Blueprint
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.20549
FORM 6-K
Report of Foreign Private Issuer
Pursuant to Rule 13a-16 or 15d-16
of the Securities Exchange Act of 1934
(09
March 2018)
LLOYDS BANKING GROUP
plc
(Translation of registrant's name into
English)
5th Floor
25 Gresham Street
London
EC2V 7HN
United Kingdom
(Address
of principal executive offices)
Indicate
by check mark whether the registrant files or will file annual
reports
under
cover Form 20-F or Form 40-F.
Form
20-F..X.. Form 40-F
Indicate
by check mark whether the registrant by furnishing the
information
contained
in this Form is also thereby furnishing the information to
the
Commission
pursuant to Rule 12g3-2(b) under the Securities Exchange Act of
1934.
Yes
No ..X..
If
"Yes" is marked, indicate below the file number assigned to the
registrant in connection with Rule
12g3-2(b):
82- ________
Index
to Exhibits
Item
No.
1 Regulatory News Service Announcement, dated 09 March
2018
re:
2017 Annual Report on Form 20-F
9 March
2018
LLOYDS BANKING GROUP FILES ANNUAL REPORT ON FORM 20-F
Lloyds
Banking Group announces that on 9 March 2018 it filed its Annual
Report on Form 20-F for the year ended 31 December 2017 with the
Securities and Exchange Commission.
It
should be noted that the financial results for 2017 incorporated in
the Form 20-F differ to those in the UK accounts issued on 21
February 2018 as the additional £350 million PPI provision
following the release of the revised PPI policy statement by the
FCA on 2 March 2017 was charged in the 2016 results for the Group's
US reporting purposes.
A copy
of the Form 20-F is available through the 'Investors &
Performance' section of our website at www.lloydsbankinggroup.com
and also online at www.sec.gov
Shareholders
can receive hard copies of the complete audited financial
statements free of charge upon request. Printed copies of the 2017
Annual Report on Form 20-F can be requested from Investor Relations
by email to
investor.relations@finance.lloydsbanking.com
-END-
For
further information:
Investor Relations
Douglas
Radcliffe
+44 (0)20 7356 1571
Group
Investor Relations Director
douglas.radcliffe@lloydsbanking.com
Corporate Affairs
Matt
Smith
+44 (0)20 7356 3522
Head of
Corporate Media
matt.smith@lloydsbanking.com
FORWARD LOOKING STATEMENTS
This
document contains certain forward looking statements within the
meaning of Section 21E of the US Securities Exchange Act of 1934,
as amended, and section 27A of the US Securities Act of 1933, as
amended, with respect to the business, strategy, plans and / or
results of Lloyds Banking Group and its current goals and
expectations relating to its future financial condition and
performance. Statements that are not historical facts, including
statements about Lloyds Banking Group's or its directors' and/or
management's beliefs and expectations, are forward looking
statements. Words such as 'believes', 'anticipates', 'estimates',
'expects', 'intends', 'aims', 'potential', 'will', 'would',
'could', 'considered', 'likely', 'estimate' and variations of these
words and similar future or conditional expressions are intended to
identify forward looking statements but are not the exclusive means
of identifying such statements. By their nature, forward looking
statements involve risk and uncertainty because they relate to
events and depend upon circumstances that will or may occur in the
future. Examples of such forward looking statements include, but
are not limited to: projections or expectations of Lloyds Banking
Group's future financial position including profit attributable to
shareholders, provisions, economic profit, dividends, capital
structure, portfolios, net interest margin, capital ratios,
liquidity, risk-weighted assets (RWAs), expenditures or any other
financial items or ratios; litigation, regulatory and governmental
investigations; Lloyds Banking Group's future financial
performance; the level and extent of future impairments and
write-downs; statements of plans, objectives or goals of Lloyds
Banking Group or its management including in respect of statements
about the future business and economic environments in the UK and
elsewhere including, but not limited to, future trends in interest
rates, foreign exchange rates, credit and equity market levels and
demographic developments; statements about competition, regulation,
disposals and consolidation or technological developments in the
financial services industry; and statements of assumptions
underlying such statements. Factors that could cause actual
business, strategy, plans and/or results (including but not limited
