Post-Effective Amendment No. 1 to Form S-8 Registration Statement
 
As filed with the Securities and Exchange Commission on April 26, 2006
Registration No. 333-56647
 
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
___________
 
POST-EFFECTIVE AMENDMENT NO. 1
TO FORM S-8
REGISTRATION STATEMENT
 
Under
THE SECURITIES ACT OF 1933
___________
 
EFC Bancorp, Inc.
(Exact name of registrant as specified in its charter)
 
Delaware
(State or Other Jurisdiction
of Incorporation or Organization)
  
36-4193304
(I.R.S. Employer
Identification No.)
 
1695 Larkin Avenue
Elgin, Illinois 60123
(Address, including zip code of registrant’s principal executive office)
__________________________
 
ELGIN FINANCIAL CENTER, S.B. 401(k) EMPLOYEE BENEFIT PLAN
(Full title of the plan)
___________
 
Jennifer R. Evans, Esq.
MAF BANCORP, INC.
55th & Holmes
Clarendon Hills, Illinois 60514
(630) 986-7544
(Name, address and telephone number, including area code, of agent for service)
 
Copies to:
Thomas P. Desmond, Esq.
VEDDER, PRICE, KAUFMAN & KAMMHOLZ, P.C.
222 North LaSalle Street
Chicago, Illinois 60601
(312) 609-7500


EXPLANATORY NOTE
 
Deregistration of Securities
 
On June 11, 1998, EFC Bancorp, Inc., a Delaware corporation (“EFC”), filed with the Securities and Exchange Commission (the “Commission”) a Registration Statement on Form S-8 (File No. 333-56647) (the “Registration Statement”) registering a total of 246,095 shares of its common stock, par value $0.01 per share, for issuance and sale pursuant to the Elgin Financial Center, S.B. 401(k) Employee Benefit Plan (the “Plan”), and an indeterminate amount of participation interests.
 
As a result of EFC’s merger into MAF Bancorp, Inc., which became effective January 31, 2006, shares of EFC common stock may no longer be issued pursuant to the Plan. This Post-Effective Amendment No. 1 to the Registration Statement is being filed to deregister all remaining shares of common stock of EFC formerly available for issuance under the Plan and registered under the Registration Statement that, as of the date of filing of this Post-Effective Amendment No. 1, have not been issued pursuant to the Plan.
 
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SIGNATURES
 
    Pursuant to the requirements of the Securities Act of 1933, as amended, the Registrant certifies that it has reasonable grounds to believe that it meets all the requirements for filing on Form S-8 and has duly caused this Post-Effective Amendment No. 1 to the Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the Village of Clarendon Hills, State of Illinois, on this 26th day of April, 2006.
.
 
     
 
MAF BANCORP, INC., as successor by merger to EFC Bancorp, Inc.
 
 		  
 		  
 
  By:   /s/ Allen H. Koranda
    Allen H. Koranda
Chairman of the Board and
Chief Executive Officer
 
    Pursuant to the requirements of the Securities Act of 1933, as amended, this Post-Effective Amendment No. 1 to the Registration Statement has been signed by the following persons in the capacities and on the date indicated.
 
 Name
 
Title
Date 
 
 /s/ Allen H. Koranda
Allen H. Koranda
 
 
Chairman of the Board and
Chief Executive Officer
(principal executive officer)
 
April 26, 2006
 
 /s/ Kenneth Koranda
Kenneth Koranda
 
 
President and Vice Chairman of the Board
 
April 26, 2006
 
/s/ Jerry A. Weberling 
Jerry A. Weberling
 
Executive Vice President,
Chief Financial Officer and Director
(principal financial officer)
 
 
April 26, 2006
 
/s/ M. Christine Roberg 
M. Christine Roberg
 
 
First Vice President and Controller
(principal accounting officer)
 
April 26, 2006

/s/ Robert J. Bowles, M.D.
Robert J. Bowles, M.D.
 
 
Director
 
April 26, 2006
 
/s/ David C. Burba
David C. Burba
 
 
Director
 
April 26, 2006
 
/s/ Terry A. Ekl
Terry A. Ekl
 
 
Director
 
April 26, 2006
 
/s/ Harris W. Fawell
Harris W. Fawell
 
 
Director
 
April 26, 2006
 
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/s/ Joe F. Hanauer
Joe F. Hanauer
 
Director
April 26, 2006
 
 /s/ Barbara L. Lamb
Barbara L. Lamb
 
 
Director
 
April 26, 2006
 
 /s/ Edward Mentzer
Edward Mentzer
 
 
Director
 
April 26, 2006
 
/s/ Thomas R. Perz 
Thomas R. Perz
 
 
Director
 
April 26, 2006
 
/s/ Raymond S. Stolarczyk
Raymond S. Stolarczyk
 
 
Director
 
April 26, 2006
 
/s/ F. William Trescott
F. William Trescott
 
 
Director
 
April 26, 2006
 
/s/ Lois B. Vasto
Lois B. Vasto
 
 
Director
 
April 26, 2006
 
/s/ Andrew J. Zych
Andrew J. Zych
 
 
Director
 
April 26, 2006
 
/s/ Leo M. Flanagan, Jr.
Leo M. Flanagan, Jr.
 
 
Director
 
April 26, 2006
 
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