UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 03/31/02
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: PATRICIA P. BALENTINE
Address: BRANCH BANKING AND TRUST COMPANY OF NC
223 WEST NASH STREET
WILSON, NC 27894
13F File Number:
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: PATRICIA P. BALENTINE
Title: SENIOR VICE PRESIDENT
Phone: (252) 246-4338
Signature, Place, and Date of Signing:
PATRICIA P. BALENTINE WILSON, NC APRIL 05, 2002
Report Type (Check only one.):
[ X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 1,042
Form 13F Information Table Entry Total: $2,172,422
List of Other Included Managers:
NONE
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
A D C TELECOMMUNICATIONS INC COM 000886101 62 15200 SH SOLE 15200
AFLAC INC COM 001055102 4839 163953 SH SOLE 161703 2250
AFLAC INC COM 001055102 135 4598 SH DEFINED 4598
AES CORP. COM 00130H105 202 22321 SH SOLE 22321
AES CORP. COM 00130H105 13 1500 SH DEFINED 1500
AOL TIME WARNER COM 00184A105 8198 362922 SH SOLE 359035 1275 2612
AOL TIME WARNER COM 00184A105 276 12238 SH DEFINED 10763 1200 275
AT&T CORPORATION COM 001957109 5736 379914 SH SOLE 375804 2250 1860
AT&T CORPORATION COM 001957109 757 50153 SH DEFINED 40581 4440 5132
AT&T WIRELESS SERVICES, INC. COM 00209A106 656 77015 SH SOLE 75758 723 534
AT&T WIRELESS SERVICES, INC. COM 00209A106 96 11343 SH DEFINED 9703 617 1023
ABBOTT LABORATORIES COM 002824100 6858 129900 SH SOLE 128030 1870
ABBOTT LABORATORIES COM 002824100 726 13755 SH DEFINED 7355 5400 1000
ACTIVISION INC COM 004930202 260 9000 SH SOLE 9000
ADDY BROTHERS REALTY INC. COM 005001995 343 500 SH SOLE 500
ADOBE SYSTEM INC COM 00724F101 2569 67083 SH SOLE 65083 550 1450
ADOBE SYSTEM INC COM 00724F101 15 400 SH DEFINED 100 300
AEGON N V ORD COM 007924103 771 31172 SH SOLE 29922 1250
AEGON N V ORD COM 007924103 635 25652 SH DEFINED 25340 312
AGILENT TECHNOLOGIES COM 00846U101 3113 91212 SH SOLE 89812 900 500
AGILENT TECHNOLOGIES COM 00846U101 206 6059 SH DEFINED 5783 276
AIR PRODUCTS AND CHEMICALS INC COM 009158106 4164 85265 SH SOLE 83815 750 700
AIR PRODUCTS AND CHEMICALS INC COM 009158106 378 7750 SH DEFINED 6300 1000 450
ALBERTSON'S INC. COM 013104104 786 23332 SH SOLE 23332
ALBERTSON'S INC. COM 013104104 203 6044 SH DEFINED 6044
ALCOA INC COM 013817101 2186 59276 SH SOLE 56008 475 2793
ALCOA INC COM 013817101 95 2600 SH DEFINED 2600
ALLEGHENY ENERGY INC COM 017361106 5900 143171 SH SOLE 143171
ALLEGHENY ENERGY INC COM 017361106 495 12016 SH DEFINED 12016
ALLERGAN INC COM 018490102 270 4514 SH SOLE 4514
ALLERGAN INC COM 018490102 12 204 SH DEFINED 204
ALLIANCE CAP MANAGEMENT HOLDIN COM 01855A101 256 5500 SH SOLE 5500
ALLIANCE DATA SYSTEMS COM 018581108 237 9400 SH SOLE 9400
ALLSTATE CORP COM 020002101 2049 53666 SH SOLE 51012 2654
ALLSTATE CORP COM 020002101 228 5986 SH DEFINED 3746 472 1768
ALLTEL CORPORATION COM 020039103 2390 43386 SH SOLE 42315 1071
ALLTEL CORPORATION COM 020039103 255 4646 SH DEFINED 4646
AMBAC INC COM 023139108 772 13100 SH SOLE 11675 650 775
AMEREN CORPORATION COM 023608102 476 11244 SH SOLE 11244
AMEREN CORPORATION COM 023608102 39 930 SH DEFINED 930
AMERICAN ELECTRIC POWER INC COM 025537101 2600 55160 SH SOLE 55160
AMERICAN ELECTRIC POWER INC COM 025537101 701 14885 SH DEFINED 14885
AMERICAN EXPRESS COMPANY COM 025816109 5832 145256 SH SOLE 143731 1050 475
AMERICAN EXPRESS COMPANY COM 025816109 164 4100 SH DEFINED 4100
AMERICAN EXPRESS CO. CAP TRUST PREFERRED 02583Y205 263 10488 SH SOLE 10488
AMERICAN EXPRESS CO. CAP TRUST PREFERRED 02583Y205 7 300 SH DEFINED 300
AMERICAN INFLATABLES INC COM 026802108 3 15000 SH SOLE 15000
AMERICAN INTERNATIONAL GROUP I COM 026874107 12075 165085 SH SOLE 163073 600 1412
AMERICAN INTERNATIONAL GROUP I COM 026874107 1202 16443 SH DEFINED 14825 650 968
AMER WATER WORKS CO. COM 030411102 1088 24762 SH SOLE 24762
AMER WATER WORKS CO. COM 030411102 52 1200 SH DEFINED 1200
AMGEN INC COM 031162100 8821 149595 SH SOLE 147330 330 1935
AMGEN INC COM 031162100 1077 18278 SH DEFINED 14178 2500 1600
AMSOUTH BANCORP COM 032165102 230 10604 SH SOLE 10604
AMSOUTH BANCORP COM 032165102 56 2619 SH DEFINED 2619
ANADARKO PETE CORP. COM 032511107 2643 48508 SH SOLE 43734 4028 746
ANADARKO PETE CORP. COM 032511107 221 4062 SH DEFINED 2525 1045 492
ANHEUSER BUSCH COMPANY INC COM 035229103 5848 111680 SH SOLE 109755 150 1775
ANHEUSER BUSCH COMPANY INC COM 035229103 803 15346 SH DEFINED 12346 900 2100
AON CORPORATION COM 037389103 1764 47504 SH SOLE 45404 1025 1075
AON CORPORATION COM 037389103 765 20600 SH DEFINED 19250 1350
APPALACHIAN OIL & GAS INC COM 037725207 0 20000 SH SOLE 20000
APPLIED MATERIALS COM 038222105 2596 47998 SH SOLE 45903 200 1895
APPLIED MATERIALS COM 038222105 520 9625 SH DEFINED 8225 1100 300
ARCHER - DANIELS - MIDLAND CO. COM 039483102 1751 123704 SH SOLE 123704
ARCHER - DANIELS - MIDLAND CO. COM 039483102 35 2476 SH DEFINED 901 1575
ASHLAND INC COM 044204105 1252 28718 SH SOLE 28718
ASHLAND INC COM 044204105 246 5655 SH DEFINED 5655
AUTOMATIC DATA PROCESSING COM 053015103 4110 74731 SH SOLE 74161 570
AUTOMATIC DATA PROCESSING COM 053015103 57 1050 SH DEFINED 1050
AUTOZONE INCORPORATED COM 053332102 218 3275 SH SOLE 3275
AUTOZONE INCORPORATED COM 053332102 40 600 SH DEFINED 600
AVERY DENNISON CORP. COM 053611109 2140 35897 SH SOLE 35382 515
AVERY DENNISON CORP. COM 053611109 73 1225 SH DEFINED 1150 75
AVNET INC COM 053807103 1578 58260 SH SOLE 57760 500
AVNET INC COM 053807103 178 6600 SH DEFINED 6600
AVON PRODUCTS INC COM 054303102 1779 31855 SH SOLE 31855
AVON PRODUCTS INC COM 054303102 227 4075 SH DEFINED 4075
BB&T CORPORATION COM 054937107 206744 5505852 SH SOLE 4642257 383408 480187
BB&T CORPORATION COM 054937107 115440 3074322 SH DEFINED 1223864 1530411 320047
BB&T CORPORATION COM 054937107 6138 163478 SH OTHER 163478
BP P.L.C. COM 055622104 36568 702963 SH SOLE 359020 71496 272447
BP P.L.C. COM 055622104 1704 32773 SH DEFINED 19649 6944 6180
BARNHILL CONTRACTING COMPANY COM 056002991 1414 20593 SH SOLE 20593
BARNHILL CONTRACTING COMPANY COM 056002991 8037 117000 SH DEFINED 117000
BAKER HUGHES INC COM 057224107 416 11706 SH SOLE 11706
BANK OF AMERICA CORP COM 060505104 22998 334766 SH SOLE 328544 1791 4431
BANK OF AMERICA CORP COM 060505104 3105 45207 SH DEFINED 38898 3389 2920
BANK OF NEW YORK COMPANY INC COM 064057102 2319 59179 SH SOLE 59179
BANK OF NEW YORK COMPANY INC COM 064057102 179 4580 SH DEFINED 4580
BANK ONE CAP I 8.00% PREFERRED 06421B202 206 8075 SH SOLE 8075
BANK ONE CAP I 8.00% PREFERRED 06421B202 25 1000 SH DEFINED 1000
BANK ONE CORPORATION COM 06423A103 4836 118678 SH SOLE 88447 29416 815
BANK ONE CORPORATION COM 06423A103 145 3559 SH DEFINED 3559
BANK AMERICA CAPITAL IV PREFERRED 066044207 219 8886 SH SOLE 8886
BANK AMERICA CAPITAL IV PREFERRED 066044207 61 2500 SH DEFINED 2500
BASSETT FURNITURE COM 070203104 2612 125443 SH SOLE 120287 4687 469
BASSETT FURNITURE COM 070203104 315 15159 SH DEFINED 4370 10789
BASSETT MIRROR CO COM 070991534 243 28590 SH SOLE 28590
BASSETT MIRROR CO COM 070991534 139 16405 SH DEFINED 14760 1645
BAXTER INTERNATIONAL INC COM 071813109 10935 188995 SH SOLE 168568 850 19577
BAXTER INTERNATIONAL INC COM 071813109 853 14750 SH DEFINED 14600 150
BEACH FIRST NATIONAL BANCSHARE COM 073334104 181 18000 SH SOLE 18000
BECTON DICKINSON & CO. COM 075887109 1730 47170 SH SOLE 47170
BECTON DICKINSON & CO. COM 075887109 106 2900 SH DEFINED 2900
BELK INC COM 077831998 10 20921 SH SOLE 20921
BP PLC ORD USDO .25 COM 079805909 83 15484 SH SOLE 15484
BELLSOUTH CORPORATION COM 079860102 13833 381606 SH SOLE 375805 750 5051
BELLSOUTH CORPORATION COM 079860102 2006 55356 SH DEFINED 44968 7198 3190
BENCHMARK BANKSHARES INC COM 08160E108 441 39244 SH SOLE 39244
BERKSHIRE HATHAWAY INC DEL COM 084670108 426 6 SH SOLE 6
BERKSHIRE HATHAWAY INC DEL CLA COM 084670207 478 202 SH SOLE 202
BERKSHIRE HATHAWAY INC DEL CLA COM 084670207 71 30 SH DEFINED 30
BEST BUY INC. COM 086516101 1285 16695 SH SOLE 15345 550 800
BEST BUY INC. COM 086516101 125 1635 SH DEFINED 1535 100
BIOGEN N.V. COM 090597105 201 4475 SH SOLE 4475
BIOGEN N.V. COM 090597105 11 250 SH DEFINED 250
BIOMET INC. COM 090613100 697 26801 SH SOLE 26801
