FIRST BANCORP.
 

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549


FORM 8-K


CURRENT REPORT
Pursuant to Section 13
or 15(d) of the Securities
Exchange Act of 1934

Date of Report (Date of earliest event reported): October 20, 2003

First BanCorp.


(Exact name of registrant as specified in this charter)
         
Puerto Rico   001-14793   66-0561882

 
 
(State or other jurisdiction of
incorporation)
  (Commission File No.)   (IRS Employer
Identification No.)
     
1519 Ponce De León Avenue, San Juan, Puerto Rico   00908-0146

 
(Address of principal executive offices)   (Zip Code)

Registrant’s telephone number, including area code: (787) 729-8200


 


 

ITEM 7. Financial Statements and Exhibits

     Exhibit

     
99   Press Release dated October 20, 2003.

ITEM 12. Results of Operations and Financial Condition

     On October 20, 2003, First BanCorp. (the “Company”) announced its unaudited results of operations for the third quarter and nine months ended September 30, 2003. A copy of the Company’s press release is attached as Exhibit 99 to this Current Report on Form 8-K and incorporated herein by reference.

     The information included in this section and Exhibit 99 attached hereto is intended to be furnished for purposes of the Securities Exchange Act of 1934, as amended.

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf of the undersigned hereunto duly authorized.

         
    FIRST BANCORP.
         
    By:   /s/ Annie Astor-Carbonell
       
        Annie Astor-Carbonell
Senior Executive Vice President
and Chief Financial Officer
         
Date: October 22, 2003