UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

SCHEDULE 13D

 

Under the Securities Exchange Act of 1934

(Amendment No. 5)*

 

Credit Acceptance Corporation

 

(Name of Issuer)

 

Common Stock

 

(Title of Class of Securities)

 

225310 10 1

 

(CUSIP Number)

 

Michael T. Raymond

Dickinson Wright, PLLC

2600 W. Big Beaver Rd., Suite 300

Troy, Michigan 48084-3312

248-433-7274

 

(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)

 

September 26, 2016

 

(Date of Event Which Requires Filing of this Statement)

 

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§240.13d–1(e), 240.13d–1(f) or 240.13d–1(g), check the following box. ¨

 

Note: Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See Rule 13d–7 for other parties to whom copies are to be sent.

 

*The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page.

 

The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

 

 

 

   

 

 

CUSIP No. 225310 10 1 

 

SCHEDULE 13D Page 2 of 12 Pages

 

1

NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

The Donald A. Foss 2009 Remainder Trust

 

 
2

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP  (SEE INSTRUCTIONS)

 

 

 

(a) ¨

(b) ¨

3

SEC USE ONLY

 

 

 
4

SOURCE OF FUNDS (SEE INSTRUCTIONS)

OO

 

 
5

CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)

 

 

¨
6

CITIZENSHIP OR PLACE OF ORGANIZATION

Michigan

 

 

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON WITH:

7

SOLE VOTING POWER

0

 

8

SHARED VOTING POWER
1,026,323

 

9

SOLE DISPOSITIVE POWER

0

 

10

SHARED DISPOSITIVE POWER

0

 

11

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

1,026,323

 
12

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES

CERTAIN SHARES  (SEE INSTRUCTIONS)

 

 

¨

13

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 

5.0%*

 
14

TYPE OF REPORTING PERSON  (SEE INSTRUCTIONS)

 

OO

 

* The percentage is calculated based upon total outstanding shares of 20,328,315 as of July 22, 2016, as reported in the Issuer’s Form 10-Q for the quarter ended June 30, 2016.

 

   

 

 

CUSIP No. 225310 10 1 

 

SCHEDULE 13D Page 3 of 12 Pages

 

1

NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

The Donald A. Foss 2010 Remainder Trust

 

 
2

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP  (SEE INSTRUCTIONS)

 

 

 

(a) ¨

(b) ¨

3

SEC USE ONLY

 

 

 
4

SOURCE OF FUNDS (SEE INSTRUCTIONS)

OO

 

 
5

CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)

 

 

¨
6

CITIZENSHIP OR PLACE OF ORGANIZATION

Michigan

 

 

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON WITH:

7

SOLE VOTING POWER

0

 

8

SHARED VOTING POWER
723,321

 

9

SOLE DISPOSITIVE POWER

0

 

10

SHARED DISPOSITIVE POWER

0

 

11

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

723,321

 
12

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES

CERTAIN SHARES  (SEE INSTRUCTIONS)

 

 

¨

13

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 

3.6%*

 
14

TYPE OF REPORTING PERSON  (SEE INSTRUCTIONS)

 

OO

 

* The percentage is calculated based upon total outstanding shares of 20,328,315 as of July 22, 2016, as reported in the Issuer’s Form 10-Q for the quarter ended June 30, 2016.

 

   

 

 

CUSIP No. 225310 10 1 

 

SCHEDULE 13D Page 4 of 12 Pages

 

1

NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

Jill Foss Watson Living Trust

 

 
2

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP  (SEE INSTRUCTIONS)

 

 

 

(a) ¨

(b) ¨

3

SEC USE ONLY

 

 

 
4

SOURCE OF FUNDS (SEE INSTRUCTIONS)

OO

 

 
5

CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)

 

 

¨
6

CITIZENSHIP OR PLACE OF ORGANIZATION

Michigan

 

 

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON WITH:

7

SOLE VOTING POWER

602, 970

 

8

SHARED VOTING POWER
0

 

9

SOLE DISPOSITIVE POWER
602,970

 

10

SHARED DISPOSITIVE POWER

0

 

11

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

602,970

 
12

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES

CERTAIN SHARES  (SEE INSTRUCTIONS)

 

 

¨

13

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 

3.0%*

 
14

TYPE OF REPORTING PERSON  (SEE INSTRUCTIONS)

 

OO

 

* The percentage is calculated based upon total outstanding shares of 20,328,315 as of July 22, 2016, as reported in the Issuer’s Form 10-Q for the quarter ended June 30, 2016.