BIOTECH HOLDERS TR COM 09067D201 1329 11535 SH SOLE 11535
BLACK & DECKER COM 091797100 1704 37100 SH SOLE 34925 875 1300
BLACK & DECKER COM 091797100 273 5950 SH DEFINED 5950
H & R BLOCK INC COM 093671105 204 4700 SH SOLE 4700
H & R BLOCK INC COM 093671105 17 400 SH DEFINED 400
THE BOEING COMPANY COM 097023105 1956 39863 SH SOLE 36863 3000
THE BOEING COMPANY COM 097023105 115 2355 SH DEFINED 2325 30
BRISTOL MYERS SQUIBB CO. COM 110122108 15228 473680 SH SOLE 470185 985 2510
BRISTOL MYERS SQUIBB CO. COM 110122108 3171 98635 SH DEFINED 91515 2300 4820
BURLINGTON NORTHERN SANTA FE C COM 12189T104 1419 48735 SH SOLE 23549 25186
BURLINGTON NORTHERN SANTA FE C COM 12189T104 147 5077 SH DEFINED 2461 1716 900
BURLINGTON RESOURCES INC COM 122014103 703 18050 SH SOLE 3639 14411
CIGNA COM 125509109 1939 18310 SH SOLE 16985 475 850
CIGNA COM 125509109 255 2415 SH DEFINED 2315 100
CNL INCOME FUND 11 COM 125928101 858 1000 SH SOLE 1000
CNB FINANCIAL SERVICES, INC. COM 12613N103 776 7920 SH SOLE 7920
CSX CORPORATION COM 126408103 2124 57579 SH SOLE 49828 6816 935
CSX CORPORATION COM 126408103 145 3941 SH DEFINED 3941
CVS CORP COM 126650100 1787 53293 SH SOLE 47168 2100 4025
CVS CORP COM 126650100 248 7400 SH DEFINED 6350 1050
CALPINE CORP COM 131347106 493 41336 SH SOLE 38864 375 2097
CALPINE CORP COM 131347106 19 1625 SH DEFINED 1225 400
CAPITAL ONE FINANCIAL CORP COM 14040H105 3724 60327 SH SOLE 60327
CAPITAL ONE FINANCIAL CORP COM 14040H105 54 883 SH DEFINED 883
CARDINAL HEALTH INC COM 14149Y108 5224 74547 SH SOLE 69259 700 4588
CARDINAL HEALTH INC COM 14149Y108 484 6911 SH DEFINED 5936 850 125
CAREMARK RX INC COM 141705103 218 11414 SH SOLE 11414
CARNIVAL CRUISE LINES INC COM 143658102 218 7061 SH SOLE 6211 850
CARNIVAL CRUISE LINES INC COM 143658102 11 375 SH DEFINED 200 175
CATERPILLAR TRACTOR COMPANY COM 149123101 2623 47349 SH SOLE 46499 225 625
CATERPILLAR TRACTOR COMPANY COM 149123101 297 5375 SH DEFINED 3800 1500 75
CHEMFIRST INC COM 16361A106 373 14103 SH SOLE 14103
CHEVRON TEXACO CORP COM 166764100 16006 182328 SH SOLE 180289 575 1464
CHEVRON TEXACO CORP COM 166764100 2885 32872 SH DEFINED 26702 4510 1660
CHUBB CORPORATION COM 171232101 350 4725 SH SOLE 4725
CHUBB CORPORATION COM 171232101 64 866 SH DEFINED 866
CIENA CORP COM 171779101 150 17550 SH SOLE 17550
CIENA CORP COM 171779101 1 200 SH DEFINED 200
CINERGY CORP COM 172474108 288 8059 SH SOLE 6559 1500
CINERGY CORP COM 172474108 81 2275 SH DEFINED 2275
CISCO SYSTEMS COM 17275R102 7199 426765 SH SOLE 420036 6729
CISCO SYSTEMS COM 17275R102 792 46967 SH DEFINED 38767 3200 5000
CINTAS CORPORATION COM 172908105 8670 175665 SH SOLE 175665
CINTAS CORPORATION COM 172908105 19 400 SH DEFINED 400
CITIGROUP INC COM 172967101 17071 350897 SH SOLE 344639 1500 4758
CITIGROUP INC COM 172967101 1758 36145 SH DEFINED 32176 1789 2180
CITY HOLDING COM 177835105 793 51549 SH SOLE 49141 2408
CLEAR CHANNEL COMMUNICATIONS COM 184502102 607 12170 SH SOLE 11920 100 150
CLEAR CHANNEL COMMUNICATIONS COM 184502102 12 250 SH DEFINED 250
CLOROX CO. COM 189054109 651 14950 SH SOLE 14850 100
CLOROX CO. COM 189054109 137 3163 SH DEFINED 3163
COCA COLA BOTTLING CO CONSOLID COM 191098102 284 5816 SH SOLE 5816
COCA COLA COMPANY COM 191216100 28185 541826 SH SOLE 490789 51037
COCA COLA COMPANY COM 191216100 3544 68145 SH DEFINED 62364 2181 3600
COASTAL LUMBER CO COM 194000998 2295 2295528 SH DEFINED 2295528
COLGATE PALMOLIVE COMPANY COM 194162103 3672 63999 SH SOLE 62999 1000
COLGATE PALMOLIVE COMPANY COM 194162103 40 700 SH DEFINED 400 300
COMCAST CORP. COM 200300101 1297 40880 SH SOLE 40880
COMCAST CORP. COM 200300101 3 100 SH DEFINED 100
COMCAST CORP CLASS A SPECIAL C COM 200300200 661 21932 SH SOLE 20432 1500
COMPAQ COMPUTER CORPORATION COM 204493100 243 25450 SH SOLE 25450
COMPAQ COMPUTER CORPORATION COM 204493100 91 9555 SH DEFINED 4555 5000
COMPASS BANCSHARES COM 20449H109 445 14500 SH SOLE 14500
COMPUTER ASSOCIATES INTL. INC. COM 204912109 218 11100 SH SOLE 10600 500
COMPUTER ASSOCIATES INTL. INC. COM 204912109 16 825 SH DEFINED 625 200
COMPUTER SCIENCES CORPORATION COM 205363104 878 18105 SH SOLE 18105
COMPUTER SCIENCES CORPORATION COM 205363104 58 1200 SH DEFINED 1200
CONAGRA FOODS, INC COM 205887102 739 28834 SH SOLE 28607 227
CONAGRA FOODS, INC COM 205887102 10 400 SH DEFINED 400
CONEXANT SYSTEMS INC COM 207142100 149 12504 SH SOLE 12504
CONEXANT SYSTEMS INC COM 207142100 57 4844 SH DEFINED 4444 400
CONOCO INC. COM 208251504 1824 63847 SH SOLE 63847
CONOCO INC. COM 208251504 237 8327 SH DEFINED 7599 728
THE CROSLAND GROUP INC COM 209000991 18 32113 SH SOLE 32113
THE CROSLAND GROUP INC COM 209002997 1 3179187 SH SOLE 3179187
CONSOLIDATED EDISON INC COM 209115104 469 10990 SH SOLE 10990
CONSOLIDATED EDISON INC COM 209115104 84 1976 SH DEFINED 1976
CONSTELLATION ENERGY GROUP COM 210371100 1177 38602 SH SOLE 38602
CONSTELLATION ENERGY GROUP COM 210371100 502 16476 SH DEFINED 16476
CORNING INC COM 219350105 1218 174139 SH SOLE 161114 2180 10845
CORNING INC COM 219350105 161 23010 SH DEFINED 22510 500
COSTCO WHOLESALE CORP COM 22160K105 549 13933 SH SOLE 13933
COVAD COMMUNICATIONS COM 222814204 21 10330 SH SOLE 5330 5000
COX COMMUNICATIONS INC NEW COM 224044107 649 18742 SH SOLE 18742
CRANE CO. COM 224399105 300 11097 SH SOLE 11097
DPL INCORPORATED COM 233293109 242 9471 SH SOLE 9471
DTE ENERGY CO FKA DETROIT EDIS COM 233331107 259 5715 SH SOLE 5494 221
DTE ENERGY CO FKA DETROIT EDIS COM 233331107 1 35 SH DEFINED 35
DANA CORPORATION COMMON COM 235811106 1383 68879 SH SOLE 67879 1000
DANA CORPORATION COMMON COM 235811106 73 3682 SH DEFINED 3682
DANAHER CORP COM 235851102 204 2900 SH SOLE 2900
DATASTREAM SYSTEMS INC COM 238124101 1078 129172 SH SOLE 129172
DEERE & COMPANY COM 244199105 395 9080 SH SOLE 9080
DEERE & COMPANY COM 244199105 4 100 SH DEFINED 100
DELL COMPUTER CORP COM 247025109 1944 72698 SH SOLE 69657 3041
DELL COMPUTER CORP COM 247025109 115 4300 SH DEFINED 2700 1600
DELPHI CORPORATION COM 247126105 154 9828 SH SOLE 9619 209
DELPHI CORPORATION COM 247126105 56 3597 SH DEFINED 3318 279
DIEBOLD INC COM 253651103 163 4100 SH SOLE 3750 350
DIEBOLD INC COM 253651103 141 3543 SH DEFINED 3343 200
DIMON INC COM 254394109 116 16950 SH SOLE 16950
WALT DISNEY PRODUCTIONS COM 254687106 9936 440432 SH SOLE 436099 1050 3283
WALT DISNEY PRODUCTIONS COM 254687106 464 20570 SH DEFINED 18183 1000 1387
DIVINE INC. COM 255402109 19 40725 SH SOLE 40725
DIVINE INC. COM 255402109 0 2074 SH DEFINED 2074
DOMINION RESOURCES INC/VA COM 25746U109 5915 89373 SH SOLE 89060 213 100
DOMINION RESOURCES INC/VA COM 25746U109 1109 16759 SH DEFINED 10236 3373 3150
R.R. DONNELLEY & SONS COM 257867101 274 8820 SH SOLE 8820
R.R. DONNELLEY & SONS COM 257867101 24 800 SH DEFINED 800
DOW CHEMICAL COM 260543103 3562 114675 SH SOLE 113145 1530
DOW CHEMICAL COM 260543103 264 8515 SH DEFINED 8265 250
V M DRAPER MANUFACTURING CO COM 261000996 52 43265 SH SOLE 43265
E. I. DUPONT DE NEMOURS COMPAN COM 263534109 8463 185202 SH SOLE 183052 650 1500
E. I. DUPONT DE NEMOURS COMPAN COM 263534109 1622 35501 SH DEFINED 25054 6700 3747
DUFF AND PHELPS SELECTED UTILI COM 264324104 256 22781 SH SOLE 22781
DUFF AND PHELPS SELECTED UTILI COM 264324104 61 5447 SH DEFINED 5447
DUKE CAPITAL FIN TRUST I PFD PREFERRED 264393208 222 8900 SH SOLE 8900
DUKE ENERGY CAP TRUST I PFD PREFERRED 264396201 267 10800 SH SOLE 10800
DUKE ENERGY CAP TRUST I PFD PREFERRED 264396201 19 800 SH DEFINED 800
DUKE ENERGY CORP COM 264399106 18529 480655 SH SOLE 470330 1800 8525
DUKE ENERGY CORP COM 264399106 1177 30535 SH DEFINED 27905 1738 892
DUKE ENERGY CAP TRUST II PF PREFERRED 26439G209 313 12500 SH SOLE 12500
DUKE ENERGY CAP TRUST II PF PREFERRED 26439G209 202 8082 SH DEFINED 7082 1000
EMC CORPORATION COM 268648102 2384 203672 SH SOLE 200764 870 2038
EMC CORPORATION COM 268648102 55 4720 SH DEFINED 4520 200
EOG RESOURCES INC COM 26875P101 1536 38692 SH SOLE 37692 1000
EMENDORFER & MARKS INC COM 2740009A8 50 374892 SH SOLE 374892
ENTERPRISE HEALTH-LK COM 274005990 90 20000 SH SOLE 20000
EASTMAN KODAK COMPANY COM 277461109 694 22681 SH SOLE 22681
EASTMAN KODAK COMPANY COM 277461109 55 1812 SH DEFINED 1412 200 200
