------------------------------------------------------------------------------- UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ------------ Form 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ------------ Date of report (Date of earliest event reported): August 11, 2004 Bristol West Holdings, Inc. (Exact Name of Registrant as Specified in Charter) Delaware 001-31984 13-3994449 (State or Other Jurisdiction (Commission (I.R.S. Employer of Incorporation) File Number) Identification No.) 5701 Stirling Road Davie, Florida 33314 (Address of Principal Executive Offices) Registrant's telephone number, including area code: (954) 316-5200 Not Applicable (Former Name or Former Address, if Changed Since Last Report) ------------------------------------------------------------------------------- Item 7. Financial Statements, Pro Forma Financial Information and Exhibits (c) Exhibits 99.1 Press Release, dated August 11, 2004. Item 12. Results of Operations and Financial Condition On August 11, 2004, Bristol West Holdings, Inc. issued a press release announcing its financial results for the second quarter of 2004. A copy of the press release is attached hereto as Exhibit 99.1. The information in Exhibit 99.1 is being furnished pursuant to Item 12 of Form 8-K. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. BRISTOL WEST HOLDINGS, INC. By: /s/ Craig E. Eisenacher ------------------------------ Name: Craig E. Eisenacher Title: Chief Financial Officer Date: August 12, 2004 INDEX TO EXHIBITS Exhibit Number Exhibit -------------- ------- 99.1 Press Release, dated August 11, 2004