THE BEAR STEARNS COMPANIES INC.
IncomeNotes(SM)
With Maturities of Nine Months or More from Date of Issue
Registration No. 333-109793
Filed Pursuant to Rule 424(b)(3)
Pricing Supplement No. 47
(To Prospectus dated November 17, 2003,
and Prospectus Supplement dated November 17, 2003)
Trade Date: November 8, 2004
Issue Date: November 12, 2004
The date of this Pricing Supplement is November 8, 2004
Fixed Rate Notes
-------------------------------------------------------------------------------------------------------------------------
Interest
Maturity Price to Discounts & Payment
CUSIP# Interest Rate Date Public Commissions Reallowance Dealer Frequency
-------------------------------------------------------------------------------------------------------------------------
07387EGL5 3.75% 11/15/2009 100.00% 1.00% 0.350% 99.25% Semi
-------------------------------------------------------------------------------------------------------------------------
07387EGM3 5.50% 11/15/2029 100.00% 2.50% 0.350% 98.00% Semi
-------------------------------------------------------------------------------------------------------------------------
Subject to Redemption
---------------------
--------------------------------------------------------------------------------------------------------------------------
First
Interest Aggregate
First Interest Payment Survivor's Principal
Payment Date Amount Option Yes/No Date and Terms of Redemption Amount Net Proceeds
--------------------------------------------------------------------------------------------------------------------------
5/15/2005 $19.06 Yes No N/A $1,293,000 $1,280,070
--------------------------------------------------------------------------------------------------------------------------
5/15/2005 $27.96 Yes Yes Commencing on 11/15/2009 and on the 15th $1,617,000 $1,576,575
of each month thereafter until Maturity,
the Notes may be called in whole at par at
the option of the Company on ten calendar
days notice.
--------------------------------------------------------------------------------------------------------------------------
***
The distribution of IncomeNotes will conform to the requirements set forth in
Rule 2720 of the NASD Conduct Rules.