EAT AT JOES LTD CO COM 277849105 0 15000 SH DEFINED 15000
EATON CORP. COM 278058102 197 2465 SH SOLE 2465
EATON CORP. COM 278058102 59 750 SH DEFINED 750
EBAY INC COM 278642103 322 6100 SH SOLE 6100
ECONOMY TANK CO. 7% CUM. PFD PREFERRED 279920367 290 2907 SH DEFINED 2907
EDISON INTL COM 281020107 145 8636 SH SOLE 8636
EDISON INTL COM 281020107 100 6000 SH DEFINED 6000
A.G. EDWARD INC COM 281760108 434 10212 SH SOLE 10212
A.G. EDWARD INC COM 281760108 133 3150 SH DEFINED 3150
EL PASO CORPORATION COM 28336L109 1864 41270 SH SOLE 34372 6898
EL PASO CORPORATION COM 28336L109 105 2340 SH DEFINED 2340
ELECTRONIC ARTS INC COM 285512109 398 6895 SH SOLE 5695 1200
ELECTRONIC ARTS INC COM 285512109 69 1200 SH DEFINED 400 400 400
ELECTRONIC DATA SYS CORP COM 285661104 4455 82434 SH SOLE 80609 850 975
ELECTRONIC DATA SYS CORP COM 285661104 152 2825 SH DEFINED 2500 150 175
EMERSON ELECTRIC COMPANY COM 291011104 3083 54402 SH SOLE 53852 75 475
EMERSON ELECTRIC COMPANY COM 291011104 354 6246 SH DEFINED 5146 1100
ENCOMPASS SERVICES CORP COM 29255U104 247 146277 SH SOLE 146277
ENERGIZER HOLDINGS INC COM 29266R108 69 2987 SH SOLE 2987
ENERGIZER HOLDINGS INC COM 29266R108 198 8547 SH DEFINED 8547
ENRON CORPORATION COM 293561106 15 55987 SH SOLE 55837 150
ENRON CORPORATION COM 293561106 6 23300 SH DEFINED 23300
ENTERGY CORP COM 29364G103 466 10616 SH SOLE 10616
ENTERGY CORP COM 29364G103 24 557 SH DEFINED 557
EQUIFAX INC COM 294429105 239 8400 SH SOLE 8400
EQUITABLE RESOURCES INC COM 294549100 712 20700 SH SOLE 20700
ERICSSON (LM) ADR COM 294821400 874 220378 SH SOLE 220378
ERICSSON (LM) ADR COM 294821400 2 600 SH DEFINED 600
EXELON CORPORATEION COM 30161N101 516 9895 SH SOLE 9895
EXELON CORPORATEION COM 30161N101 165 3172 SH DEFINED 3172
EXXON MOBIL CORPORATION COM 30231G102 56728 1314674 SH SOLE 1295468 14816 4390
EXXON MOBIL CORPORATION COM 30231G102 10092 233894 SH DEFINED 212488 17420 3986
F&M BANCORP MD COM 302367107 1168 43279 SH SOLE 43279
F&M BANCORP MD COM 302367107 208 7715 SH DEFINED 7715
FMC CORPORATION COM 302491303 885 22942 SH SOLE 22622 120 200
FMC TECHNOLOGIES INC COM 30249U101 765 39451 SH SOLE 38902 206 343
FPL GROUP COM 302571104 4502 74913 SH SOLE 74197 716
FPL GROUP COM 302571104 403 6721 SH DEFINED 4721 2000
FIRST MCMINNVILLE CORPORATION COM 305000994 733 9420 SH SOLE 9420
FAMILY DOLLAR STORES COM 307000109 200 6196 SH SOLE 6196
FAMILY DOLLAR STORES COM 307000109 56 1750 SH DEFINED 1750
FREEMAN GAS & ELEC COM 307002998 0 12190 SH SOLE 12190
FARMERS & MERCHANTS BANK OF COM 30776*109 245 5109 SH DEFINED 5109
FARMERS CAPITAL BANK CORP COM 309562106 288 8200 SH SOLE 8200
FAUQUIER BANKSHARES INC COM COM 312059108 42 1600 SH SOLE 1600
FAUQUIER BANKSHARES INC COM COM 312059108 254 9600 SH DEFINED 9600
FEDERAL HOME LOAN MORTGAGE COM 313400301 531 7985 SH SOLE 7485 500
FEDERAL HOME LOAN MORTGAGE COM 313400301 39 600 SH DEFINED 600
FREDDIE MAC PREFERRED PREFERRED 313400731 497 10000 SH SOLE 10000
FREDDIE MAC PREFERRED 313400855 220 4800 SH SOLE 4800
FEDERAL NATIONAL MORTGAGE COM 313586109 10142 122749 SH SOLE 120923 1125 701
FEDERAL NATIONAL MORTGAGE COM 313586109 957 11583 SH DEFINED 11083 400 100
FEDEX CORPORATION COM 31428X106 426 7704 SH SOLE 7704
FEDEX CORPORATION COM 31428X106 26 480 SH DEFINED 480
FIFTH THIRD BANCORP COM 316773100 5665 85488 SH SOLE 85488
FIRST BANCORP COM 318910106 287 12733 SH SOLE 12733
FIRST BANCORP COM 318910106 45 1994 SH DEFINED 1994
FIRST CHARTER CORPORATION COM 319439105 483 26320 SH SOLE 26320
FIRST CHARTER CORPORATION COM 319439105 19 1087 SH DEFINED 1087
FIRST CITIZENS BANCORPORATION COM 319460101 276 882 SH SOLE 882
FIRST CITIZENS BANCSHARES INC COM 31946M103 439 4286 SH SOLE 4286
FIRST COMMUNITY BANCSHARES COM 31983A103 289 9395 SH SOLE 9395
FIRST DATA CORPORATION COM 319963104 2197 25704 SH SOLE 25354 350
FIRST DATA CORPORATION COM 319963104 398 4660 SH DEFINED 4660
FIRST FINL HLDS INC COM 320239106 613 22339 SH SOLE 22339
FIRST FINL HLDS INC COM 320239106 30 1120 SH DEFINED 1120
FIRST NATL CORP VA CMT CAP STK COM 32106V107 2680 73434 SH SOLE 73434
FIRST PL FINL CORP DEL COM 33610T109 193 11425 SH SOLE 11425
FIRST SUN SOUTH CORPORATION COM 337127104 0 15160 SH SOLE 15160
FIRST UTD CORP COM 33741H107 331 20354 SH SOLE 20354
FIRST VIRGINIA BANKS COM 337477103 2409 45242 SH SOLE 45242
FIRST VIRGINIA BANKS COM 337477103 125 2358 SH DEFINED 2358
FISERV COM 337738108 1330 29705 SH SOLE 29705
FIRST ENERGY CORP COM 337932107 296 8756 SH SOLE 8756
FIRST ENERGY CORP COM 337932107 15 462 SH DEFINED 462
FLANDERS CORPORATION COM 338494107 39 20000 SH SOLE 20000
FLEETBOSTON FINANCIAL CORP COM 339030108 1241 35836 SH SOLE 34836 1000
FLEETBOSTON FINANCIAL CORP COM 339030108 154 4468 SH DEFINED 3550 918
FLOWERS FOOD INC WI COM 343498101 5328 213146 SH SOLE 213146
FORD MOTOR COMPANY COM 345370860 2821 186351 SH SOLE 185168 1183
FORD MOTOR COMPANY COM 345370860 668 44125 SH DEFINED 42177 900 1048
FOREST LABS COM 345838106 524 6545 SH SOLE 6545
FOREST LABS COM 345838106 308 3850 SH DEFINED 3850
FORTUNE BRANDS INC COM 349631101 1255 25799 SH SOLE 25299 500
FORTUNE BRANDS INC COM 349631101 406 8360 SH DEFINED 7960 100 300
FRANCISCAN OIL CO COM 35183P109 1 15000 SH SOLE 15000
FRANKLIN RESOURCES INC COM 354613101 1363 33573 SH SOLE 33573
FRANKLIN RESOURCES INC COM 354613101 81 2000 SH DEFINED 2000
GABELLI EQUITY TR 7.25% PFD PREFERRED 362397309 260 10200 SH SOLE 10200
GALLAGHER ARTHUR J COM 363576109 846 25164 SH SOLE 25164
GALLAHER GROUP PLC COM 363595109 519 16172 SH SOLE 16172
GALLAHER GROUP PLC COM 363595109 239 7460 SH DEFINED 7460
GANNETT COMPANY INC COM 364730101 8491 111624 SH SOLE 111264 360
GANNETT COMPANY INC COM 364730101 547 7200 SH DEFINED 6360 700 140
GENENTECH,INC COM 368710406 207 4230 SH SOLE 4230
GENENTECH,INC COM 368710406 24 500 SH DEFINED 500
GENERAL AMERICAN INVESTORS COM 368802104 1968 61490 SH SOLE 61490
GENERAL DYNAMICS COM 369550108 1720 18234 SH SOLE 16470 650 1114
GENERAL DYNAMICS COM 369550108 141 1500 SH DEFINED 1000 500
GENERAL ELECTRIC COMPANY COM 369604103 64133 1719392 SH SOLE 1689192 23100 7100
GENERAL ELECTRIC COMPANY COM 369604103 8689 232966 SH DEFINED 212438 12900 7628
GABRIEL COM 370001992 413 203457 SH SOLE 203457
GABRIEL PFD C-2 CONV PFD 370002990 348 105912 SH SOLE 105912
GABRIEL PFD C-1 CONV PFD 370003998 376 175798 SH SOLE 175798
GABRIEL PFD C-1 CONV PFD 370003998 10 4778 SH DEFINED 4778
GENERAL MILLS INC COM 370334104 1470 29900 SH SOLE 29750 150
GENERAL MOTORS CORP. COM 370442105 1720 28606 SH SOLE 28056 425 125
GENERAL MOTORS CORP. COM 370442105 402 6694 SH DEFINED 6294 400
GENERAL MOTORS CORP COM 370442832 386 24152 SH SOLE 24152
GENERAL MOTORS CORP COM 370442832 9 616 SH DEFINED 616
GENUINE PARTS COMPANY COMMON COM 372460105 283 7700 SH SOLE 7700
GENUINE PARTS COMPANY COMMON COM 372460105 44 1200 SH DEFINED 1200
GEORGIA-PACIFIC CORP. COM. COM 373298108 274 9874 SH SOLE 9874
GEORGIA-PACIFIC CORP. COM. COM 373298108 50 1830 SH DEFINED 976 854
GILLETTE COMPANY COM 375766102 4022 117974 SH SOLE 117339 635
GILLETTE COMPANY COM 375766102 314 9230 SH DEFINED 8880 350
GLAXO WELLCOME PLC COM 37733W105 2001 43807 SH SOLE 43007 800
GLAXO WELLCOME PLC COM 37733W105 53 1162 SH DEFINED 1162
B. F. GOODRICH COM 382388106 299 9300 SH SOLE 9300
B. F. GOODRICH COM 382388106 6 190 SH DEFINED 190
GOODYEAR TIRE & RUBBER CO. COM 382550101 1523 68937 SH SOLE 68672 265
GOODYEAR TIRE & RUBBER CO. COM 382550101 67 3046 SH DEFINED 2886 160
GRAND METROPOLITAN DEL L P PREFERRED 386087209 408 14930 SH SOLE 14930
GRAND METROPOLITAN DEL L P PREFERRED 386087209 60 2200 SH DEFINED 2200
GREENBRIAR CORPORATION COM 393648100 40 267449 SH SOLE 200000 67449
HCA INC. COM 404119109 2235 50299 SH SOLE 46344 1250 2705
HCA INC. COM 404119109 198 4475 SH DEFINED 4250 225
HALLIBURTON COMPANY COM 406216101 177 10642 SH SOLE 10642
HALLIBURTON COMPANY COM 406216101 22 1350 SH DEFINED 1350
HANDSPRING INC COM 410293104 83 20295 SH SOLE 20295
HARLEY-DAVIDSON INC. COM 412822108 1418 26612 SH SOLE 26612
HARLEY-DAVIDSON INC. COM 412822108 10 200 SH DEFINED 200
HARMONIC INC COM 413160102 205 17675 SH SOLE 17675
HARRAH'S ENTERTAINMENT INC COM 413619107 222 5124 SH SOLE 5124
HARRAH'S ENTERTAINMENT INC COM 413619107 10 253 SH DEFINED 253