 

   

 

 

CUSIP No. 225310 10 1 

 

SCHEDULE 13D Page 5 of 12 Pages

 

1

NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

Jill Foss Watson Irrevocable Trust

 

 
2

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP  (SEE INSTRUCTIONS)

 

 

 

(a) ¨

(b) ¨

3

SEC USE ONLY

 

 

 
4

SOURCE OF FUNDS (SEE INSTRUCTIONS)

OO

 

 
5

CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)

 

 

¨
6

CITIZENSHIP OR PLACE OF ORGANIZATION

Michigan

 

 

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON WITH:

7

SOLE VOTING POWER

54,946

 

8

SHARED VOTING POWER
0

 

9

SOLE DISPOSITIVE POWER
54,946

 

10

SHARED DISPOSITIVE POWER

0

 

11

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

54,946

 
12

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES

CERTAIN SHARES  (SEE INSTRUCTIONS)

 

 

¨

13

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 

0.3%*

 
14

TYPE OF REPORTING PERSON  (SEE INSTRUCTIONS)

 

OO

 

* The percentage is calculated based upon total outstanding shares of 20,328,315 as of July 22, 2016, as reported in the Issuer’s Form 10-Q for the quarter ended June 30, 2016.

 

   

 

 

CUSIP No. 225310 10 1 

 

SCHEDULE 13D Page 6 of 12 Pages

 

1

NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

Karol A. Foss Irrevocable Grandchildren’s Trust

 

 
2

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP  (SEE INSTRUCTIONS)

 

 

 

(a) ¨

(b) ¨

3

SEC USE ONLY

 

 

 
4

SOURCE OF FUNDS (SEE INSTRUCTIONS)

OO

 

 
5

CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)

 

 

¨
6

CITIZENSHIP OR PLACE OF ORGANIZATION

Florida

 

 

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON WITH:

7

SOLE VOTING POWER

1,133,424

 

8

SHARED VOTING POWER
0

 

9

SOLE DISPOSITIVE POWER
1,133,424

 

10

SHARED DISPOSITIVE POWER

0

 

11

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

1,133,424

 
12

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES

CERTAIN SHARES  (SEE INSTRUCTIONS)

 

 

¨

13

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 

5.6%*

 
14

TYPE OF REPORTING PERSON  (SEE INSTRUCTIONS)

 

OO

 

* The percentage is calculated based upon total outstanding shares of 20,328,315 as of July 22, 2016, as reported in the Issuer’s Form 10-Q for the quarter ended June 30, 2016.

 

   

 

 

CUSIP No. 225310 10 1 

 

SCHEDULE 13D Page 7 of 12 Pages

 

1

NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

Jill Foss Watson 2016 Grantor Retained Annuity Trust

 

 
2

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP  (SEE INSTRUCTIONS)

 

 

 

(a) ¨

(b) ¨

3

SEC USE ONLY

 

 

 
4

SOURCE OF FUNDS (SEE INSTRUCTIONS)

OO

 

 
5

CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)

 

 

¨
6

CITIZENSHIP OR PLACE OF ORGANIZATION

United States

 

 

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON WITH:

7

SOLE VOTING POWER

270,000

 

8

SHARED VOTING POWER
0

 

9

SOLE DISPOSITIVE POWER
270,000

 

10

SHARED DISPOSITIVE POWER

0

 

11

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

270,000

 
12

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES

CERTAIN SHARES  (SEE INSTRUCTIONS)

 

 

¨

13

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 

1.3%*

 
14

TYPE OF REPORTING PERSON  (SEE INSTRUCTIONS)

 

OO

 

* The percentage is calculated based upon total outstanding shares of 20,328,315 as of July 22, 2016, as reported in the Issuer’s Form 10-Q for the quarter ended June 30, 2016.

 

   

 

 

CUSIP No. 225310 10 1 

 

SCHEDULE 13D Page 8 of 12 Pages

 

1

NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

Jill Foss Watson 2014 Children’s Trust FBO Gwyneth Ellen Watson 

 

 
2

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP  (SEE INSTRUCTIONS)

 

 

 

(a) ¨

(b) ¨

3

SEC USE ONLY

 

 

 
4

SOURCE OF FUNDS (SEE INSTRUCTIONS)

OO

 

 
5

CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)

 

 

¨
6

CITIZENSHIP OR PLACE OF ORGANIZATION

Michigan

 

 

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON WITH:

7

SOLE VOTING POWER

58,154

 

8

SHARED VOTING POWER
0

 

9

SOLE DISPOSITIVE POWER
58,154

 

10

SHARED DISPOSITIVE POWER

0

 

11

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

58,154

 
12

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES

CERTAIN SHARES  (SEE INSTRUCTIONS)

 

 

¨

13

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 

0.3%*

 
14

TYPE OF REPORTING PERSON  (SEE INSTRUCTIONS)

 

OO

 

* The percentage is calculated based upon total outstanding shares of 20,328,315 as of July 22, 2016, as reported in the Issuer’s Form 10-Q for the quarter ended June 30, 2016.

