FORM 11-K/A [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2003 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period From _________ to ___________ COMMISSION FILE NUMBER: 1-14659 A. Full Title of Plan: Thrift Savings Plan B. Name of issuer of the securities held pursuant to the plan and address of its principal executive office: Wilmington Trust Corporation Rodney Square North 1100 North Market Street Wilmington, DE 19890 1. The Thrift Savings Plan affords staff members the opportunity to acquire from time to time shares of Wilmington Trust Corporation's stock, as well as interests in funds which purchase a variety of investments from time to time and which may change from time to time. These include debt and equity securities. As of December 31, 2003, the names and addresses of those funds are the following: Fidelity Advisor Equity Growth (T) Separate Account Fidelity Advisor Small Cap (T) Separate Account Fidelity Advisor Overseas Separate Account Principal Large Cap Stock Index Separate Account Putnam Equity Inc (M) Separate Account Principal Financial Group 710 9th Street Des Moines, IA 50309 Wilmington Large Cap Growth Portfolio Wilmington Large Cap Value Portfolio Wilmington Large Cap Core Portfolio Wilmington Small Cap Core Portfolio Wilmington International Multi-Manager Portfolio Wilmington Broad Market Bond Portfolio Wilmington Mid Cap Strategic Allocation Fund Wilmington Small Cap Strategic Allocation Fund Wilmington Real Estate Portfolio Stable Value Fund Wilmington Trust Corporation Stock Fund Rodney Square North 1100 North Market Street Wilmington, DE 19890 2. (a) The written consent of the independent registered public accounting firm with respect to the financial statements for the Thrift Savings Plan is attached hereto as Exhibit 23. (b) The financial statements required to be filed for the Thrift Savings Plan, which qualifies under the Employee Retirement Income Security Act of 1974 ("ERISA"), are attached hereto as Exhibit 99.1. 1 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the following individuals, who administer the Thrift Savings Plan, have signed this Form 11-K/A as of June 28, 2004. /s/ David R. Gibson (SEAL) ---------------------------------------- David R. Gibson, Chairman /s/ Michael A. DiGregorio (SEAL) ---------------------------------------- Michael A. DiGregorio /s/ William J. Farrell II (SEAL) ---------------------------------------- William J. Farrell II /s/ I. Gail Howard (SEAL) ---------------------------------------- I. Gail Howard /s/ Gerald F. Sopp (SEAL) ---------------------------------------- Gerald F. Sopp 2 EXHIBIT INDEX EXHIBIT EXHIBIT PAGE NUMBER ------- ------- ----------- 23 Consent of independent registered public accounting firm 5 99.1 Financial statements 7