HARRIS CORPORATION COM 413875105 469 13231 SH SOLE 13231
HARRIS CORPORATION COM 413875105 14 400 SH DEFINED 400
HARTFORD CAP III - SER C PREFERRED 41631P204 125 5100 SH SOLE 5100
HARTFORD CAP III - SER C PREFERRED 41631P204 114 4670 SH DEFINED 4670
HEALTHSOUTH CORP COM 421924101 139 9921 SH SOLE 9921
HEALTHSOUTH CORP COM 421924101 18 1338 SH DEFINED 1338
H. J. HEINZ COMPANY COM 423074103 2095 50160 SH SOLE 50010 150
H. J. HEINZ COMPANY COM 423074103 236 5650 SH DEFINED 5350 300
HENRY COUNTY PLYWOOD COM 426650107 32 13026 SH SOLE 12643 383
HENRY COUNTY PLYWOOD COM 426650107 3 1534 SH DEFINED 613 921
HERSHEY FOODS COM 427866108 590 8500 SH SOLE 8500
HERSHEY FOODS COM 427866108 275 3970 SH DEFINED 2770 600 600
HEWLETT PACKARD COMPANY COM 428236103 3725 215984 SH SOLE 213934 335 1715
HEWLETT PACKARD COMPANY COM 428236103 327 19006 SH DEFINED 18106 900
HIGH SPEED NET SOLUTIONS, INC. COM 429793102 10482 7382293 SH SOLE 7382293
HILLENBRAND IND INC COM 431573104 1394 22733 SH SOLE 6633 16100
HILLENBRAND IND INC COM 431573104 49 800 SH DEFINED 800
HOME DEPOT INC COM 437076102 13552 281472 SH SOLE 279504 1968
HOME DEPOT INC COM 437076102 1397 29028 SH DEFINED 28003 900 125
HOMEGOLD FINL INC CO COM 43740E104 39 58782 SH SOLE 58782
HONEYWELL INTERNATIONAL INC COM 438516106 2283 60086 SH SOLE 58686 120 1280
HONEYWELL INTERNATIONAL INC COM 438516106 263 6926 SH DEFINED 6926
HOOKER FURNITURE CORPORATION COM 439038100 16884 1092825 SH SOLE 206404 448981 437440
HOOKER FURNITURE CORPORATION COM 439038100 6230 403260 SH DEFINED 55223 341305 6732
HOSPITALITY PPTYS TR COM 44106M102 246 6900 SH SOLE 6900
HOSPITALITY PPTYS TR COM 44106M102 14 400 SH DEFINED 400
HOST MARRIOTT CORP NEW COM 44107P104 216 18538 SH SOLE 18538
HOT TOPIC INC COM 441339108 241 10500 SH SOLE 10500
HOUSEHOLD CAP TR IV 7.25% PFD PREFERRED 44180R209 209 8800 SH SOLE 8800
HOUSEHOLD INTERNATIONAL INC COM 441815107 3748 65963 SH SOLE 3200 62763
HOUSEHOLD INTERNATIONAL INC COM 441815107 2977 52386 SH DEFINED 2119 50267
HUNTINGTON BANCSHARES INC COM 446150104 1900 96183 SH SOLE 58641 37542
HUNTINGTON BANCSHARES INC COM 446150104 116 5872 SH DEFINED 5872
IONOSPHERE PFD B CONV PFD 447001991 280 280017 SH SOLE 280017
IONOSPHERE PFD D-1 COM 447004995 116 128845 SH SOLE 128845
IBASIS INC COM 450732102 16 19413 SH SOLE 19413
ITT INDUSTRIES INC COM 450911102 5793 90883 SH SOLE 90883
ITT INDUSTRIES INC COM 450911102 2368 37146 SH DEFINED 33415 3731
ILLINOIS TOOL WORKS COM 452308109 3515 49373 SH SOLE 48473 900
ILLINOIS TOOL WORKS COM 452308109 206 2904 SH DEFINED 2504 100 300
INDEPENDENT CMNTY BANKSHARES I COM 45384Q103 1006 21640 SH SOLE 21640
TITLE ING FROUP NV SPONSORED A COM 456837103 32024 1215338 SH SOLE 1215338
INKTOMI CORP COM 457277101 30 10100 SH SOLE 10100
INTEL COM 458140100 20018 654413 SH SOLE 646574 2300 5539
INTEL COM 458140100 1707 55813 SH DEFINED 48413 2800 4600
INTERNATIONAL BUSINESS MACHINE COM 459200101 17465 173196 SH SOLE 170595 750 1851
INTERNATIONAL BUSINESS MACHINE COM 459200101 2994 29692 SH DEFINED 25716 2651 1325
INTERNATIONAL PAPER COMPANY COM 460146103 1911 46116 SH SOLE 46016 100
INTERNATIONAL PAPER COMPANY COM 460146103 170 4102 SH DEFINED 3202 900
INTERPUBLIC GROUP COM 460690100 529 16161 SH SOLE 16161
INTERPUBLIC GROUP COM 460690100 22 700 SH DEFINED 700
INTUIT INC COM 461202103 455 12000 SH SOLE 12000
INVESTORS TITLE COMPANY COM 461804106 209 11408 SH SOLE 11408
CEF ISHARES TR S&P COM 464287804 2019 16760 SH SOLE 16710 50
CEF ISHARES TR S&P COM 464287804 132 1100 SH DEFINED 1100
IVILLAGE INC CO COM 46588H105 65 24987 SH SOLE 24987
JDS UNIPHASE CORP COM 46612J101 111 18820 SH SOLE 18320 500
JDS UNIPHASE CORP COM 46612J101 4 750 SH DEFINED 250 500
J P MORGAN CHASE & CO COM 46625H100 7398 214816 SH SOLE 212366 600 1850
J P MORGAN CHASE & CO COM 46625H100 601 17453 SH DEFINED 17281 172
HOLSTON VALLEY DISTRIBUTING CO COM 472990431 566 84 SH SOLE 84
HOLSTON VALLEY DISTRIBUTING CO COM 472990431 539 80 SH DEFINED 80
JEFFERSON PILOT FINANCIAL COM 475070108 23318 460654 SH SOLE 459979 675
JEFFERSON PILOT FINANCIAL COM 475070108 7200 142249 SH DEFINED 142249
JOHNSON & JOHNSON COM 478160104 35750 563171 SH SOLE 543757 685 18729
JOHNSON & JOHNSON COM 478160104 3156 49720 SH DEFINED 46245 1700 1775
JOHNSON CONTROLS INC COM 478366107 623 7129 SH SOLE 7129
KLA-TENCOR CORP COM 482480100 292 4457 SH SOLE 4457
KENTUCKY RIVER COAL CORP COM COM 491404109 539 140 SH SOLE 140
KERR MCGEE CORP COM 492386107 827 13683 SH SOLE 11599 2084
KERR MCGEE CORP COM 492386107 54 900 SH DEFINED 900
KEYCORP NEW COM 493267108 229 8724 SH SOLE 8724
KIMBERLY-CLARK CORP. COM 494368103 8976 139173 SH SOLE 135302 985 2886
KIMBERLY-CLARK CORP. COM 494368103 905 14039 SH DEFINED 13039 800 200
KINDER MORGAN ENERGY PARTNERS COM 494550106 269 8092 SH SOLE 8092
KING PHARMACEUTICUALS INC COM 495582108 1581 48193 SH SOLE 44618 1400 2175
KING PHARMACEUTICUALS INC COM 495582108 63 1950 SH DEFINED 1825 125
KNIGHT RIDDER COM 499040103 703 10396 SH SOLE 10396
KOHLS CORP COM 500255104 525 7542 SH SOLE 7542
KOHLS CORP COM 500255104 67 975 SH DEFINED 975
KRAFT FOODS INC-A COM 50075N104 459 11382 SH SOLE 11382
KRAFT FOODS INC-A COM 50075N104 24 600 SH DEFINED 600
KRISPY KREME DOUGHNUTS INC COM 501014104 2331 59040 SH SOLE 59040
KROGER COMPANY COMMON COM 501044101 1503 67404 SH SOLE 61587 2375 3442
KROGER COMPANY COMMON COM 501044101 146 6575 SH DEFINED 6150 425
LANCE INC COM 514606102 148 10300 SH SOLE 10300
LANCE INC COM 514606102 1 120 SH DEFINED 120
LONG BRANCH CORP COM 518994157 17 13750 SH SOLE 13750
LEGG MASON INC COM 524901105 251 4900 SH SOLE 4900
LEXMARK INTERNATIONAL, INC COM 529771107 399 7390 SH SOLE 7390
LIBERTY CORPORATION COM 530370105 890 22245 SH SOLE 22245
LIBERTY CORPORATION COM 530370105 167 4188 SH DEFINED 3500 688
LIBERTY MEDIA CORP. COM 530718105 410 33696 SH SOLE 33696
LIBERTY MEDIA CORP. COM 530718105 59 4900 SH DEFINED 4900
ELI LILLY & COMPANY COM 532457108 3120 40946 SH SOLE 40296 400 250
ELI LILLY & COMPANY COM 532457108 287 3772 SH DEFINED 2972 800
TH LIMITED, INC. COM 532716107 247 14200 SH SOLE 14200
TH LIMITED, INC. COM 532716107 7 440 SH DEFINED 440
LINCOLN NATIONAL CORP. COM 534187109 2635 52136 SH SOLE 51336 800
LINEAR TECHNOLOGY CORP COM 535678106 599 14250 SH SOLE 14250
LOCKHEED MARTIN CORP COM 539830109 1734 29343 SH SOLE 29343
LOCKHEED MARTIN CORP COM 539830109 209 3540 SH DEFINED 3540
LOWE'S COMPANIES INC COM 548661107 6191 144873 SH SOLE 135598 975 8300
LOWE'S COMPANIES INC COM 548661107 440 10300 SH DEFINED 9300 900 100
LUCENT TECHNOLOGIES COM 549463107 674 146910 SH SOLE 143740 1944 1226
LUCENT TECHNOLOGIES COM 549463107 91 19827 SH DEFINED 18969 858
M&T BK CORP COM PREFERRED 55261F104 373 4641 SH SOLE 4641
M&T BK CORP COM PREFERRED 55261F104 59 743 SH DEFINED 743
MBIA INC COM 55262C100 229 4241 SH SOLE 4241
MBNA CORP COM 55262L100 1071 28764 SH SOLE 28764
MBNA CORP COM 55262L100 156 4195 SH DEFINED 4195
MFS MULTIMARKET COM 552737108 27 4600 SH SOLE 4600
MFS MULTIMARKET COM 552737108 60 10000 SH DEFINED 10000
MSDW CAP TR I PREFERRED 553538208 377 15350 SH SOLE 15350
MSDW CAP TR I PREFERRED 553538208 73 3000 SH DEFINED 3000
MANULIFE FINL CORP COM 56501R106 984 37037 SH SOLE 37037
MANULIFE FINL CORP COM 56501R106 11 437 SH DEFINED 437
MARATHON OIL CORPORATION COM 565849106 629 22314 SH SOLE 21306 1008
MARATHON OIL CORPORATION COM 565849106 79 2800 SH DEFINED 2000 400 400
MARSH & MCLENNAN COMPANIES INC COM 571748102 1300 11483 SH SOLE 11483
MARSH & MCLENNAN COMPANIES INC COM 571748102 67 600 SH DEFINED 600
MARRIOTT INTERNATIONAL INC COM 571903202 948 21723 SH SOLE 21723
MARRIOTT INTERNATIONAL INC COM 571903202 58 1350 SH DEFINED 1350
MASCO CORPORATION COM 574599106 1209 46032 SH SOLE 44132 1900
MAY DEPARTMENT STORES COM 577778103 851 24727 SH SOLE 24727
MAY DEPARTMENT STORES COM 577778103 82 2405 SH DEFINED 2405
MBT FINANCIAL CORP COM 578877102 389 27136 SH SOLE 27136
MCDONALDS CORP. COM 580135101 4110 147910 SH SOLE 145285 1250 1375
MCDONALDS CORP. COM 580135101 784 28238 SH DEFINED 26038 800 1400
MCGRAW HILL COMPANIES INC COM 580645109 1948 29030 SH SOLE 29030
MCGRAW HILL COMPANIES INC COM 580645109 26 400 SH DEFINED 400