 

   

 

 

CUSIP No. 225310 10 1 

 

SCHEDULE 13D Page 9 of 12 Pages

 

1

NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

Jill Foss Watson 2014 Children’s Trust FBO Duncan Todd Watson

 

 
2

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP  (SEE INSTRUCTIONS)

 

 

 

(a) ¨

(b) ¨

3

SEC USE ONLY

 

 

 
4

SOURCE OF FUNDS (SEE INSTRUCTIONS)

OO

 

 
5

CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)

 

 

¨
6

CITIZENSHIP OR PLACE OF ORGANIZATION

Michigan

 

 

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON WITH:

7

SOLE VOTING POWER

58,154

 

8

SHARED VOTING POWER
0

 

9

SOLE DISPOSITIVE POWER
58,154

 

10

SHARED DISPOSITIVE POWER

0

 

11

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

58,154

 
12

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES

CERTAIN SHARES  (SEE INSTRUCTIONS)

 

 

¨

13

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 

0.3%*

 
14

TYPE OF REPORTING PERSON  (SEE INSTRUCTIONS)

 

OO

 

* The percentage is calculated based upon total outstanding shares of 20,328,315 as of July 22, 2016, as reported in the Issuer’s Form 10-Q for the quarter ended June 30, 2016.

 

   

 

 

CUSIP No. 225310 10 1 

 

SCHEDULE 13D Page 10 of 12 Pages

 

1

NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON

Jill Foss Watson

 

 
2

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP  (SEE INSTRUCTIONS)

 

 

 

(a) ¨

(b) ¨

3

SEC USE ONLY

 

 

 
4

SOURCE OF FUNDS (SEE INSTRUCTIONS)

OO

 

 
5

CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e)

 

 

¨
6

CITIZENSHIP OR PLACE OF ORGANIZATION

United States

 

 

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON WITH:

7

SOLE VOTING POWER

2,179,794

 

8

SHARED VOTING POWER
1,749,644

 

9

SOLE DISPOSITIVE POWER
2,179,794

 

10

SHARED DISPOSITIVE POWER

0

 

11

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

3,929,438**

 
12

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES

CERTAIN SHARES  (SEE INSTRUCTIONS)

 

 

¨

13

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 

19.3 %*

 
14

TYPE OF REPORTING PERSON  (SEE INSTRUCTIONS)

 

IN

 

* The percentage is calculated based upon total outstanding shares of 20,328,315 as of July 22, 2016, as reported in the Issuer’s Form 10-Q for the quarter ended June 30, 2016.

 

**Mrs. Foss Watson is the trustee of the Donald A. Foss 2009 Remainder Trust, the Donald A. Foss 2010 Remainder Trust, the Karol A. Foss Irrevocable Grandchildren’s Trust and the Jill Foss Watson 2016 Grantor Retained Annuity Trust. Mr. Todd Watson, spouse of Jill Foss Watson, is the trustee of the Jill Foss Watson Irrevocable Trust, the 2014 Children's Trust FBO Gwyneth Ellen Watson, and the Jill Foss Watson 2014 Children's Trust FBO Duncan Todd Watson. This amount also includes 2,146 shares held by Duncan Todd Watson. Mrs. Foss Watson disclaims beneficial ownership of these shares owned by such trusts and by Duncan Todd Watson.

 

   

 

 

CUSIP No. 225310 10 1 

 

SCHEDULE 13D Page 11 of 12 Pages

 

Explanatory Note: This Schedule 13D Amendment No. 5 is being filed to reflect the disposition by the reporting persons of shares of the Issuer’s common stock.

 

Item 1. Security and Issuer.

 

The class of equity securities to which this Schedule 13D relates is the common stock of Credit Acceptance Corporation (“Issuer” or “CACC”). The principal executive offices of CACC are located at 25505 West Twelve Mile Road, Southfield, Michigan 48034-8339.

 

Item 2. Identity and Background.

 

No change.

 

Item 3. Source and Amount of Funds or Other Consideration.

 

No change.

 

Item 4. Purpose of Transaction.

 

No change.

