UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549

 

FORM 8-K

 

CURRENT REPORT Pursuant
to Section 13 or 15(d) of the
Securities Exchange Act of 1934

 

October 28, 2004
(Date of earliest event reported)

 

Bar Harbor Bankshares
(Exact Name of Registrant as Specified in Its Charter)

 

Maine
(State or Other Jurisdiction of Incorporation)

 

841105-D                                 01-0393663
(Commission File Number)    (IRS Employer Identification No.)

 

PO Box 400
Main Street, Bar Harbor, ME       04609-0400
(Address of Principal Executive Offices) (Zip Code)

 

(207) 288-3314
(Registrant’s Telephone Number, Including Area Code)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

        _____ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

        _____Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

        _____Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

        _____Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

 

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

On October 28, 2004, Bar Harbor Bankshares issued a press release announcing its earnings and results of operations for the quarter ended September 30, 2004. A copy of the press release is included as Exhibit 99.1 and is incorporated herein by reference.

 

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

            (c) Exhibits.

                        99.1      Third quarter 2004 earnings press release

 

 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: October 28, 2004

BAR HARBOR BANKSHARES

 /s/Joseph M. Murphy

Joseph M. Murphy
President and Chief Executive Officer