MCRAE INDUSTRIES INC COM 582757209 1905 331329 SH SOLE 331329
MCRAE INDUSTRIES INC COM 582757308 519 89620 SH SOLE 89620
MEADWESTVACO CORP. COM 583334107 1604 49619 SH SOLE 28220 21399
MEADWESTVACO CORP. COM 583334107 908 28089 SH DEFINED 27089 1000
MEDISYS TECHNOLOGIES INC COM 584953103 0 20000 SH SOLE 20000
MEDTRONIC INC COM 585055106 7992 181864 SH SOLE 180707 350 807
MEDTRONIC INC COM 585055106 512 11661 SH DEFINED 10861 800
MELLON FINL CORP COM 58551A108 2235 60146 SH SOLE 58786 1360
MELLON FINL CORP COM 58551A108 53 1440 SH DEFINED 1440
MERCANTILE BANKSHARES CORP COM 587405101 1358 31476 SH SOLE 31476
MERCANTILE BANKSHARES CORP COM 587405101 8 200 SH DEFINED 200
MERCK & CO INC COM 589331107 21074 377676 SH SOLE 375110 2566
MERCK & CO INC COM 589331107 6656 119297 SH DEFINED 106907 8300 4090
MERRILL LYNCH PREFERRED CAP TR PREFERRED 589977206 1203 47000 SH SOLE 47000
MERRILL LYNCH PREFERRED CAP TR PREFERRED 589977206 409 16000 SH DEFINED 15000 1000
MERRILL LYNCH & COMPANY INC COM 590188108 5389 100651 SH SOLE 99676 975
MERRILL LYNCH & COMPANY INC COM 590188108 205 3840 SH DEFINED 3840
MERRILL LYNCH & CO INC PREFERRED 590188819 603 21502 SH SOLE 21502
MERRILL LYNCH & CO INC PREFERRED 590188819 14 500 SH DEFINED 500
MERRILL LYNCH CAPITAL 8.00% PF PREFERRED 59021C203 213 8200 SH SOLE 8200
ML PFD CAPITAL TRUST III PFD PREFERRED 59021F206 801 32915 SH SOLE 32915
MERRILL LYNCH CAP TR IV 7.12% PREFERRED 59021G204 303 12400 SH SOLE 12400
ML PFD CAPITAL TRUST V PFD PREFERRED 59021K205 296 12000 SH SOLE 12000
ML PFD CAPITAL TRUST V PFD PREFERRED 59021K205 58 2385 SH DEFINED 2385
MICROSOFT CORP COM 594918104 27742 491454 SH SOLE 456574 2850 32030
MICROSOFT CORP COM 594918104 1936 34298 SH DEFINED 32498 1100 700
S & P 400 MID-CAP DEP RECPT COM 595635103 1637 16810 SH SOLE 16250 560
MINNESOTA MINING AND COM 604059105 3332 29202 SH SOLE 29027 55 120
MINNESOTA MINING AND COM 604059105 879 7710 SH DEFINED 4060 3650
MIRANT CORP COM 604675108 189 14169 SH SOLE 14169
MIRANT CORP COM 604675108 61 4572 SH DEFINED 4572
MOBILEMEDIA CORP CLASS A COM 607415106 0 15000 SH SOLE 15000
MODINE MFG CO. COM 607828100 202 8000 SH SOLE 8000
MORGAN STANLEY DEAN WITTER COM 617446448 3764 67242 SH SOLE 63662 350 3230
MORGAN STANLEY DEAN WITTER COM 617446448 625 11163 SH DEFINED 7255 1012 2896
MOTOROLA CAP TR I 6.68 6. PREFERRED 620074203 372 18100 SH SOLE 18100
MOTOROLA INC COM 620076109 3258 234434 SH SOLE 218159 2760 13515
MOTOROLA INC COM 620076109 275 19850 SH DEFINED 17700 1150 1000
MYLAN LABORATORIES COM 628530107 2209 78964 SH SOLE 78964
NABORS INDUSTRIES, INC. COM 629568106 1355 32576 SH SOLE 32576
NASDAQ-100 SHARES COM 631100104 898 25835 SH SOLE 25835
NASDAQ-100 SHARES COM 631100104 206 5950 SH DEFINED 5950
NASH FINCH CO COM 631158102 387 15000 SH SOLE 15000
NATIONAL CITY COM 635405103 543 18181 SH SOLE 18081 100
NATIONAL CITY COM 635405103 59 1992 SH DEFINED 832 1160
NATIONAL COMM FINL CORP COM 63545P104 1286 46731 SH SOLE 41341 5390
NATIONAL COMM FINL CORP COM 63545P104 11 400 SH DEFINED 400
NATIONAL FUEL GAS COMPANY COM 636180101 215 9000 SH SOLE 9000
NATIONAL FUEL GAS COMPANY COM 636180101 21 880 SH DEFINED 880
NATIONWIDE FINANCIAL SVCS PREFERRED 63861E204 205 8600 SH SOLE 8600
NUVOX SERIES D CONVERTIBLE CONV PFD 640003992 161 107603 SH SOLE 107603
NUVOX SERIES D CONVERTIBLE CONV PFD 640003992 1 1051 SH DEFINED 1051
NUVOX SERIES D CONVERTIBLE COM 640004990 0 109178 SH SOLE 109178
NUVOX SERIES D CONVERTIBLE COM 640004990 0 1051 SH DEFINED 1051
NESTLE SA ADR COM 641069406 205 3600 SH SOLE 3600
NESTLE SA ADR COM 641069406 68 1200 SH DEFINED 200 1000
NEW YORK COMMUNITY BANCORP INC COM 649445103 200 7200 SH SOLE 7200
NEWELL RUBBERMAID INC COM 651229106 1603 51174 SH SOLE 50939 235
NEWELL RUBBERMAID INC COM 651229106 186 5968 SH DEFINED 4818 1000 150
NEWS CORP LTD COM 652487802 3430 153837 SH SOLE 153837
NEWS CORP LTD COM 652487802 83 3736 SH DEFINED 3736
NEXTEL COMMUNICATIONS INC COM 65332V103 331 63003 SH SOLE 63003
NEXTEL COMMUNICATIONS INC COM 65332V103 12 2398 SH DEFINED 2398
NICOR INC COM 654086107 927 20127 SH SOLE 20127
NICOR INC COM 654086107 144 3140 SH DEFINED 3140
NIKE INC COM 654106103 415 7160 SH SOLE 7160
NISOURCE INC COM 65473P105 1251 55407 SH SOLE 54257 1150
NISOURCE INC COM 65473P105 16 731 SH DEFINED 731
NOKIA CORP COM 654902204 2205 110117 SH SOLE 106964 1375 1778
NOKIA CORP COM 654902204 291 14556 SH DEFINED 14281 275
NORFOLK SOUTHERN CORPORATION COM 655844108 3693 161144 SH SOLE 120704 19440 21000
NORFOLK SOUTHERN CORPORATION COM 655844108 174 7620 SH DEFINED 6758 562 300
NORTEL NETWORK CORPORATION COM 656568102 191 45153 SH SOLE 45153
NORTEL NETWORK CORPORATION COM 656568102 2 557 SH DEFINED 557
NUCOR CORPORATION COM 670346105 1714 28191 SH SOLE 28191
NUCOR CORPORATION COM 670346105 162 2676 SH DEFINED 2676
NUVEEN PREMIUM INCOME MUNICIPA COM 67062T100 6 500 SH SOLE 500
NUVEEN PREMIUM INCOME MUNICIPA COM 67062T100 137 10000 SH DEFINED 10000
ORBIT NETWORK, INC COM COM 671002996 34 34000 SH SOLE 34000
OFFICE DEPOT, INC. COM 676220106 203 10062 SH SOLE 10062
OHIO POWER CO PFD PREFERRED 677415762 263 10900 SH SOLE 10900
OMNICOM GROUP COM 681919106 273 2993 SH SOLE 2993
OMNICOM GROUP COM 681919106 73 804 SH DEFINED 804
ORACLE SYS CORP COM 68389X105 3988 326418 SH SOLE 317827 1525 7066
ORACLE SYS CORP COM 68389X105 386 31650 SH DEFINED 29450 2200
PNC BANK CORP COM 693475105 1449 24387 SH SOLE 24387
PNC BANK CORP COM 693475105 673 11336 SH DEFINED 11336
PPG INDUSTRIES INC COM 693506107 872 16543 SH SOLE 16043 500
PPG INDUSTRIES INC COM 693506107 617 11700 SH DEFINED 5100 6600
PPL CORPORATION COM 69351T106 255 6653 SH SOLE 6653
PPL CORPORATION COM 69351T106 16 440 SH DEFINED 440
PSCA CAP TR PFD 7.6% PREFERRED 69360R208 297 12200 SH SOLE 12200
PLASTIC INDUSTRIES COM 694998444 762 1842 SH SOLE 1842
PANERA BREAD CO COM 69840W108 250 4000 SH SOLE 4000
PARKER HANNIFIN CORP COM 701094104 1163 24129 SH SOLE 23829 300
PARKER HANNIFIN CORP COM 701094104 103 2150 SH DEFINED 1750 100 300
PAYCHEK INC COM 704326107 2392 61976 SH SOLE 61563 413
PEOPLES BANCORPORATION INCORPO COM 709792105 635 45412 SH SOLE 3248 42164
PEPSICO INC COM 713448108 18243 361759 SH SOLE 355158 1000 5601
PEPSICO INC COM 713448108 3062 60734 SH DEFINED 53689 5503 1542
PERFORMANCE FOOD GROUP COM 713755106 205 6000 SH SOLE 6000
PERMA-FIX ENVIRONMENTAL SVCS COM 714157104 160 47000 SH SOLE 47000
PFIZER INC COM 717081103 28114 720895 SH SOLE 712385 1450 7060
PFIZER INC COM 717081103 5696 146052 SH DEFINED 129288 5700 11064
PHARMACIA CORPORATION COM 71713U102 2402 55926 SH SOLE 54114 850 962
PHARMACIA CORPORATION COM 71713U102 381 8881 SH DEFINED 8007 345 529
PHILIP MORRIS COMPANIES INC. COM 718154107 17146 322367 SH SOLE 307792 11700 2875
PHILIP MORRIS COMPANIES INC. COM 718154107 1316 24751 SH DEFINED 16051 4200 4500
PHILLIPS PETROLEUM COMPANY COM 718507106 3560 57566 SH SOLE 55361 825 1380
PHILLIPS PETROLEUM COMPANY COM 718507106 390 6316 SH DEFINED 3465 182 2669
PIEDMONT NATURAL GAS COMPANY COM 720186105 3165 89044 SH SOLE 88604 440
PIEDMONT NATURAL GAS COMPANY COM 720186105 24 694 SH DEFINED 694
PITNEY BOWES INC COM 724479100 1670 39527 SH SOLE 38569 958
PITNEY BOWES INC COM 724479100 378 8950 SH DEFINED 8950
POWER PLANT CONSTRUCTORS INC COM 729001990 33 25000 SH SOLE 25000
PLUM CREEK TIMBER CO LP COM 729251108 168 5679 SH SOLE 5679
PLUM CREEK TIMBER CO LP COM 729251108 73 2464 SH DEFINED 685 179 1600
POTOMAC ELECTRIC POWER COM 737679100 732 31491 SH SOLE 31491
POTOMAC ELECTRIC POWER COM 737679100 157 6762 SH DEFINED 6062 700
PRAXAIR INC COM 74005P104 274 4854 SH SOLE 4854
PRAXAIR INC COM 74005P104 22 400 SH DEFINED 400
PROCTER AND GAMBLE COM 742718109 14444 160527 SH SOLE 160090 437
PROCTER AND GAMBLE COM 742718109 2207 24529 SH DEFINED 17179 6850 500
PROGRESS ENERGY, INC COM 743263105 5529 111981 SH SOLE 111381 600
PROGRESS ENERGY, INC COM 743263105 460 9331 SH DEFINED 6430 2901
PROVIDENT BANKSHARES CORP COM 743859100 429 17632 SH SOLE 17632
PROVIDENT BANKSHARES CORP COM 743859100 65 2674 SH DEFINED 2674
PROVIDIAN FINANCIAL CORP COM 74406A102 155 20980 SH SOLE 20980
PROVIDIAN FINANCIAL CORP COM 74406A102 267 36058 SH DEFINED 35510 548
