UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


        Date of Report (Date of earliest event reported): March 15, 2007
                                                          --------------



                        NEW YORK COMMUNITY BANCORP, INC.
             (Exact name of registrant as specified in its charter)


          Delaware                        1-31565               06-1377322
------------------------------     ----------------------- --------------------
(State or other jurisdiction       Commission File Number    (I.R.S. Employer
of incorporation or organization)                           Identification No.)



                  615 Merrick Avenue, Westbury, New York 11590
                    (Address of principal executive offices)


                                 (516) 683-4100
              (Registrant's telephone number, including area code)

                                 Not applicable
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[_] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[_] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[_] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))

[_] Pre-commencement communications pursuant to Rule 13e-4c under the
    Exchange Act (17 CFR 240.13e-4(c))




                           CURRENT REPORT ON FORM 8-K


Item 8.01 Other Events
----------------------

On March 15, 2007, New York Community Bancorp, Inc. (the "Company") issued a
press release announcing that its commercial bank subsidiary, New York
Commercial Bank (the "Commercial Bank"), and Doral Bank, FSB ("Doral"), the New
York City-based subsidiary of Doral Financial Corporation, have signed a
definitive purchase and assumption agreement, pursuant to which the Commercial
Bank will acquire 11 New York City-based branches, as well as certain assets and
liabilities, from Doral. A copy of the press release is attached hereto as
Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits
-------------------------------------------

(d)  Attached as Exhibit 99.1 is the press release issued by the Company on
     March 15, 2007 to announce the proposed acquisition of 11 New York
     City-based branches and certain assets and liabilities from Doral.










                                    SIGNATURE


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date: March 15, 2007                         NEW YORK COMMUNITY BANCORP, INC.
      --------------

                                             /s/ Ilene A. Angarola
                                             ---------------------
                                             Ilene A. Angarola
                                             First Senior Vice President
                                             and Director, Investor Relations






                                  EXHIBIT INDEX


Exhibit 99.1        Press release issued by the Company on March 15, 2007.