UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
WASHINGTON,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date
of
report (Date of earliest event reported): October 16,
2007
SCBT
FINANCIAL CORPORATION
(Exact
name of registrant as specified in its charter)
|
South
Carolina
(State
or other jurisdiction of incorporation)
|
001-12669
(Commission
File Number)
|
57-0799315
(IRS
Employer Identification
No.)
|
|
520
Gervais Street
Columbia,
South Carolina
(Address
of principal executive offices)
|
29201
(Zip
Code)
|
(800)
277-2175
(Registrant’s
telephone number, including area code)
Not
Applicable
(Former
name or former address, if changed since last report)
Check
the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions (see General Instruction A.2. below):
o
Written
communications
pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o Soliciting
material
pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o
Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
o
Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
Item
2.02 Results of Operations and Financial Condition
On
October
16, 2007, SCBT Financial Corporation issued a press release announcing its
financial results for the third quarter ended September 30, 2007, along with
certain other financial information. A copy of SCBT Financial
Corporation's press release is attached as Exhibit 99.1 to this report and
incorporated herein by reference.
Cautionary
Note Regarding Any Forward-Looking Statements
Statements
included in this Current Report on Form 8-K (including information incorporated
by reference herein) which are not historical in nature are intended to be,
and
are hereby identified as, forward-looking statements for purposes of the
safe
harbor provided by Section 21E of the Securities and Exchange Act of 1934,
as
amended. SCBT Financial Corporation cautions readers that forward-looking
statements are subject to certain risks and uncertainties that could cause
actual results to differ materially from forecasted results. Such risks and
uncertainties, include, among others, the following possibilities: (1) credit
risk associated with an obligor's failure to meet the terms of any contract
with
the bank or otherwise fail to perform as agreed; (2) interest risk involving
the
effect of a change in interest rates on both the bank's earnings and the
market
value of the portfolio equity; (3) liquidity risk affecting the bank's ability
to meet its obligations when they come due; (4) price risk focusing on changes
in market factors that may affect the value of traded instruments in
"mark-to-market" portfolios; (5) transaction risk arising from problems with
service or product delivery; (6) compliance risk involving risk to earnings
or
capital resulting from violations of or nonconformance with laws, rules,
regulations, prescribed practices, or ethical standards; (7) strategic risk
resulting from adverse business decisions or improper implementation of business
decisions; (8) reputation risk that adversely affects earnings or capital
arising from negative public opinion; and (9) terrorist activities risk that
results in loss of consumer confidence and economic disruptions.
Item
9.01 Financial Statements and Exhibits
(d)
Exhibits.
|
Exhibit
No.
|
Description
|
|
99.1
|
Press
release issued by the Corporation in connection with
announcement
|
2
SIGNATURES
Pursuant
to the requirements of the Securities Exchange Act of 1934, the registrant
has
duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.
|
SCBT
FINANCIAL CORPORATION
|
|||
|
(Registrant)
|
|||
|
Date: October
16, 2007
|
/s/
John C. Pollok
|
||
|
John
C. Pollok
|
|||
|
Senior
Executive Vice President and
|
|||
|
Chief
Financial Officer
|
|||
3
Exhibit
Index
|
Exhibit
No.
|
Description
|
|
99.1
|
Press
release issued by the Corporation in connection with
announcement
|
4