PRUDENTIAL FINANCIAL COM 744320102 428 13469 SH SOLE 13469
PRUDENTIAL FINANCIAL COM 744320102 2 82 SH DEFINED 82
PUBLIC SERVICE ENTERPRISE GROU COM 744573106 530 11767 SH SOLE 11767
PUBLIC SERVICE ENTERPRISE GROU COM 744573106 85 1898 SH DEFINED 1898
QUALCOMM INC COM 747525103 800 21871 SH SOLE 21871
QUALCOMM INC COM 747525103 42 1150 SH DEFINED 850 300
QUESTAR CORPORATION COM 748356102 21 800 SH SOLE 800
QUESTAR CORPORATION COM 748356102 249 9400 SH DEFINED 9400
QWEST COMMUNICATIONS INTL INC. COM 749121109 632 87101 SH SOLE 86541 560
QWEST COMMUNICATIONS INTL INC. COM 749121109 64 8951 SH DEFINED 4924 296 3731
RSI HOLDINGS INC COM 749723102 0 10562 SH SOLE 10562
RENFRO CORPORATION COM 751994153 689 5563 SH SOLE 5563
RENFRO CORPORATION COM 751994153 1 9 SH DEFINED 8 1
RAYONIER INC COM 754907103 1131 21357 SH SOLE 21357
RAYONIER INC COM 754907103 326 6151 SH DEFINED 6151
RAYTHEON COMPANY COM 755111507 2259 58812 SH SOLE 58137 125 550
RAYTHEON COMPANY COM 755111507 188 4903 SH DEFINED 4878 25
REGIONS FINANCIAL CORP COM 758940100 390 11490 SH SOLE 11490
REGIONS FINANCIAL CORP COM 758940100 44 1320 SH DEFINED 1320
RELIANT ENERGY INCORPORATED COM 75952J108 302 12083 SH SOLE 12083
REXCOM SYSTEMS CORP COM 761672203 0 25000 SH SOLE 25000
RIGGS NATIONAL CORP COM 766570105 187 12056 SH SOLE 12056
ROBERT HALF INTL COM 770323103 832 32760 SH SOLE 32760
ROCKWELL AUTOMATION INC. COM 773903109 505 25494 SH SOLE 23994 1500
ROCKWELL AUTOMATION INC. COM 773903109 86 4344 SH DEFINED 3944 400
ROCKWELL COLLINS INC. COM 774341101 348 14594 SH SOLE 14594
ROCKWELL COLLINS INC. COM 774341101 103 4344 SH DEFINED 3944 400
ROHM & HAAS CO COM 775371107 181 4647 SH SOLE 4610 37
ROHM & HAAS CO COM 775371107 418 10706 SH DEFINED 10706
ROYAL BK CDA MONTREAL QUE COM 780087102 1319 39707 SH SOLE 39707
ROYAL BK CDA MONTREAL QUE COM 780087102 162 4892 SH DEFINED 4892
ROYAL DUTCH PETROLEUM CO COM 780257804 5920 110888 SH SOLE 110079 809
ROYAL DUTCH PETROLEUM CO COM 780257804 877 16432 SH DEFINED 14832 1600
RUBY TUESDAY INC COM 781182100 255 11340 SH SOLE 11340
RUDDICK CORPORATION COM 781258108 178 10687 SH SOLE 10687
RUSCO INDS INC CO COM 781768106 0 15000 SH SOLE 15000
RYAN'S FAMILY STEAK HOUSES, IN COM 783519101 335 13825 SH SOLE 13825
SBC COMMUNICATIONS INC COM 78387G103 14692 385137 SH SOLE 379490 835 4812
SBC COMMUNICATIONS INC COM 78387G103 1864 48875 SH DEFINED 43213 2837 2825
SBA COMMUNICATIONS CORP COM 78388J106 83 32736 SH SOLE 32736
SEI INVESTMENTS COMPANY COM 784117103 735 18331 SH SOLE 17395 936
SHC BLOCKING CORP COM 78422Q108 195 24375 SH SOLE 24375
S & P 500 DEPOSITARY RECEIPT COM 78462F103 602 5348 SH SOLE 5348
S1 CORP COM 78463B101 295 20000 SH SOLE 20000
SAFECO CORPORATION COM 786429100 342 10695 SH SOLE 10695
SAFECO CORPORATION COM 786429100 9 300 SH DEFINED 300
SAFEWAY INC COM 786514208 743 16940 SH SOLE 16940
SAFEWAY INC COM 786514208 7 178 SH DEFINED 178
ST PAUL COMPANIES INC COM 792860108 1089 23153 SH SOLE 22678 140 335
ST PAUL COMPANIES INC COM 792860108 87 1858 SH DEFINED 1858
NUVOX WARRANTS COM 797001997 0 20046 SH SOLE 20046
SANDY SPRING BANCORP INC CO COM 800363103 247 7831 SH SOLE 7831
SARA LEE CORPORATION COM 803111103 2564 121836 SH SOLE 120786 285 765
SARA LEE CORPORATION COM 803111103 223 10604 SH DEFINED 10604
SCANA CORP NEW COM 80589M102 5767 186781 SH SOLE 186781
SCANA CORP NEW COM 80589M102 814 26365 SH DEFINED 21565 4600 200
SCANSOURCE INC COM 806037107 1831 32600 SH SOLE 32600
SCANSOURCE INC COM 806037107 11 200 SH DEFINED 200
SCHERING-PLOUGH CORP. COM 806605101 7421 253723 SH SOLE 251789 1934
SCHERING-PLOUGH CORP. COM 806605101 711 24332 SH DEFINED 24332
SCHLUMBERGER LTD COM 806857108 5242 93554 SH SOLE 91060 60 2434
SCHLUMBERGER LTD COM 806857108 607 10841 SH DEFINED 9291 1550
SCHWAB CHARLES CORP COM 808513105 1182 96280 SH SOLE 95080 1200
SCHWAB CHARLES CORP COM 808513105 184 15025 SH DEFINED 13625 1400
SCIENTIFIC ATLANTA INC COM 808655104 222 10150 SH SOLE 10150
SEARS ROEBUCK AND COMPANY COM 812387108 775 15583 SH SOLE 15083 500
SEARS ROEBUCK AND COMPANY COM 812387108 119 2400 SH DEFINED 1300 200 900
SEARS ROEBUCK ACCEP CORP 7% PF PREFERRED 812404200 345 14300 SH SOLE 14300
AMEX TECHNOLOGY SELECT SECTOR COM 81369Y803 426 20275 SH SOLE 19275 1000
AMEX TECHNOLOGY SELECT SECTOR COM 81369Y803 4 200 SH DEFINED 200
SEMPRA ENERGY COM 816851109 347 13882 SH SOLE 13882
SEMPRA ENERGY COM 816851109 9 384 SH DEFINED 384
SERVICE MASTER CO COM 81760N109 137 10040 SH SOLE 10040
SERVICE MASTER CO COM 81760N109 3 225 SH DEFINED 225
SHENANDOAH TELECOMMUNICATION COM 82312B106 336 8420 SH SOLE 8420
SHERWIN-WILLIAMS COMPANY COM 824348106 572 20400 SH SOLE 20400
SIGMA ALDRICH CORP. COM 826552101 197 4400 SH SOLE 4400
SIGMA ALDRICH CORP. COM 826552101 134 3000 SH DEFINED 3000
SNAP-ON TOOLS CORPORATION COM 833034101 355 10599 SH SOLE 10599
SNAP-ON TOOLS CORPORATION COM 833034101 33 1000 SH DEFINED 1000
SOLECTRON CORP. COM 834182107 279 34950 SH SOLE 33550 700 700
SOLECTRON CORP. COM 834182107 24 3075 SH DEFINED 3075
SONOCO PRODUCTS COMPANY COM 835495102 5279 188364 SH SOLE 188364
SONOCO PRODUCTS COMPANY COM 835495102 112 4000 SH DEFINED 4000
SOUTH FINANCIAL GROUP, INC. COM 837841105 917 45211 SH SOLE 45211
SOUTH FINANCIAL GROUP, INC. COM 837841105 17 840 SH DEFINED 840
SOUTHERN COMPANY COM 842587107 1863 69112 SH SOLE 69112
SOUTHERN COMPANY COM 842587107 434 16107 SH DEFINED 15907 200
SOUTHERN CO CAP TRUST IV PFD PREFERRED 842636201 277 11300 SH SOLE 11300
SOUTHERN CO CAP TRUST IV PFD PREFERRED 842636201 9 400 SH DEFINED 400
SOUTHERN FINL CAP TR PFD PREFERRED 842872202 88 15200 SH SOLE 15200
SOUTHTRUST CORP. COM 844730101 834 32289 SH SOLE 32289
SOUTHTRUST CORP. COM 844730101 328 12700 SH DEFINED 12700
SOUTHWEST AIRLINES COM 844741108 558 29479 SH SOLE 29379 100
SOUTHWEST AIRLINES COM 844741108 161 8550 SH DEFINED 7150 1400
SOVRAN SELF STORAGE INC COM 84610H108 418 13300 SH SOLE 13300
SOVRAN SELF STORAGE INC COM 84610H108 15 500 SH DEFINED 500
SPRINT CORPORATION FON GROUP COM 852061100 2364 157117 SH SOLE 156217 270 630
SPRINT CORPORATION FON GROUP COM 852061100 327 21757 SH DEFINED 21407 350
SPRINT CORP PCS COM 852061506 933 84635 SH SOLE 83835 800
SPRINT CORP PCS COM 852061506 96 8740 SH DEFINED 8740
STARI, LTD COM 854902103 0 50000 SH SOLE 50000
STAPLES INC COM 855030102 280 13952 SH SOLE 13952
STAPLES INC COM 855030102 26 1325 SH DEFINED 1325
STANLEY LAND & LUMBER CORPORAT COM 856991534 224 30 SH DEFINED 30
STATE STREET CORP COM 857477103 1876 34711 SH SOLE 34661 50
STATE STREET CORP COM 857477103 64 1200 SH DEFINED 1200
STRATEGIC HOTEL CAP COM 862723996 322 26459 SH SOLE 26459
STRYKER CORP COM 863667101 341 5800 SH SOLE 5800
SUMMIT FINANCIAL CORPORATION COM 866057102 209 15706 SH SOLE 15706
SUN LIFE FINANCIAL SERVICES OF COM 866796105 270 12472 SH SOLE 12472
SUN LIFE FINANCIAL SERVICES OF COM 866796105 23 1078 SH DEFINED 1078
SUN MICROSYSTEMS INC COM 866810104 2872 312543 SH SOLE 308628 3915
SUN MICROSYSTEMS INC COM 866810104 126 13730 SH DEFINED 12930 800
SUNTRUST BANKS INC COM 867914103 9250 139921 SH SOLE 131899 4217 3805
SUNTRUST BANKS INC COM 867914103 1570 23753 SH DEFINED 23314 314 125
SUPER VALU INC COM 868536103 639 23396 SH SOLE 23396
SUPER VALU INC COM 868536103 16 600 SH DEFINED 600
SYNOVUS FINANCIAL CORP COM 87161C105 1971 66351 SH SOLE 66351
SYNOVUS FINANCIAL CORP COM 87161C105 78 2650 SH DEFINED 2650
SYSCO CORPORATION COM 871829107 2413 84070 SH SOLE 83070 1000
SYSCO CORPORATION COM 871829107 608 21200 SH DEFINED 20800 400
10 BEST.COM COM 872002993 207 69674 SH SOLE 69674
TECO ENERGY INC COM 872375100 827 29725 SH SOLE 29725
TECO ENERGY INC COM 872375100 133 4800 SH DEFINED 4800
TJX COMPANIES COM 872540109 3045 78900 SH SOLE 76500 950 1450
TJX COMPANIES COM 872540109 52 1362 SH DEFINED 1187 175
TRW INC. COM 872649108 231 4500 SH SOLE 4500
TRW INC. COM 872649108 51 1000 SH DEFINED 1000
TXU CORP COM 873168108 4437 80335 SH SOLE 78010 775 1550
TXU CORP COM 873168108 474 8590 SH DEFINED 7715 400 475
TALK AMERICA HOLDINGS INC COM 87426R103 8 17383 SH SOLE 17383
TARGET CORP COM COM 87612E106 6761 160878 SH SOLE 156976 675 3227
TARGET CORP COM COM 87612E106 711 16935 SH DEFINED 15710 1150 75
