINED                 200        0        0
TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK     881624209     1066    34221 SH       OTHER                 33606        0      615
TOYOTA MOTOR CORP ADR          COMMON STOCK     892331307     2062    28849 SH       DEFINED               28499        0      350
TOYOTA MOTOR CORP ADR          COMMON STOCK     892331307     2517    35206 SH       OTHER                 35129        0       77
TRANSOCEAN INC *               COMMON STOCK     G90078109     1578    29237 SH       DEFINED               29160        0       77
TRANSOCEAN INC *               COMMON STOCK     G90078109      121     2240 SH       OTHER                  2240        0        0
VODAFONE GROUP PLC-SPONSORED A COMMON STOCK     92857W100    21452   882060 SH       DEFINED              875524        0     6536
VODAFONE GROUP PLC-SPONSORED A COMMON STOCK     92857W100     5316   218569 SH       OTHER                155843        0    62726
WILLIS GROUP HOLDINGS LTD COM  COMMON STOCK     G96655108     1736    53060 SH       OTHER                     0        0    53060
XL CAPITAL LTD CLASS A         COMMON STOCK     G98255105     2710    36411 SH       DEFINED               36411        0        0
XL CAPITAL LTD CLASS A         COMMON STOCK     G98255105     4285    57575 SH       OTHER                 57505        0       70
BAXTER INTL 7.0% 2/16/06 CONV  PREFERRED STOCK  071813406      322     5816 SH       DEFINED             N.A.     N.A.     N.A.
BAXTER INTL 7.0% 2/16/06 CONV  PREFERRED STOCK  071813406       47      852 SH       OTHER               N.A.     N.A.     N.A.
SEQUA CORP $5.00 SERIES CONV P PREFERRED STOCK  817320302      389     4057 SH       DEFINED             N.A.     N.A.     N.A.
EQUITY INCOME FD UNIT 1ST EXCH OTHER            294700703       36      459 SH       DEFINED             N.A.     N.A.     N.A.
EQUITY INCOME FD UNIT 1ST EXCH OTHER            294700703      400     5100 SH       OTHER               N.A.     N.A.     N.A.
MORGAN STANLEY INDIA INVESTMEN OTHER            61745C105      594    18500 SH       DEFINED             N.A.     N.A.     N.A.
PACHOLDER HIGH YIELD FUND      OTHER            693742108      168    17767 SH       DEFINED             N.A.     N.A.     N.A.
MANAGED MUNICIPAL PORTFOLIO IN OTHER            561662107      150    13968 SH       OTHER               N.A.     N.A.     N.A.
MUNIHOLDINGS INSURED FUND INC  OTHER            625930102      144    10000 SH       DEFINED             N.A.     N.A.     N.A.
MUNIYIELD INSURED FUND         OTHER            62630E107       86     5644 SH       DEFINED             N.A.     N.A.     N.A.
MUNIYIELD INSURED FUND         OTHER            62630E107       79     5216 SH       OTHER               N.A.     N.A.     N.A.
MUNIYIELD QUALITY FUND INC     OTHER            626302103      155    10054 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103       69     4400 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER            670984103      117     7500 SH       OTHER               N.A.     N.A.     N.A.
NUVEEN MUNICIPAL VALUE FUND    OTHER            670928100      200    20786 SH       DEFINED             N.A.     N.A.     N.A.
NUVEEN MUNICIPAL VALUE FUND    OTHER            670928100      202    21000 SH       OTHER               N.A.     N.A.     N.A.
CROSS TIMBERS ROYALTY TRUST    OTHER            22757R109      255     6270 SH       DEFINED                6270        0        0
CROSS TIMBERS ROYALTY TRUST    OTHER            22757R109      160     3935 SH       OTHER                  3935        0        0
ENBRIDGE ENERGY PARTNERS L P   OTHER            29250R106      487     9100 SH       DEFINED                9100        0        0
K-SEA TRANSPORTATION PARTNER,  OTHER            48268Y101      421    12300 SH       DEFINED               12300        0        0
KINDER MORGAN ENERGY PARTNERS  OTHER            494550106     2396    47060 SH       DEFINED               46560        0      500
KINDER MORGAN ENERGY PARTNERS  OTHER            494550106      657    12907 SH       OTHER                 12907        0        0
KINDER MORGAN MANAGEMENT LLC   OTHER            49455U100      242     5254 SH       DEFINED                5254        0        0
PLAINS ALL AMERICAN PIPELINE L OTHER            726503105      395     9000 SH       DEFINED                9000        0        0
SABINE ROYALTY TRUST UNITS BEN OTHER            785688102      411     9720 SH       DEFINED                9720        0        0
SABINE ROYALTY TRUST UNITS BEN OTHER            785688102      233     5500 SH       OTHER                  5500        0        0
SAN JUAN BASIN RTY TR UNIT BEN OTHER            798241105      618    14740 SH       DEFINED               14740        0        0
SAN JUAN BASIN RTY TR UNIT BEN OTHER            798241105      167     3970 SH       OTHER                  3970        0        0
SUBURBAN PROPANE PARTNERS L P  OTHER            864482104      271     7585 SH       DEFINED                7585        0        0
TEPPCO PARTNERS L P UNIT LTD P OTHER            872384102      263     6350 SH       DEFINED                6350        0        0
TEPPCO PARTNERS L P UNIT LTD P OTHER            872384102        8      200 SH       OTHER                   200        0        0
VALERO L P COM                 OTHER            91913W104      555     9213 SH       DEFINED                9213        0        0
VALERO L P COM                 OTHER            91913W104        3       48 SH       OTHER                    48        0        0