UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

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                                    FORM 8-K

                                 CURRENT REPORT
                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

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       Date of Report (Date of earliest event reported): February 21, 2007

                            EMCLAIRE FINANCIAL CORP.
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             (Exact name of registrant as specified in its charter)


  Pennsylvania                     000-18464                     25-1606091
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(State or other                   (Commission                  (IRS Employer
jurisdiction of                   File Number)               Identification No.)
incorporation)


               612 Main Street, Emlenton, PA          16373
         (Address of principal executive offices)   (Zip Code)


Registrant's telephone number, including area code: (724) 867-2311

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act
    (17 CFR 230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
    (17 CFR 240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
    Exchange Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
    Exchange Act (17 CFR 240.13e-4(c))







                            EMCLAIRE FINANCIAL CORP.
                           CURRENT REPORT ON FORM 8-K

ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On  February  21,  2007,  Emclaire  Financial  Corp.  announced  its  results of
operations  for the quarter ended December 31, 2006. A copy of the related press
release  is being  filed as  Exhibit  99.1 to this Form 8-K and is  incorporated
herein by reference in its entirety.  The information  furnished under Item 9.01
of this Current Report on Form 8-K,  including Exhibit 99.1, shall not be deemed
to be "filed" for purposes of the Securities Exchange Act of 1934, as amended.

ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS.

(c) Exhibits.

Exhibit Number             Description
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99.1                       Press Release dated February 21, 2007 issued by
                           Emclaire Financial Corp.








                                    SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



EMCLAIRE FINANCIAL CORP.




Date:  February 21, 2007                      David L. Cox
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                                              Name:      David L. Cox
                                              Title:     Chief Executive Officer
                                                         President