TEMPLETON GLOBAL INCOME FUND, COM 880198106 72 10483 SH SOLE 10483
TEMPLETON GLOBAL INCOME FUND, COM 880198106 20 2914 SH DEFINED 2914
TENNESSEE VALLEY AUTH POWER SE PREFERRED 880591300 252 10000 SH SOLE 10000
TENNESSEE VALLEY AUTH POWER SE PREFERRED 880591300 63 2500 SH DEFINED 2500
TEXAS INSTRUMENTS COM 882508104 3856 115730 SH SOLE 112547 1050 2133
TEXAS INSTRUMENTS COM 882508104 303 9100 SH DEFINED 8625 300 175
TEXTRON INC COM 883203101 1068 21211 SH SOLE 21211
TEXTRON INC COM 883203101 41 828 SH DEFINED 828
THE TIMKEN COMPANY COM 887389104 347 14455 SH SOLE 14455
TOUCH AMERICA HOLDINGS INC COM 891539108 137 36100 SH SOLE 36100
TOUCH AMERICA HOLDINGS INC COM 891539108 2 600 SH DEFINED 600
TOWER AUTOMOTIVE INC COM 891707101 781 61400 SH SOLE 61400
TOTAL SYSTEM SERVICES, INC. COM 891906109 566 23050 SH SOLE 23050
TOYS R US COM 892335100 312 19098 SH SOLE 19098
TRANSATLANTIC HOLDINGS INC COM 893521104 176 2137 SH SOLE 2137
TRANSATLANTIC HOLDINGS INC COM 893521104 186 2250 SH DEFINED 2250
TRANSCANADA PIPELINES LTD PREFERRED 893526723 456 18000 SH SOLE 18000
TRANSAMERICA FINANCE CORP PREFERRED 893950204 216 9000 SH SOLE 9000
TRICON GLOBAL RESTAURANTS INC COM 895953107 308 5270 SH SOLE 5270
TRICON GLOBAL RESTAURANTS INC COM 895953107 70 1209 SH DEFINED 873 336
TRIBUNE CO. COM 896047107 1754 38575 SH SOLE 38575
TRIBUNE CO. COM 896047107 261 5750 SH DEFINED 5750
TRICO MARINE COM 896106101 278 32250 SH SOLE 32250
TRUSTMARK CORP COM 898402102 2616 104439 SH SOLE 104439
TYCO INTERNATIONAL LTD COM 902124106 9796 303769 SH SOLE 298866 1050 3853
TYCO INTERNATIONAL LTD COM 902124106 848 26321 SH DEFINED 25546 500 275
UMB FINANCIAL CORP COM 902788108 1673 38084 SH SOLE 38084
US BANCORP COM 902973304 4989 222751 SH SOLE 220435 2316
US BANCORP COM 902973304 22 1025 SH DEFINED 575 450
USA NETWORKS INC COM 902984103 328 10305 SH SOLE 10305
USA NETWORKS INC COM 902984103 6 200 SH DEFINED 200
USB CAPITAL II PFD PREFERRED 90332M200 221 9200 SH SOLE 9200
USA EDUCATION INC PREFERRED 90390U102 2763 28846 SH SOLE 28846
UNILEVER N V NY SHS NEW F COM 904784709 396 6957 SH SOLE 6957
UNILEVER N V NY SHS NEW F COM 904784709 26 457 SH DEFINED 457
UNION PACIFIC CORP. COM 907818108 1638 28109 SH SOLE 20058 8000 51
UNION PACIFIC CORP. COM 907818108 153 2632 SH DEFINED 1832 400 400
UNITED BANKSHARE, INC. COM 909907107 3156 107746 SH SOLE 81236 26510
UNITED BANKSHARE, INC. COM 909907107 1843 62926 SH DEFINED 5000 7750 50176
UNITED PARCEL SERVICES B COM 911312106 1683 27882 SH SOLE 26802 1080
UNITED PARCEL SERVICES B COM 911312106 90 1500 SH DEFINED 1425 75
UNITED TECHNOLOGIES COM 913017109 6644 90449 SH SOLE 87024 900 2525
UNITED TECHNOLOGIES COM 913017109 371 5055 SH DEFINED 4805 250
UNITED HEALTH GROUP INC COM 91324P102 1509 19645 SH SOLE 19645
UNITED HEALTH GROUP INC COM 91324P102 176 2300 SH DEFINED 2300
UNIVERSAL CORP. VA COM 913456109 225 5685 SH SOLE 5685
UNOCAL CORPORATION COM 915289102 367 9714 SH SOLE 9489 225
UNOCAL CORPORATION COM 915289102 37 1000 SH DEFINED 1000
UNUMPROVIDENT CORP COM 91529Y106 935 33299 SH SOLE 33299
V F CORP COM 918204108 615 14424 SH SOLE 13724 210 490
V F CORP COM 918204108 85 2000 SH DEFINED 2000
VIRTUAL EYES, INC SERIES A CO CONV PFD 921001996 150 13916 SH SOLE 13916
VIRGINIA MIRROR CO COM 921994158 4715 35720 SH SOLE 35450 270
VIRGINIA MIRROR CO COM 921994158 1706 12925 SH DEFINED 11135 1790
VIRGINIA MIRROR CO COM 922001995 1261 31690 SH SOLE 31690
VERISIGN INC COM 92343E102 1027 42465 SH SOLE 41590 300 575
VERISIGN INC COM 92343E102 61 2550 SH DEFINED 2550
VERIZON COMMUNICATIONS INC COM 92343V104 16524 364626 SH SOLE 359081 5545
VERIZON COMMUNICATIONS INC COM 92343V104 2771 61145 SH DEFINED 50749 3008 7388
VIACOM INC COM 925524100 2404 49504 SH SOLE 49504
VIACOM INC COM 925524100 31 650 SH DEFINED 650
VIACOM INC COM 925524308 6417 132293 SH SOLE 131402 891
VIACOM INC COM 925524308 287 5923 SH DEFINED 5923
VIRGINIA ELEC & PWR CO 7.15% P PREFERRED 927804617 469 19400 SH SOLE 19400
VIVENDI UNIVERSAL COM 92851S204 2112 58118 SH SOLE 18758 39360
VODAFONE GROUP PLC-SP COM 92857W100 1962 104637 SH SOLE 103509 1128
VODAFONE GROUP PLC-SP COM 92857W100 185 9910 SH DEFINED 9910
WAGONER'S JEWELERS INC COM 929001998 360 306 SH DEFINED 306
WHOLESALE SUPPLY GROUP, INC COM 9290019A5 339 4327 SH SOLE 4327
VULCAN MATERIALS COMPANY COM 929160109 269 5675 SH SOLE 5675
WGL HOLDINGS INC COM 92924F106 669 25195 SH SOLE 25195
WGL HOLDINGS INC COM 92924F106 64 2412 SH DEFINED 2100 312
WACHOVIA CORPORATION COM 929903102 22941 632877 SH SOLE 590689 42188
WACHOVIA CORPORATION COM 929903102 4949 136527 SH DEFINED 117970 5357 13200
WACHOVIA DEPS PFD PREFERRED 929903201 0 182218 SH SOLE 180218 2000
WADE MANUFACTURING CO. COM 929998102 958 3699 SH SOLE 3699
WADE MANUFACTURING CO. COM 929998102 21 84 SH DEFINED 84
WAL - MART STORES COM 931142103 11844 199800 SH SOLE 197644 135 2021
WAL - MART STORES COM 931142103 1290 21767 SH DEFINED 21007 500 260
WALGREENS COM 931422109 5139 129940 SH SOLE 129365 575
WALGREENS COM 931422109 180 4575 SH DEFINED 4575
WASHINGTON MUT. INC. COM STOCK COM 939322103 952 27502 SH SOLE 25002 1500 1000
WASHINGTON MUT. INC. COM STOCK COM 939322103 233 6729 SH DEFINED 4250 2479
WASTE HOLDINGS INC COM 941057101 586 90286 SH SOLE 90286
WEIGHT WATCHERS INTL INC COM 948626106 759 20000 SH SOLE 20000
WELLS FARGO & CO NEW COM 949746101 6687 137180 SH SOLE 133550 1025 2605
WELLS FARGO & CO NEW COM 949746101 363 7466 SH DEFINED 3777 250 3439
WESBANCO INC CO COM 950810101 470 19563 SH SOLE 19563
WESBANCO INC CO COM 950810101 72 3010 SH DEFINED 3010
THE WOOD MORTUARY COM 961998028 205 82 SH SOLE 82
WEYERHAEUSER COMPANY COM 962166104 3015 49447 SH SOLE 48922 155 370
WEYERHAEUSER COMPANY COM 962166104 300 4933 SH DEFINED 4933
WHIRLPOOL CORP. COM 963320106 740 10036 SH SOLE 9511 160 365
WHIRLPOOL CORP. COM 963320106 48 660 SH DEFINED 660
WILLIAMS COMMUNICATION COM 969455104 6 41689 SH SOLE 39222 2467
WILLIAMS COMMUNICATION COM 969455104 0 4425 SH DEFINED 4425
WILLIAMS COMPANIES INC COM 969457100 2422 105572 SH SOLE 101072 4500
WILLIAMS COMPANIES INC COM 969457100 267 11639 SH DEFINED 10639 1000
WINN-DIXIE STORES INC COM 974280109 403 24868 SH SOLE 24868
WINN-DIXIE STORES INC COM 974280109 26 1610 SH DEFINED 1610
WINSTON HOTELS COM 97563A102 236 26010 SH SOLE 26010
WORLDCOM INC. / WORLDCOM GROUP COM 98157D106 2512 386612 SH SOLE 379522 2500 4590
WORLDCOM INC. / WORLDCOM GROUP COM 98157D106 95 14628 SH DEFINED 11348 1045 2235
WORTHINGTON INDUSTRIES INC COM 981811102 158 10570 SH SOLE 10570
WORTHINGTON INDUSTRIES INC COM 981811102 32 2193 SH DEFINED 2193
W.M WRIGLEY JR. CO COM 982526105 71 1325 SH SOLE 1325
W.M WRIGLEY JR. CO COM 982526105 224 4172 SH DEFINED 4172
WYETH COM 983024100 14764 223000 SH SOLE 222518 80 402
WYETH COM 983024100 3553 53671 SH DEFINED 41861 8450 3360
XCEL ENERGY INC COM 98389B100 1568 61547 SH SOLE 61547
XCEL ENERGY INC COM 98389B100 180 7077 SH DEFINED 7077
ZIMMER HOLDINGS INC COM 98956P102 828 24555 SH SOLE 24449 8 98
ZIMMER HOLDINGS INC COM 98956P102 285 8468 SH DEFINED 8091 150 227
ZINGIT INC COM 989602107 1 16000 SH SOLE 16000
IONOSPHERE INC. SERIES C CONV PFD 990001760 1 113250 SH SOLE 113250
VAUGHAN/BASSETT FURNITURE COMP COM 990003832 296 9872 SH SOLE 9872
ACTIV HEALTH INTERNATIONAL COM 990010274 20 32000 SH SOLE 32000
COGGINS CONSTRUCTION COMPANY COM 990050577 366 1602 SH SOLE 1602
COGGINS CONSTRUCTION COMPANY COM 990050577 482 2110 SH DEFINED 2110
ADDIS CATES COMPANY INC. COM 990050635 164 20630 SH SOLE 20630
OHERRING PROPERTIES INC. COM 990080905 631 50000 SH SOLE 50000
SOUTHERN GLOVE MANUFACTURING C COM 990083313 2238 44950 SH SOLE 44950
LYON COMPANY COM 990096810 322 2003 SH DEFINED 2003
CROSLAND INTERESTS, INC COM 991564022 18 232570 SH SOLE 232570
CROSLAND INTERESTS, INC COM 991564030 1 23024395 SH SOLE 23024395
HENKEL-HARRIS CO COM CHFM00022 244 11360 SH SOLE 11360
HENKEL-HARRIS CO COM CHFM00022 54 2926 SH DEFINED 2926
WINCHESTER EQUIPMENT CO. COM CHFM00097 234 6704 SH SOLE 6704
HARTMAN FAMILY CORPORATION PFD COM CHFM00329 335 3350 SH DEFINED 3350
AMHERST CORPORATION COM CHFM00436 444 344 SH DEFINED 344
GLAIZE DEVELOPMENTS INC. COM CHFM00444 2397 3240 SH DEFINED 3240