to the payment of dividends) to differ materially from forward
looking statements made by Lloyds Banking Group or on its behalf
include, but are not limited to: general economic and business
conditions in the UK and internationally; market related trends and
developments; fluctuations in interest rates, inflation, exchange
rates, stock markets and currencies; the ability to access
sufficient sources of capital, liquidity and funding when required;
changes to Lloyds Banking Group's credit ratings; the ability to
derive cost savings and other benefits including, but without
limitation as a result of any acquisitions, disposals and other
strategic transactions; changing customer behaviour including
consumer spending, saving and borrowing habits; changes to borrower
or counterparty credit quality; instability in the global financial
markets, including Eurozone instability, instability as a result of
the exit by the UK from the European Union (EU) and the potential
for other countries to exit the EU or the Eurozone and the impact
of any sovereign credit rating downgrade or other sovereign
financial issues; technological changes and risks to the security
of IT and operational infrastructure, systems, data and information
resulting from increased threat of cyber and other attacks;
natural, pandemic and other disasters, adverse weather and similar
contingencies outside Lloyds Banking Group's control; inadequate or
failed internal or external processes or systems; acts of war,
other acts of hostility, terrorist acts and responses to those
acts, geopolitical, pandemic or other such events; changes in laws,
regulations, accounting standards or taxation, including as a
result of the exit by the UK from the EU, or a further possible
referendum on Scottish independence; changes to regulatory capital
or liquidity requirements and similar contingencies outside Lloyds
Banking Group's control; the policies, decisions and actions of
governmental or regulatory authorities or courts in the UK, the EU,
the United States or elsewhere including the implementation and
interpretation of key legislation and regulation together with any
resulting impact on the future structure of Lloyds Banking Group;
the ability to attract and retain senior management and other
employees and meet its diversity objectives; actions or omissions
by Lloyds Banking Group's directors, management or employees
including industrial action; changes to Lloyds Banking Group's
postretirement defined benefit scheme obligations; the extent of
any future impairment charges or write-downs caused by, but not
limited to, depressed asset valuations, market disruptions and
illiquid markets; the value and effectiveness of any credit
protection purchased by Lloyds Banking Group; the inability to
hedge certain risks economically; the adequacy of loss reserves;
the actions of competitors, including non-bank financial services,
lending companies and digital innovators and disruptive
technologies; and exposure to regulatory or competition scrutiny,
legal, regulatory or competition proceedings, investigations or
complaints. Lloyds Banking Group may also make or disclose written
and/or oral forward looking statements in reports filed with or
furnished to the US Securities and Exchange Commission, Lloyds
Banking Group annual reviews, half-year announcements, proxy
statements, offering circulars, prospectuses, press releases and
other written materials and in oral statements made by the
directors, officers or employees of Lloyds Banking Group to third
parties, including financial analysts. Except as required by any
applicable law or regulation, the forward looking statements
contained in this document are made as of the date hereof, and
Lloyds Banking Group expressly disclaims any obligation or
undertaking to release publicly any updates or revisions to any
forward looking statements contained in this document to reflect
any change in Lloyds Banking Group's expectations with regard
thereto or any change in events, conditions or circumstances on
which any such statement is based. The information, statements and
opinions contained in this document do not constitute a public
offer under any applicable law or an offer to sell any securities
or financial instruments or any advice or recommendation with
respect to such securities or financial instruments.
Signatures
Pursuant
to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf
by the undersigned, thereunto duly authorized.
LLOYDS
BANKING GROUP plc
(Registrant)
By: Douglas
Radcliffe
Name: Douglas
Radcliffe
Title: Group
Investor Relations Director
Date: 09
March 2018