 

Item 5. Interest in Securities of the Issuer

 

 

Reporting
Person

  Amount
beneficially
owned:
  Percent of
Class*
  Sole power to
vote or direct
the vote:
  Shared power
to vote or to
direct the vote:
  Sole power to
dispose or to
direct the
disposition of:
  Shared power
to dispose or to
direct the
disposition of:
The Donald A.
Foss 2009
Remainder
Trust
  1,026,323   5.0%   0   1,026,323   0   0
                         
The Donald A.
Foss 2010
Remainder
Trust
  723,321   3.6%   0   723,321   0   0
                         
Jill Foss
Watson Living
Trust
  602,970   3.0%   602,970   0   602,970   0
                         
Jill Foss
Watson
Irrevocable
Trust**
  54,946   0.3%   54,946   0   54,946   0
                         
Karol A. Foss
Irrevocable
Grandchildren’s
Trust**
  1,133,424   5.6%   1,133,424   0   1,133,424   0
                         

Jill Foss Watson 2016 Grantor Retained Annuity Trust

 

  270,000   1.3%   270,000   0   270,000   0

Jill Foss Watson 2014 Children’s Trust FBO Gwyneth Ellen Watson  

 

  58,154   0.3%

58,154

 

    58,154   0

Jill Foss Watson 2014 Children’s Trust FBO Duncan Todd Watson

 

  58,154   0.3%   58,154   58,154   0
Jill Foss
Watson**
  3,929,438   19.3%   2,179,794   1,749,644   2,179,794   0
                         

 

 

   

 

 

CUSIP No. 225310 10 1 

 

SCHEDULE 13D Page 12 of 12 Pages

  

* The percentage is calculated based upon total outstanding shares of 20,328,315 as of July 22, 2016, as reported in the Issuer’s Form 10-Q for the quarter ended June 30, 2016.

 

**Mrs. Foss Watson is the trustee of the Donald A. Foss 2009 Remainder Trust, the Donald A. Foss 2010 Remainder Trust, the Karol A. Foss Irrevocable Grandchildren’s Trust and the Jill Foss Watson 2016 Grantor Retained Annuity Trust. Mr. Todd Watson, spouse of Jill Foss Watson, is the trustee of the Jill Foss Watson Irrevocable Trust, the Jill Foss Watson 2014 Children's Trust FBO Gwyneth Ellen Watson, and the Jill Foss Watson 2014 Children's Trust FBO Duncan Todd Watson. This amount also includes 2,146 shares held by Duncan Todd Watson. Mrs. Foss Watson disclaims beneficial ownership of these shares owned by such trusts and by Duncan Todd Watson.

 

(c) None.

 

(d) The respective beneficiaries of The Donald A. Foss 2009 Remainder Trust, The Donald A. Foss 2010 Remainder Trust, Jill Foss Watson Irrevocable Trust, the Karol A. Foss Irrevocable Grandchildren’s Trust, and the Jill Foss Watson 2016 Grantor Retained Annuity Trust, the 2014 Children's Trust FBO Gwyneth Ellen Watson, and the Jill Foss Watson 2014 Children's Trust FBO Duncan Todd Watson ultimately receive the pecuniary benefit of dividends from, or the proceeds from the sale of, the shares held in each respective trust.

 

(e) Not applicable.

 

Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer.

 

No change.

 

Item 7. Material to be Filed as Exhibits.

 

No change.

 

[Signature page follows]

 

   

 

 

SIGNATURE

 

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. 

 

  Date: September 29, 2016 The Donald A. Foss 2009 Remainder Trust  
       
    /s/ Jill Foss Watson  
    Name: Jill Foss Watson  
    Title: Trustee  
       
    The Donald A. Foss 2010 Remainder Trust  
       
    /s/ Jill Foss Watson  
    Name: Jill Foss Watson  
    Title: Trustee  
       
    Jill Foss Watson Living Trust  
       
    /s/ Jill Foss Watson  
    Name: Jill Foss Watson  
    Title: Trustee  
       
    Jill Foss Watson Irrevocable Trust  
       
    /s/ Todd Watson  
    Name: Todd Watson  
    Title: Trustee  
       
    Karol A. Foss Irrevocable Grandchildren’s Trust  
       
    /s/ Jill Foss Watson  
    Name: Jill Foss Watson  
    Title: Trustee  
       
    Jill Foss Watson 2016 Grantor Retained Annuity Trust  
       
    /s/ Jill Foss Watson  
   

Name: Jill Foss Watson

Title: Trustee

 
       
    Jill Foss Watson 2014 Children's Trust FBO Gwyneth Ellen Watson  
       
    /s/ Todd Watson  
   

Name: Todd Watson

Title: Trustee

 
       
    Jill Foss Watson 2014 Children's Trust FBO Duncan Todd Watson  
       
    /s/ Todd Watson  
   

Name: Todd Watson

Title: Trustee

 
       
    Jill Foss Watson  
    /s/ Jill Foss Watson  
    Jill Foss Watson, Individually