WOODWARD TRUST COM CHFM00493 20 20000 SH SOLE 20000
INTERNATIONAL SHOE MFG CORP COM CHFM00501 1 24850 SH SOLE 24850
FORESIGHT SYSTEMS, INC COM CHFM00659 55 17420 SH SOLE 17420
DICKINSON FUEL CO INC CAP STK COM CHWV00056 510 552 SH DEFINED 552
DINGESS RUM COAL CO COM STK COM CHWV00064 113 103 SH SOLE 98 5
DINGESS RUM COAL CO COM STK COM CHWV00064 236 215 SH DEFINED 215
GEARY REALTY CO COM STOCK COM CHWV00080 910 250 SH DEFINED 250
GEARY SECURITIES CO COM STK COM CHWV00098 2640 1100 SH DEFINED 1100
PAYNE-GALLATIN MINING CO COM S COM CHWV00189 216 207 SH SOLE 207
PUTNAM BANCSHARES INC COM CHWV00221 221 3792 SH SOLE 3792
COLES, INC. COM CHWV00361 366 141 SH SOLE 141
CRUZE MUSIC COMPANY COM CHWV00429 389 400 SH SOLE 400
ACME LIMESTONE CO COM CHWV00460 469 425 SH SOLE 425
HUBBARD PROPERTIES INC COM CHWV00601 3091 229 SH SOLE 226 3
POCATANICO HILLS, INC COM CHWV00635 575 50 SH DEFINED 50
RICHWOOD SEWELL COAL CO. COM CHWV00643 275 50 SH DEFINED 50
BIG MEADOW COMPANY COM CHWV00726 1222 3000 SH DEFINED 3000
WHITE PINE INC COM CHWV00734 980 3000 SH DEFINED 3000
MAPT INC COM CHWV00742 1120 100 SH DEFINED 100
FIRST NATL BK OF WILLIAMSON COM CHWV00783 312 200 SH SOLE 200
UNION BANKSHARES, INC. COM CHWV00841 527 16575 SH SOLE 16575
FIVE STAR QUALITY CAR COM DDJ32D101 0 109000 SH DEFINED 109000
GLOBAL CROSSING LTD. COM G3921A100 1 16676 SH SOLE 16676
GLOBAL CROSSING LTD. COM G3921A100 0 3500 SH DEFINED 3500
INGERSOLL RAND COMPANY LIMITED COM G4776G101 6031 125011 SH SOLE 122836 575 1600
INGERSOLL RAND COMPANY LIMITED COM G4776G101 385 7990 SH DEFINED 6925 700 365
TRANSOCEAN SEDCO FOREX INC COM G90078109 504 15772 SH SOLE 15733 39
TRANSOCEAN SEDCO FOREX INC COM G90078109 41 1307 SH DEFINED 1307
XL CAPITAL LIMITED COM G98255105 155 1623 SH SOLE 1623
XL CAPITAL LIMITED COM G98255105 57 600 SH DEFINED 600
IFCO SYSTEMS NV COM N43961106 46 113215 SH SOLE 113215
AOL TIME WARNER COM 00184A105 895 39633 SH SOLE 38005 1628
AT&T CORPORATION COM 001957109 1868 123766 SH SOLE 123766
AGILENT TECHNOLOGIES INC CO COM 00846U101 2385 69872 SH SOLE 69872
AIR PRODS & CHEMS INC CO COM 009158106 3079 63062 SH SOLE 63062
ALLSTATE CORP CO COM 020002101 2127 55700 SH SOLE 55700
AMERICAN EXPRESS COMPANY COM 025816109 3534 88035 SH SOLE 88035
AMERICAN HOME PRODUCTS CORP COM 026609107 426 6611 SH SOLE 5987 624
AMERICAN INTERNATIONAL GROUP I COM 026874107 290 3973 SH SOLE 3147 826
AMGEN INC COM 031162100 334 5669 SH SOLE 5326 343
ANADARKO PETE CORP CO COM 032511107 2363 43384 SH SOLE 43384
ANHEUSER-BUSCH COS., INC. COM 035229103 2760 52720 SH SOLE 52720
AON CORPORATION COM 037389103 3343 90000 SH SOLE 90000
AVNET INC COM 053807103 2384 88000 SH SOLE 88000
BANK OF AMERICA CORPORATION CO COM 060505104 5084 74008 SH SOLE 74008
BANC ONE CORPORATION COM 06423A103 214 5276 SH SOLE 5276
BECTON DICKINSON & CO COM 075887109 2274 62000 SH SOLE 62000
MBNA CERTIFICATE OF DEPOSIT COM 0779902L2 45 45000 SH SOLE 45000
BELLSOUTH CORPORATION COM 079860102 3371 93010 SH SOLE 92544 466
BRISTOL MYERS SQUIBB CO COM 110122108 1527 47512 SH SOLE 46845 667
CIGNA CORP COM 125509109 3600 34000 SH SOLE 34000
CSX CORPORATION COM 126408103 2235 60584 SH SOLE 60584
CHEVRON TEXACO CORPORATION COM 166764100 5435 61913 SH SOLE 61201 712
CISCO SYSTEMS COM 17275R102 245 14542 SH SOLE 11513 3029
CINTAS CORPORATION COM 172908105 355 7200 SH SOLE 7200
CITIGROUP INC COM 172967101 5338 109740 SH SOLE 108265 1475
COCA COLA COMPANY COM 191216100 1353 26012 SH SOLE 25318 694
COX COMMUNICATION INC NEW COM 224044107 1385 40000 SH SOLE 40000
WALT DISNEY PRODUCTIONS COM 254687106 3647 161682 SH SOLE 160601 1081
EI DUPONT DE NEMOURS & CO., IN COM 263534109 3279 71770 SH SOLE 71770
DUKE ENERGY CORP COM 264399106 691 17930 SH SOLE 17930
EMC CORPORATION COM 268648102 277 23740 SH SOLE 22269 1471
A.G EDWARDS INC COM 281760108 2126 50000 SH SOLE 50000
ELECTRONIC DATA SYS CORP COM 285661104 2617 48420 SH SOLE 48420
EMERSON ELECTRIC COMPANY COM 291011104 4967 87645 SH SOLE 87645
EXXON MOBIL CORPORATION COM 30231G102 6191 143491 SH SOLE 143491
FPL GROUP COM 302571104 3044 50653 SH SOLE 50000 653
FEDERAL NATIONAL MORTGAGE COM 313586109 4476 54174 SH SOLE 53411 763
FEDEX CORPORATION COM 31428X106 3433 62000 SH SOLE 62000
FORD MOTOR COMPANY COM 345370860 2223 146835 SH SOLE 145400 1435
GANNETT, INC. COM 364730101 4054 53301 SH SOLE 53301
GEMSTAR-TV GUIDE INTL INC CO COM 36866W106 434 40000 SH SOLE 40000
GENERAL ELECTRIC COMPANY COM 369604103 2288 61366 SH SOLE 59461 1905
HARRIS CORPORATION COM 413875105 2481 70000 SH SOLE 70000
HEWLETT PACKARD COMPANY COM 428236103 2499 144913 SH SOLE 143711 1202
HILTON HOTELS CORP CO COM 432848109 334 23400 SH SOLE 23400
HOME DEPOT INC COM 437076102 288 5994 SH SOLE 5333 661
ILLINOIS TOOL WORKS COM 452308109 2848 40000 SH SOLE 40000
INTEL COM 458140100 3578 116984 SH SOLE 115203 1781
INTERNATIONAL BUSINESS MACHINE COM 459200101 4864 48236 SH SOLE 47982 254
J P MORGAN CHASE & CO COM 46625H100 3045 88422 SH SOLE 88422
JOHNSON & JOHNSON COM 478160104 4398 69285 SH SOLE 68645 640
KIMBERLY-CLARK CORP COM 494368103 2405 37298 SH SOLE 36790 508
LIBERTY CORPORATION COM 530370105 236 5900 SH SOLE 5900
LIBERTY MEDIA CORP NEW CO COM 530718105 331 27242 SH SOLE 27242
LINCOLN NATL CORP IND CO COM 534187109 2284 45200 SH SOLE 45200
LOCKHEED MARTIN CORP CO COM 539830109 3327 56298 SH SOLE 56298
LOWES COS INC CO COM 548661107 2186 51165 SH SOLE 51165
MAY DEPARTMENT STORES COM 577778103 2928 85000 SH SOLE 85000
MERCK & CO INC COM 589331107 4669 83684 SH SOLE 83163 521
MICROSOFT CORP COM 594918104 2489 44096 SH SOLE 43085 1011
MORGAN STANLEY DEAN WITTER COM 617446448 1680 30011 SH SOLE 28785 1226
MOTOROLA INC. COM 620076109 1096 78884 SH SOLE 78884
NEWELL RUBBERMAID INC COM 651229106 2443 78000 SH SOLE 78000
NEWS CORP LTD SP ADR PFD PREFERRED 652487802 781 35050 SH SOLE 35050
NICOR INC COM 654086107 2397 52000 SH SOLE 52000
PNC FINL SVCS GROUP INC CO COM 693475105 4161 70000 SH SOLE 70000
PEPSICO INC COM 713448108 2976 59019 SH SOLE 59019
PFIZER INC COM 717081103 1377 35333 SH SOLE 33753 1580
PHILIP MORRIS INC COM 718154107 3516 66118 SH SOLE 66118
PHILLIPS PETE CO CO COM 718507106 5671 91700 SH SOLE 91700
PITNEY BOWES INC COM 724479100 1731 40977 SH SOLE 40000 977
PROCTER AND GAMBLE COM 742718109 323 3590 SH SOLE 3178 412
SBC COMMUNICATIONS INC COM 78387G103 3185 83509 SH SOLE 83509
ST PAUL COMPANIES INC COM 792860108 3530 75000 SH SOLE 75000
SARA LEE CORP COM 803111103 3071 145918 SH SOLE 145918
SCANA CORP NEW CO COM 80589M102 3417 110663 SH SOLE 110663
SCAN SOURCE COM 806037107 446 7950 SH SOLE 7950
SCHERING-PLOUGH CORP COM 806605101 3380 115560 SH SOLE 114566 994
SCHLUMBERGER LTD COM 806857108 2358 42084 SH SOLE 41404 680
SONOCO PRODUCTS COMPANY COM 835495102 680 24276 SH SOLE 24276
SPARTANBURG WTRWKS 4.4% COM 847184RX8 2407 25000 SH SOLE 25000
SPRINT CORPORATION FON GROUP COM 852061100 1899 126200 SH SOLE 126200
SUMMIT FINANCIAL CORPORATION COM 866057102 217 16279 SH SOLE 16279
SUNTRUST BKS INC COM 867914103 4792 72500 SH SOLE 72500
SUPER VALUE INC COM 868536103 2513 92000 SH SOLE 92000
SYNOVUS FINANCIAL COM 87161C105 508 17118 SH SOLE 17118
TXU CORP COM 873168108 3038 55000 SH SOLE 55000
TARGET CORP COM COM 87612E106 2190 52127 SH SOLE 51479 648
TEXACO CAPITAL INC DE PREFERRED 881685AW1 1107 10000 SH SOLE 10000
TORCHMARK CORP COM 891027104 2001 50000 SH SOLE 50000
TYCO INTERNATIONAL LTD COM 902124106 1142 35411 SH SOLE 33167 2244
UNITED TECHNOLOGIES CORP CO COM 913017109 4774 65000 SH SOLE 65000
V F CORP COM 918204108 2259 53000 SH SOLE 53000
VERIZON COMMUNICATIONS INC COM 92343V104 3078 67918 SH SOLE 67364 554
VIACOM, INC. COM 925524100 1028 21180 SH SOLE 21180
VIACOM INC COM 925524308 870 17945 SH SOLE 17217 728
WACHOVIA CORP 2ND NEW CO COM 929903102 2852 78679 SH SOLE 78679
WAL-MART STORES COM 931142103 914 15427 SH SOLE 14220 1207
WELLS FARGO & CO NEW COM 949746101 4897 100470 SH SOLE 99254 1216
WEYERHAEUSER CO CO COM 962166104 3684 60416 SH SOLE 60416
WHIRLPOOL CORP COM 963320106 3395 46000 SH SOLE 46000
WORLDCOM INC/WORLDCOM GROUP COM 98157D106 1343 206738 SH SOLE 202771 3967
INGERSOLL RAND COMPANY LIMITED COM G4776G101 3618 75000 SH SOLE 75000